Bank of America's routing number for Florida wire transfers is 026009593
If you are sending a wire transfer from a Bank of America account in Florida, you will need the routing number 026009593. This nine-digit code identifies Bank of America to the banking system and tells the sending bank where to direct your money. The routing number is the same whether you are wiring funds within Florida, to another state, or internationally — it does not change based on the destination.
Bank of America uses a single routing number for all wire transfers nationwide, regardless of which branch you use or which state you live in. This is different from some banks that assign different routing numbers to different regions. When you initiate a wire through Bank of America's website, mobile app, or by visiting a branch, the system will often fill in the routing number automatically, but knowing it yourself prevents delays if you need to provide it to the sending institution.
Key Takeaways
- Bank of America's wire transfer routing number is 026009593 for all locations, including Florida.
- You will need this routing number when someone outside Bank of America sends you money by wire, or when you provide wiring instructions to another person or business.
- The routing number is different from your account number — you need both pieces of information to complete a wire transfer.
- Bank of America will display the correct routing number in your online banking portal and can confirm it by phone if you call your local branch.
Where to find your routing number in Bank of America online banking
Log into your Bank of America account on the website or mobile app and navigate to the account details or account information section. The routing number is typically listed alongside your account number. If you cannot locate it, select the account you plan to use for the wire transfer, then look for a link labeled "Account Details," "View Account Number," or "Wire Transfer Information."
Bank of America also displays routing information when you request a wire transfer through their system. The app or website will show you the routing number as part of the confirmation before you submit the transfer. This is a good time to verify the number matches what you have been given by the receiving party.
Confirming the routing number by phone or in person
Call your local Bank of America branch directly and ask for the wire transfer routing number. A representative can confirm 026009593 is correct and answer questions about your specific transfer. If you prefer to speak with someone in person, visit any Bank of America branch in Florida with your account information or ID.
Bank of America's general customer service line can also provide routing information, though branch staff often respond faster for wire-related questions. Have your account number ready when you call, as the representative may ask for it to pull up your account details.
The difference between routing number and account number
The routing number (026009593) identifies the bank itself, while your account number identifies your specific account within that bank. When someone sends you a wire transfer, they need both pieces of information. The routing number tells their bank which bank to send the money to; the account number tells Bank of America which of its accounts should receive the funds.
If you provide only the routing number without an account number, the wire cannot be completed. If you provide only an account number without the routing number, the sending bank will not know where to direct the transfer. Both are required, and both must be correct.
What to do if you are receiving a wire transfer
When someone is sending you money by wire, provide them with your Bank of America routing number (026009593), your account number, and your full name as it appears on the account. Some senders may also ask for the bank's address or phone number; Bank of America's main wire department can provide those details if needed.
Wire transfers typically arrive within one business day, though some may take longer depending on the sending bank's processing time. Once the money arrives, it will be deposited directly into your account. You can track the status of an incoming wire by logging into your Bank of America account or calling your branch.
International wire transfers from Florida
If you are sending money internationally from a Bank of America account in Florida, you will still use the routing number 026009593. However, international wires require additional information: the recipient's bank's SWIFT code (or BIC code), the recipient's international bank account number (IBAN), and sometimes the recipient bank's address.
Bank of America charges a fee for international wire transfers, and the amount varies depending on the destination country and whether the transfer is sent in U.S. dollars or another currency. Contact your branch or log into your account to see the current fee schedule before you send an international wire.
Frequently Asked Questions
Is the routing number 026009593 the same for all Bank of America accounts?
Yes. Bank of America uses one routing number for all wire transfers, regardless of your account type, location, or branch. Whether you have a checking account, savings account, or money market account, the routing number is always 026009593 for wire transfers.
Can I use a different routing number for wire transfers?
No. You must use 026009593 for wire transfers from Bank of America. Using an incorrect routing number will cause the transfer to fail or be delayed. If you are unsure which number to use, confirm it with your bank before sending money.
What happens if I give someone the wrong routing number?
The wire transfer will either be rejected by the banking system or sent to the wrong bank. If this happens, contact Bank of America immediately and provide them with the details of the transfer. They can attempt to recover the funds, but the process can take several weeks.
Do I need the routing number to receive a wire transfer?
Yes. Anyone sending you money by wire needs your routing number, account number, and name. Without the routing number, the sending bank cannot direct the funds to Bank of America, and the transfer cannot be completed.
Is there a routing number specific to my Bank of America branch in Florida?
No. All Bank of America branches use the same routing number for wire transfers: 026009593. The routing number does not change based on which branch you use or which city in Florida you are located in.