How to Find Chase Bank's SWIFT and BIC Codes for Wire Transfers

Chase's SWIFT and BIC codes are the same number: CHASUS33

Chase Bank uses CHASUS33 as its SWIFT code and BIC code for all domestic and international wire transfers. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication, and BIC stands for Bank Identifier Code — they are the same thing, just two names for the same eight-character code that tells the sending bank how to route your money to Chase.

You will need this code when sending a wire transfer to a Chase account from another bank, or when receiving a wire from outside the United States. The code works the same way whether you are wiring money domestically or internationally, though international wires may also ask for additional routing information depending on the country.

Do not confuse this with your Chase account's routing number, which is different. The routing number identifies which specific Chase branch or processing center handles your account. The SWIFT code identifies Chase as a bank in the global wire system.

Key Takeaways

Chase's SWIFT/BIC code is CHASUS33 for all wire transfers, whether domestic or international.
You need this code when sending money from another bank to your Chase account, or when someone outside the U.S. sends you money.
The SWIFT code is different from your account's routing number and should not be used interchangeably.
Chase does not use different SWIFT codes for different account types or branches — CHASUS33 works for all Chase accounts.

When you need Chase's SWIFT code

You will need CHASUS33 when someone outside your bank sends you a wire transfer and asks for your bank's SWIFT code. This happens most often when receiving money from abroad — a family member, employer, or client in another country will ask their bank for your bank's SWIFT code so the sending bank knows where to route the funds.

You may also need it if you are wiring money from a non-Chase bank to a Chase account and the sending bank's system asks for the receiving bank's SWIFT code. Some banks require it; others only ask for the routing number. Either way, CHASUS33 is the correct answer for Chase.

International wire senders sometimes also ask for a SWIFT code because their bank requires it by law or policy. The United States does not mandate SWIFT codes for domestic transfers the way some countries do, but providing it does not hurt and can speed up the transfer.

How SWIFT codes work in the wire transfer process

When you send a wire transfer, the sending bank uses routing information to move your money through a series of correspondent banks until it reaches the destination. The SWIFT code tells each bank in the chain which institution is the final recipient. CHASUS33 tells every bank in that chain that the money is going to Chase.

The code itself breaks down as follows: CHASUS33 means Chase (CHAS) in the United States (US) with a branch code of 33. The branch code does not direct money to a specific Chase location — it is simply part of Chase's identifier in the global system. All Chase accounts receive wires through the same SWIFT code regardless of which state or city your account is in.

Once the money reaches Chase, the routing number and account number take over. Those two pieces of information tell Chase which specific account to deposit the funds into. The SWIFT code gets the money to Chase; the routing and account numbers get it to you.

Domestic versus international wire transfers

For domestic wire transfers within the United States, you typically only need the routing number and account number. Most U.S. banks do not require a SWIFT code for domestic transfers because the Federal Reserve's wire transfer system (Fedwire) uses routing numbers instead.

For international wire transfers, the SWIFT code becomes necessary. Banks outside the United States use SWIFT as their standard routing system, so a sender in another country will need CHASUS33 to send money to your Chase account. If you are receiving money from abroad and the sender asks for your bank's SWIFT code, give them CHASUS33.

If you are sending money from your Chase account to someone outside the United States, you will need their bank's SWIFT code, not Chase's. Ask the recipient for their bank's SWIFT code and their account number or IBAN (International Bank Account Number), depending on what their bank requires.

Where to find this information if you forget it

You do not need to memorize CHASUS33 — you can find it on Chase's website, in your account statements, or by calling Chase customer service. Chase's website has a dedicated page for wire transfer information that lists the SWIFT code prominently. You can also ask a Chase representative at any branch.

If you are setting up a wire transfer through Chase's online banking or mobile app, the system may fill in the SWIFT code automatically when you select Chase as the receiving bank. For outgoing wires to other banks, you will enter the receiving bank's SWIFT code, not Chase's.

Keep in mind that scammers sometimes pose as banks and ask for SWIFT codes as part of a phishing scheme. Never give your SWIFT code to someone who contacts you unsolicited. If someone asks for it, hang up and call Chase directly using the number on the back of your card.

Common mistakes when using SWIFT codes

The most common error is confusing the SWIFT code with the routing number. They serve different purposes in the wire transfer system. Your Chase routing number is nine digits and identifies your specific account location within Chase's system. The SWIFT code is eight characters and identifies Chase in the global banking network. You need both pieces of information for different parts of the transfer process.

Another mistake is using an outdated or incorrect SWIFT code. Chase's code has not changed, but if you are wiring to a different bank, make sure you have the correct code for that bank. A single wrong character in a SWIFT code can send your money to the wrong bank, and recovering it can take weeks.

Some people also assume they need different SWIFT codes for different types of accounts — checking, savings, money market. Chase uses CHASUS33 for all account types. The account number is what distinguishes between your accounts, not the SWIFT code.

Frequently Asked Questions

Do I need a SWIFT code to receive a wire transfer at Chase?

Only if the sender is outside the United States. Domestic senders only need your routing number and account number. International senders will ask for your bank's SWIFT code, which is CHASUS33. Provide it to them so they can complete the transfer.

Is CHASUS33 the same for all Chase accounts?

Yes. Chase uses one SWIFT code for all accounts, all branches, and all account types. The account number is what tells Chase which specific account to deposit the money into. Do not ask for a different SWIFT code based on your account type or location.

What if I send a wire with the wrong SWIFT code?

The wire may be rejected by the receiving bank, or it may be sent to the wrong bank entirely. If you realize the mistake before the transfer completes, contact your bank immediately to cancel it. If the money has already left, you will need to contact the receiving bank to retrieve it, which can take several weeks.

Can I use CHASUS33 for wires to Chase accounts outside the United States?

No. If you are sending money to a Chase account in another country, you need that country's Chase SWIFT code, not the U.S. code. Ask the recipient for their bank's SWIFT code, or contact Chase to find out which code applies to the country where their account is held.

This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.