Chase wire transfer addresses by location and method

Chase does not use a single address for all wire transfers. Instead, the address depends on whether you are sending a domestic wire (within the US) or an international wire, and whether you are wiring from a Chase branch, online, or by phone. For domestic wires, you typically do not need a mailing address at all — you initiate the transfer through Chase's systems, and the bank routes it electronically. For international wires or if you need to send written instructions, Chase provides specific addresses for different regions.

The most direct approach is to call Chase at the number on the back of your debit or credit card, or visit a local Chase branch in person. A banker can confirm the exact routing information and address needed for your specific wire. This avoids confusion and ensures your wire reaches the right place on the first attempt.

Key Takeaways

  • Domestic wires through Chase online or by phone do not require you to mail anything — you initiate them electronically and Chase handles routing.
  • If you need to send written wire instructions to Chase, the address varies by region and wire type, so calling Chase first prevents delays.
  • International wires have different requirements than domestic wires and may need additional documentation or a specific Chase office address.
  • Calling the number on your Chase card or visiting a branch is faster and more reliable than trying to mail wire instructions.

Domestic wire transfers through Chase online or phone

Most domestic wire transfers at Chase happen electronically through your online account or over the phone. You do not mail anything or use a physical address. Instead, you log into Chase.com or the Chase mobile app, select "Send Money," choose "Wire Transfer," and enter the recipient's bank account details and routing number. The bank processes the wire electronically, usually within hours on the same business day.

If you prefer to wire by phone, call the number on the back of your Chase card and ask to speak with someone in the wire transfer department. They will ask for the recipient's name, account number, routing number, and the amount. They will also confirm your identity before processing the wire. This method is secure and leaves a record of the call.

International wire transfers and required addresses

International wires require more information than domestic ones. You will need the recipient's bank name, address, account number, and often a SWIFT code (an international bank identifier). Chase may ask you to provide written instructions for international wires, especially for larger amounts or less common destinations.

If Chase requests written instructions for an international wire, ask the banker or phone representative which Chase office address to use. Different regions have different processing centers, and using the wrong address delays the wire. The representative can also tell you whether you can email the instructions securely or must mail them. Some Chase locations accept international wire instructions through secure messaging in your online account.

Wire transfer fees and timing at Chase

Chase charges a fee for outgoing domestic wires (the amount varies by account type and whether you are a customer or non-customer) and a separate fee for incoming wires. International wires cost more. These fees are deducted from your account when the wire is sent, not when it arrives at the recipient's bank.

Domestic wires typically arrive the same business day if sent before the bank's cutoff time, usually 2 p.m. or 3 p.m. depending on your time zone. International wires take longer — usually three to five business days — because they pass through multiple banks and clearing systems. Weekends and holidays extend the timeline.

What information you need before wiring money

Before you initiate any wire, gather the recipient's banking details. For a domestic wire, you need their full name, account number, and the routing number of their bank. For an international wire, you also need the recipient's bank name and address, and usually a SWIFT code. If the recipient is unsure of their routing number or SWIFT code, they can ask their own bank or find it online.

Have your Chase account number and PIN or online password ready. If you are wiring from a business account, you may need additional authorization or signatures. If you are wiring a large amount, Chase may ask questions about the purpose of the wire as part of anti-money-laundering compliance — this is normal and does not mean anything is wrong.

Correcting or canceling a wire after it is sent

Once a domestic wire leaves Chase's system, it is difficult or impossible to stop. If you realize you made a mistake — wrong account number, wrong amount, or wrong recipient — call Chase immediately. If the wire has not yet been processed by the recipient's bank, Chase may be able to recall it, but this is not may provide. International wires are even harder to stop once sent.

The best protection is to double-check all details before you confirm the wire. Read the recipient's account number and routing number aloud to the banker or verify it on screen before clicking send. If you are unsure about any detail, ask the recipient to confirm it in writing before you wire the money.

Chase wire transfer contact information

To initiate a wire or ask about addresses and procedures, use these methods:

  • Call the number on the back of your Chase debit or credit card and ask for the wire transfer department.
  • Visit a Chase branch in person and speak with a banker.
  • Log into Chase.com or the Chase mobile app and use the "Send Money" or "Wire Transfer" option.
  • For business accounts, contact your Chase business banker directly.

Chase's customer service hours vary by location and account type. If you need to wire money outside normal business hours, the online option is available 24/7, though the wire will not process until the next business day.

Frequently Asked Questions

What is Chase's mailing address for wire transfers?

Chase does not have a single mailing address for wire transfers. Domestic wires are processed electronically, not by mail. If you need to send written instructions for an international wire, call Chase first to get the correct regional office address — using the wrong address delays processing.

Can I wire money from Chase on a weekend?

You can initiate a wire through the Chase app or website on a weekend, but it will not process until the next business day. If you call Chase on a weekend, you may reach an automated system or a limited service line. For time-sensitive wires, initiate them on a weekday before the bank's cutoff time.

How long does a Chase wire transfer take?

Domestic wires usually arrive the same business day if sent before the cutoff time (typically 2 p.m. or 3 p.m.). International wires take three to five business days. Weekends and holidays add extra time.

What if I send a wire to the wrong account number?

Call Chase immediately. If the wire has not been processed by the recipient's bank, Chase may be able to recall it, but this is not may provide. Once the recipient's bank accepts the wire, recovery is very difficult. Always verify the account number with the recipient before sending.

Does Chase charge a fee for wire transfers?

Yes. Chase charges a fee for outgoing domestic wires and a separate fee for incoming wires. International wires cost more. The fee is deducted from your account when the wire is sent. Ask your banker or check your account agreement for the exact amount.