Bank of America's ABA routing number depends on which state your account is in
Bank of America does not have a single routing number for all accounts. The ABA routing number — the nine-digit code that identifies your bank and branch in the U.S. banking system — changes based on the state where your account was opened. For wire transfers, you need the routing number that matches your account's home state, not the state where you currently live or where the receiving bank is located.
The most common Bank of America routing numbers are 011000015 (for California and most western states) and 026009593 (for the Northeast and Mid-Atlantic). However, Bank of America maintains separate routing numbers for accounts opened in different regions, so you may have a different one depending on where you opened your account.
Using the wrong routing number will delay your wire transfer or cause it to be rejected entirely. The receiving bank will not know where to send the money if the routing number does not match your account's actual location in the banking system.
Key Takeaways
- Bank of America's ABA routing number is different for each state, so you must find the one that matches where your account was opened, not where you live now.
- The two most common Bank of America routing numbers are 011000015 (western states) and 026009593 (northeastern states), but your account may have a different one.
- You can find your correct routing number by logging into your online banking account, calling Bank of America customer service, or checking a deposit slip or bank statement.
- Wire transfers sent with an incorrect routing number may be rejected or delayed, so verify the number before sending money.
How to find your Bank of America routing number online
The fastest way to find your routing number is to log into your Bank of America online banking account. Once you are signed in, go to the account details or account information section — the exact location varies depending on whether you use the website or mobile app, but it is usually under "Account" or "Settings." Your routing number will be listed alongside your account number.
If you do not remember your login credentials, you can also look at a recent deposit slip or bank statement. The routing number appears at the bottom left of a check, printed as the first nine digits of the series of numbers at the bottom of the page. Bank statements also include the routing number in the account information section, usually on the first page.
Calling Bank of America to confirm your routing number
If you cannot access your account online or want to verify the number before sending a wire transfer, call Bank of America's customer service line at 1-800-432-1000. Have your account number ready when you call. A representative can confirm your routing number in seconds and answer any questions about whether it is correct for your wire transfer.
This is especially useful if you opened your account in one state and have since moved, or if you are unsure whether your account is tied to a specific branch location. The representative can also tell you if there are any holds or restrictions on your account that might affect the wire transfer.
Common Bank of America routing numbers by region
| Region | Routing Number | States Typically Served |
|---|---|---|
| Western | 011000015 | California, Nevada, Oregon, Washington, Hawaii, Alaska |
| Southwestern | 111000025 | Arizona, New Mexico, Texas, Colorado |
| Midwestern | 061000052 | Illinois, Indiana, Iowa, Kansas, Missouri, Nebraska |
| Southeastern | 061100606 | Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, Virginia |
| Northeastern | 026009593 | Connecticut, Delaware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont |
This table shows the routing numbers most commonly associated with each region, but your account may use a different one depending on when and where you opened it. Always verify your specific routing number through your account or by calling customer service rather than assuming it matches your current location.
What happens if you use the wrong routing number
If you send a wire transfer with an incorrect routing number, the receiving bank's system will not recognize the destination account. The wire may be rejected outright, or it may be sent to the wrong bank entirely. In either case, the money does not reach the intended recipient, and you will need to contact Bank of America to trace the transfer and request a reversal or correction.
Tracing a wire transfer takes time — often several business days — and there is no may provide the money can be recovered if it was sent to another bank. This is why verifying your routing number before you initiate the transfer is critical. Take the extra 30 seconds to confirm the nine-digit code matches what you see in your account or on your statement.
Routing number versus account number for wire transfers
The routing number and account number are two separate pieces of information, and both are required to send or receive a wire transfer. The routing number identifies the bank and the region where your account is held. The account number identifies your specific account within that bank. Without both, the wire transfer cannot be processed.
When you send a wire transfer, you provide the receiving bank's routing number and the recipient's account number at that bank. When you receive a wire transfer, the sender needs your Bank of America routing number and your account number. Make sure you give the sender both pieces of information, and double-check that you have the correct routing number for the bank where the money is coming from.
Frequently Asked Questions
Does Bank of America have the same routing number for checking and savings accounts?
Yes. Bank of America uses the same routing number for both checking and savings accounts opened in the same state or region. The routing number identifies the bank and location, not the type of account. Your account type is determined by your account number, not the routing number.
Can I use any Bank of America routing number, or does it have to match my account?
You must use the routing number that matches where your account was opened. Using a different Bank of America routing number will cause the wire transfer to fail or be sent to the wrong location. Always verify your specific routing number through your account details or by calling customer service.
What if I opened my account in one state and moved to another?
Your routing number does not change when you move. It remains tied to the state where you originally opened the account. You continue to use that same routing number for all wire transfers, regardless of where you live now.
Is the routing number on my check the same as my wire transfer routing number?
Yes. The nine-digit number printed at the bottom left of your check is your ABA routing number, and it is the same number you use for wire transfers. You can use your check as a reference if you need to verify your routing number.