Your Bank of America ABA transit number is a nine-digit code that identifies your specific branch and routing location within the Federal Reserve system.
When you send a wire transfer, the receiving bank needs to know exactly where your money is coming from. The ABA transit number (also called a routing number) tells them which Bank of America branch holds your account. Without it, the wire cannot be processed.
Bank of America uses different ABA transit numbers depending on which state your account is held in and which service you are using. The most common number for domestic wire transfers from Bank of America is 026009593, but your specific number may differ based on your account type and location.
Key Takeaways
- Bank of America's primary ABA transit number for domestic wires is 026009593, but your branch location may have a different routing number.
- You can find your correct ABA transit number on the bottom left of your checks, in your online banking portal, or by calling Bank of America directly.
- Wire transfers require both an ABA transit number and a complete account number to reach the correct destination.
- The ABA transit number is different from your account number and SWIFT code (used for international transfers).
Where to find your ABA transit number
The fastest way to locate your ABA transit number is to look at a check from your Bank of America account. The nine-digit number appears in the bottom left corner, before your account number. If you do not have checks available, you have several other options.
Log into your Bank of America online banking account or mobile app and navigate to your account details or settings. The routing number for wire transfers is usually listed under account information or transfer settings. You can also call Bank of America's customer service line at 1-800-432-1000 and ask for your ABA transit number for wire transfers — have your account number ready when you call.
Why the number matters for your wire transfer
The ABA transit number is part of the routing infrastructure that the Federal Reserve uses to move money between banks. When you initiate a wire transfer, your bank uses this number to send your funds to the correct Federal Reserve processing center, which then directs the money to the receiving bank.
If you provide an incorrect ABA transit number, your wire transfer may be delayed, sent to the wrong bank, or rejected entirely. Some banks will attempt to correct an obvious error, but others will return the funds to you, which can take several business days. Always double-check the number before you confirm the transfer.
Bank of America ABA numbers by state and account type
Bank of America maintains multiple routing numbers across different states and for different types of accounts. The number 026009593 works for most domestic wire transfers from Bank of America checking and savings accounts, but some specialty accounts, business accounts, or accounts opened in specific states may use a different routing number.
If you have a Bank of America business account, investment account, or an account opened in a state with a regional processing center, your routing number may differ. The safest approach is to confirm your specific routing number through your checks or your online account rather than assuming the primary number applies to you.
ABA transit number versus other routing information
The ABA transit number is used only for domestic wire transfers and ACH transfers within the United States. If you are sending money internationally, you will need a different code called a SWIFT code (also called a BIC code). Bank of America's SWIFT code for international transfers is BOFAUS3N.
Your account number is separate from your ABA transit number. The account number identifies your specific account within Bank of America, while the ABA transit number identifies the bank and branch location. Both are required to complete a wire transfer, but they serve different purposes in the routing process.
What happens after you provide your ABA transit number
Once you provide your ABA transit number and account number to the person or organization sending you money, the sending bank uses that information to route the wire. The Federal Reserve processes the transfer using the ABA transit number to direct funds to Bank of America's processing center, which then deposits the money into your account.
Domestic wire transfers typically arrive within one business day, though some may clear the same day if sent early in the morning. International wires using your SWIFT code take longer — usually three to five business days — because they pass through multiple banks and currency conversion systems.
Frequently Asked Questions
Is the ABA transit number the same as my routing number?
Yes, the terms are used interchangeably. ABA transit number and routing number refer to the same nine-digit code. ABA stands for American Bankers Association, the organization that originally established the system.
Can I use the same routing number for ACH transfers and wire transfers?
Usually yes, but not always. Most Bank of America accounts use the same routing number for both ACH and wire transfers. However, some account types or business accounts may have different routing numbers for different transfer types. Confirm with your bank before initiating a transfer.
What if I give someone the wrong ABA transit number?
The wire may be rejected, delayed, or sent to a different bank. If the sending bank catches the error, they will contact you or the recipient. If the funds go to the wrong bank, that bank will typically return them to the sender, which can take several business days. Always verify the number before confirming a transfer.
Do I need my ABA transit number to receive a wire transfer?
Yes. The person or organization sending you money needs both your ABA transit number and your account number to complete the transfer. Provide both pieces of information to ensure the funds reach your account.
Where do I find my ABA transit number if I bank online only?
Log into your online banking portal and look for account details or transfer settings. If you cannot locate it there, call Bank of America customer service at 1-800-432-1000. They can provide your routing number immediately over the phone.