Chase's wire address depends on whether you're sending domestic or international money, and the bank publishes different routing information for each

Chase does not have a single wire address. Instead, you provide Chase's routing number (which varies by wire type and sometimes by branch), your account number, and your name. For a domestic wire within the United States, you'll use routing number 021000021. For an international wire, the process is different — you'll need Chase's SWIFT code, which is CHASUS33, plus the bank's international address in New York.

The confusion happens because "wire address" isn't standard banking language. What you actually need is the routing number (for domestic) or SWIFT code and bank address (for international). The person or company sending you money will ask for these details, and Chase publishes them on their website and in your account statements.

Key Takeaways

  • For a domestic wire to your Chase account, provide the routing number 021000021, your Chase account number, and your full name.
  • For an international wire to Chase, you'll need the SWIFT code CHASUS33, the bank's New York address, your account number, and your name.
  • Chase's routing number can vary slightly depending on the type of wire and your branch location, so confirm the exact number with your bank before the sender initiates the transfer.
  • The sender's bank, not Chase, initiates the wire and will ask you for these details — you do not send money to an address yourself.

Domestic wire routing information

When someone sends you money via domestic wire (within the U.S.), they will ask for your routing number. Chase's standard routing number for incoming domestic wires is 021000021. You'll also provide your Chase account number and your full name as it appears on the account.

Some Chase branches or account types may have different routing numbers. Before you give the sender this information, log into your Chase account online or call Chase customer service at 1-800-935-9935 to confirm the routing number for your specific account. This takes two minutes and prevents the wire from being sent to the wrong place.

The sender's bank will initiate the wire on their end. You do not need to do anything except provide the routing number and account details. The wire typically arrives within one business day for domestic transfers.

International wire information

For an international wire coming into your Chase account, the sender will need different information. They'll ask for Chase's SWIFT code, which is CHASUS33. They'll also need the bank's mailing address, which is Chase Bank, 383 Madison Avenue, New York, NY 10179, USA.

Along with the SWIFT code and address, provide your Chase account number and your full name. Some international senders may also ask for an IBAN (International Bank Account Number), but U.S. accounts do not have IBANs — Chase will not have one to give. If the sender's bank requires an IBAN, tell them you have a U.S. account and provide the routing number and account number instead.

International wires typically take three to five business days to arrive, though this depends on the sender's bank and any intermediary banks involved. Currency conversion, if needed, happens at Chase's exchange rate on the day the wire arrives.

What to do if you're receiving a wire

If someone is sending you money and asks for your "Chase wire address," give them the routing number (021000021 for domestic, or CHASUS33 and the New York address for international), your account number, and your name. Do not send them any other information, and do not send them a screenshot of your account or any sensitive details beyond these four pieces of information.

Once you've provided this information, the sender's bank handles the rest. You can check your Chase account to see if the wire has arrived by logging in online or calling 1-800-935-9935. If the wire doesn't arrive within the expected timeframe, contact Chase with the sender's bank name and the date the wire was supposed to be sent — Chase can trace it.

Common mistakes when receiving a wire

The most common error is providing an incorrect account number. Double-check your account number before you give it to the sender — a single digit wrong means the wire goes to a different account or gets rejected. Your account number appears on your debit card, in your online banking portal, and on paper statements.

Another mistake is confusing the routing number with the account number. The routing number (021000021) identifies Chase as the bank. Your account number identifies your specific account within Chase. Both are required, and they are not the same thing.

For international wires, some senders mistakenly try to use a domestic routing number instead of the SWIFT code. If the sender's bank is outside the U.S., they must use CHASUS33, not 021000021. Confirm with the sender that they are using the international method if the wire is coming from another country.

If you're sending money out of Chase

If you're the one sending a wire from your Chase account, you'll initiate it through Chase online banking, the Chase mobile app, or by calling 1-800-935-9935. You'll provide the recipient's bank routing number (or SWIFT code for international), their account number, their name, and the amount. Chase will charge a fee — typically $15 to $25 for domestic wires and $40 to $50 for international wires, though this varies.

You can schedule a wire to go out on a future date, or send it immediately. Once you initiate it, you cannot cancel it if it has already been processed. Confirm all recipient details before you submit, because wires are difficult to reverse.

Frequently Asked Questions

Can I look up someone else's Chase wire information?

No. You cannot call Chase and ask for another person's routing number or account number. Only the account holder can provide this information. If you need to send money to someone, ask them directly for their routing number and account number.

Is 021000021 the same for all Chase accounts?

It is the standard domestic routing number for most Chase accounts. Some older accounts or accounts at specific branches may have a different routing number. Always confirm with your own bank before providing it to a sender, especially if your account is very old or was opened at a branch that has since closed.

What if the wire is sent to the wrong account?

Contact Chase immediately with the sender's bank name and the date the wire was sent. Chase can attempt to recover the wire, but success depends on whether the receiving bank has already released the funds. The sooner you report it, the better the chance of recovery. This process can take several weeks.

Do I need to do anything to receive a wire?

No. Your account is ready to receive wires as soon as it is opened. You simply provide the sender with your routing number and account number. The wire arrives automatically once the sender's bank processes it.

Why does my statement show a wire as "pending"?

Domestic wires usually post within one business day, but they may show as pending for a few hours while Chase processes them. International wires take longer — three to five business days is normal. If a wire shows pending for more than five business days, contact Chase to check the status.