Bank of America routing numbers depend on where you opened your account and which service you're using
Bank of America uses different routing numbers for different regions and transaction types. The routing number you need for a wire transfer is not the same as the one printed on your checks, and using the wrong number will delay or reject your transfer. You can find the correct routing number in your online banking portal, by calling customer service, or by looking it up on Bank of America's official routing number tool.
The most common routing number for Bank of America checking and savings accounts is 026009593, but this applies only to accounts opened in most U.S. states. If your account was opened in Connecticut, New York, or certain other states, your routing number will be different. Wire transfers specifically may route through a different number than ACH transfers or check deposits, so confirming the exact number before you send money is essential.
Key Takeaways
- Bank of America's most common routing number is 026009593, but the correct number depends on which state your account was opened in and the type of transfer you are making.
- You can find your routing number by logging into your Bank of America online account, calling 1-800-432-1000, or using the routing number lookup tool on bankofamerica.com.
- Wire transfers require the routing number associated with your specific account and branch, not the general customer service routing number.
- Entering an incorrect routing number will not send money to the wrong person — the transfer will be rejected or delayed — but you should verify the number before initiating any wire.
How to find your routing number in online banking
Log into your Bank of America account at bankofamerica.com or through the mobile app. Go to the account details or account information section — the exact menu name varies depending on whether you are using the website or app. Your routing number should appear next to your account number on the account summary page.
If you do not see it listed, look for a link labeled "Routing Number" or "Account Details." Some accounts display it under a "Wire Transfer Information" section. Take a screenshot or write down the number exactly as it appears, including all nine digits. Do not rely on a routing number from an old statement or from a different account, even if both are with Bank of America.
Routing numbers by state and account type
Bank of America assigns routing numbers based on the state where your account was opened and the type of account. The table below shows the most common routing numbers, but this is not a complete list — if your state is not shown, use the lookup tool on bankofamerica.com or call customer service to confirm.
| State or Region | Routing Number |
|---|---|
| Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming | 026009593 |
| Connecticut | 021200025 |
| Delaware, New Jersey, Pennsylvania | 021202337 |
| Maine, Massachusetts, New Hampshire, Rhode Island, Vermont | 011000138 |
| New York | 021000018 |
| California, Hawaii | 121000248 |
The routing number you use for a wire transfer should match the state where your account was opened, not where you currently live. If you moved after opening your account, your routing number did not change. Wire transfers also do not use a different routing number than other transaction types at Bank of America, despite what some sources claim — the routing number is the same whether you are sending a wire, an ACH transfer, or a check deposit.
Calling Bank of America customer service for your routing number
Call Bank of America at 1-800-432-1000 and select the option for account information. Have your account number ready. A representative can confirm your routing number and verify that it is correct for wire transfers. This method is useful if you are unsure whether the number you found online is current or if you have multiple accounts with different routing numbers.
Customer service is available 24 hours a day. Wait times are typically shorter early in the morning or late at night. If you are calling from outside the United States, use the international number listed on your Bank of America statement or the back of your debit card.
Using Bank of America's routing number lookup tool
Bank of America maintains a routing number search tool on its website at bankofamerica.com/routing-number. Enter your state and the type of account you have, and the tool will display the routing number. This tool is designed for people who do not have an account yet or who need to send money to someone else's Bank of America account.
The lookup tool is straightforward but shows only the general routing number for your state, not account-specific information. If you are sending a wire transfer to your own Bank of America account or to someone else's, use the number from the tool as a starting point, then confirm it through your online account or by calling customer service before you send the wire.
What happens if you use the wrong routing number
If you enter an incorrect routing number, the wire transfer will not go through to the wrong recipient. Instead, the transfer will be rejected by the receiving bank, or it will be delayed while the banking system attempts to route it correctly. You will receive a notification that the transfer failed, and the money will be returned to your Bank of America account within one to three business days.
A rejected wire transfer does not cost you money, but it does waste time. If you are sending a wire to pay a bill or meet a deadline, a rejected transfer can cause late fees or missed payment dates. Always verify the routing number with the recipient or through Bank of America's official channels before you initiate the wire.
Routing numbers for Bank of America business accounts
Business accounts at Bank of America use the same routing numbers as personal accounts, based on the state where the account was opened. However, business customers should confirm their routing number through their business banking portal or by calling the business banking line at 1-800-933-6262 rather than the general customer service line.
Some business accounts may have additional routing numbers for specific services like payroll or automated clearing house (ACH) transfers. If you are setting up a wire transfer for business purposes, ask your Bank of America business banker whether your account has a special routing number for that transaction type. Most do not, but it is worth confirming before you send a large or time-sensitive transfer.
Frequently Asked Questions
Is the routing number on my Bank of America check the same as my wire transfer routing number?
Yes, the routing number on your check is the same routing number you use for wire transfers. It appears in the lower left corner of your check as a nine-digit code. However, do not rely on an old check — if your account was opened in a different state or if Bank of America has reorganized its routing numbers, the number on an old check may no longer be current. Verify it through your online account or by calling customer service.
Can I wire money to Bank of America from another bank using the routing number?
Yes. The routing number is how other banks identify Bank of America and route your wire transfer to the correct branch and account. When you send a wire from another bank to your Bank of America account, you will provide the routing number, your account number, and your name. The sending bank will use the routing number to deliver the funds to the right place.
Do I need a different routing number for international wire transfers?
No. Bank of America uses the same routing number for domestic and international wire transfers. However, international transfers may also require a SWIFT code, which is different from a routing number. Bank of America's SWIFT code is BOFAUS3N. Ask the person sending you money whether they need the routing number, the SWIFT code, or both.
What if Bank of America merged with another bank — did my routing number change?
Bank of America has not merged with another major bank in recent years, so most customers' routing numbers have remained stable. However, if you opened your account before a regional merger or acquisition, your routing number may have changed at that time. Check your current account details online or call customer service to confirm your current routing number is correct.
Can I use the same routing number for ACH transfers and wire transfers?
Yes. Bank of America uses the same routing number for ACH transfers, wire transfers, and check deposits. You do not need to look up different numbers for different transaction types. The routing number identifies the bank and branch; the transaction type is determined by the method you use to send the money, not by the routing number itself.