Chase's wire transfer address depends on whether you're sending domestic or international money

Chase does not have a single mailing address where you send wire transfer funds. Instead, you provide wire instructions to your own bank, and Chase receives the money through the Federal Reserve's wire network (for domestic transfers) or through SWIFT (for international transfers). Your bank routes the funds to Chase's Federal Reserve account or SWIFT code based on the recipient's account details — not a physical address.

If you're sending money to someone with a Chase account, you need their account number and routing number, not an address. If you're wiring money from your own Chase account, you work with Chase directly through their online banking, phone line, or a branch visit. The confusion often arises because wire transfers feel like they should work like mailing a check, but they move through banking networks instead.

Key Takeaways

  • Wire transfers to Chase accounts use the recipient's account number and routing number, not a mailing address.
  • Chase's domestic routing number is 021000021, and their SWIFT code for international wires is CHASUS33.
  • If you're sending a wire from your Chase account, you initiate it through Chase's website, mobile app, phone line, or in person at a branch.
  • Intermediary banks sometimes require a Chase address for their own records; in that case, use your local Chase branch address or Chase's main corporate office in New York.

Routing numbers and SWIFT codes for Chase wire transfers

When someone sends you money via wire to your Chase account, they need Chase's domestic routing number: 021000021. This number tells the Federal Reserve where to deliver domestic wire transfers. The sender's bank uses this routing number plus your account number to route the funds correctly.

For international wire transfers into a Chase account, the sender's bank needs Chase's SWIFT code: CHASUS33. SWIFT (Society for Worldwide Interbank Financial Telecommunication) is the international equivalent of the domestic routing system. Some international senders may also ask for a branch code or address; if so, provide the address of the Chase branch where your account is held, or use Chase's headquarters address: 383 Madison Avenue, New York, NY 10179.

If you're sending money out of your Chase account, you don't need to know these numbers — Chase's system handles the routing automatically once you enter the recipient's bank details and account information.

How to send a wire transfer from your Chase account

To initiate a wire transfer from Chase, you have four options: online through Chase.com, through the Chase mobile app, by phone at 1-800-935-9935, or in person at any Chase branch. Online and mobile are fastest; phone and branch visits are useful if you have questions or need to send a large amount.

You'll need the recipient's full name, account number, and routing number (for domestic transfers) or SWIFT code and address (for international transfers). Chase charges a fee for outgoing wire transfers — typically $15 to $30 for domestic wires and $40 to $50 for international wires, though this varies by account type. The fee is deducted from your account at the time you send the wire.

Domestic wires usually arrive the same business day if sent before the cutoff time (typically 2 p.m. Eastern). International wires take one to three business days depending on the receiving country and bank.

When you need a Chase address for wire transfer purposes

Most wire transfers never require a physical address. However, some situations do call for one. If you're receiving a wire from a small bank or credit union whose system requires an intermediary bank address, or if you're wiring money from outside the United States and the foreign bank's form has a field for the receiving bank's address, you can use your local Chase branch address or Chase's main office.

Chase's corporate headquarters address is 383 Madison Avenue, New York, NY 10179. If you have a local Chase branch, you can also use that branch's address — it will still route correctly through the Federal Reserve system. The address field is informational for the sending bank's records; the actual routing is controlled by the routing number or SWIFT code.

International wire transfers to Chase accounts outside the US

If you're receiving a wire at a Chase account in another country, the routing information changes. Chase operates in several countries (Canada, Mexico, the UK, and others), and each has its own routing codes. Ask your Chase branch or contact Chase directly for the correct SWIFT code and routing information for your specific country and account location.

For wires sent from the US to a Chase account abroad, you'll still use CHASUS33 as the initial SWIFT code, but the sending bank may ask for an intermediary bank or additional codes depending on the destination country. Chase's customer service can provide the exact details for your recipient's location.

Common mistakes that delay or reject wire transfers

The most frequent error is providing an incorrect account number or routing number. Even one digit wrong will cause the wire to be rejected or sent to the wrong account. Double-check both numbers with the recipient before sending. The second common mistake is using an outdated or incorrect SWIFT code for international transfers — CHASUS33 is correct for US-based Chase accounts, but verify it matches the recipient's specific account location.

Another issue is sending a wire after the cutoff time. Chase's cutoff for same-day domestic delivery is typically 2 p.m. Eastern time on business days. Wires sent after that time or on weekends are processed the next business day. Finally, some senders include a physical address instead of the routing number, thinking the wire works like a check. This causes delays because the receiving bank has to look up the routing number separately.

Frequently Asked Questions

Can I wire money to a Chase address instead of an account number?

No. Wire transfers route through account numbers and routing codes, not addresses. If you only have someone's name and address, you cannot send them a wire — you need their account number and the routing number of their bank. Ask the recipient for their account details directly.

What is Chase's mailing address for wire transfer inquiries?

Chase does not have a dedicated mailing address for wire transfer questions. Contact Chase through their website, call 1-800-935-9935, visit a branch in person, or use the message center in your online account. Phone and online chat are faster for wire-related questions.

Do I need to provide my Chase branch address when sending a wire?

No, not for domestic wires. Your routing number handles the delivery. For international wires, some foreign banks ask for a branch address as a backup reference, but it's not required if you have the correct SWIFT code. Provide it only if the sending bank's form specifically requests it.

What happens if I use the wrong routing number for a Chase wire?

The wire will either be rejected by the Federal Reserve or delivered to a different bank. If rejected, the money returns to your account within one to three business days. If sent to the wrong bank, contact Chase immediately — they can sometimes retrieve it, but recovery is not may provide and may take weeks.

Can I cancel a wire transfer after I send it from Chase?

Cancellation is possible only if the wire has not yet been delivered to the receiving bank. Call Chase immediately at 1-800-935-9935 if you need to cancel. Once the receiving bank accepts the funds, cancellation is not possible — you would have to ask the recipient to return the money.