What Bank of America's routing number 026009593 is used for
The routing number 026009593 is Bank of America's routing number for wire transfers. When someone sends you money by wire, or when you send money out of a Bank of America account, this is the number that directs the funds to the right bank and the right processing center. It is specific to Bank of America's wire transfer operations, not to your individual account.
You will need this number when you are the recipient of a wire transfer — that is, when someone outside your bank is sending you money. You give it to the sender along with your account number and your name so the money reaches your account. You do not need to memorize it; Bank of America provides it on statements, in online banking, and by phone.
If you are sending a wire transfer from your own Bank of America account, the bank's system will use this routing number automatically. You only have to enter the recipient's bank information, not your own.
Key Takeaways
- Routing number 026009593 directs wire transfers to Bank of America's wire processing center, not to a specific branch or account.
- You provide this number to people sending you money by wire, along with your account number and full name.
- Bank of America uses this number automatically when you send a wire from your account; you do not enter it yourself.
- Wire transfers using this routing number typically arrive the same business day, though timing depends on when the sending bank initiates the transfer.
- This routing number is different from the one used for ACH transfers or checks, so confirm you have the right number before giving it out.
When to give out this routing number
Give this routing number to someone when they tell you they are sending you money by wire transfer. They will ask for three pieces of information: the routing number, your account number, and your full name as it appears on your account. All three are required for the wire to land in the right place.
Do not give out this routing number for other types of transfers. If someone is sending you money by ACH (automated clearing house), they need a different routing number. If they are mailing you a check, they do not need a routing number at all. Confirm with the sender what method they are using before you hand over any numbers.
How to find your account number to give with the routing number
Your account number appears on the bottom left of your checks, after the routing number. It is also visible in Bank of America's online banking portal under account details, and you can call customer service to have it read to you. When you give your account number to someone sending you a wire, give only the account number itself — not the full string of numbers on the check, which includes the routing number and check number as well.
Bank of America account numbers are typically 10 digits long, though the exact length can vary. Write it down clearly or spell it out over the phone to avoid mistakes, since a single wrong digit will send the money to the wrong account.
Timing and confirmation for incoming wires
A wire transfer sent to this routing number typically arrives the same business day, usually within a few hours of when the sending bank initiates it. The exact timing depends on when the sender's bank processes the transfer and whether it is sent before or after the wire cutoff time, which is typically mid-afternoon on business days.
Once the money arrives, you will see it in your Bank of America account. You can check your balance online or call the bank to confirm receipt. Keep the sender's confirmation number if they provide one; it can help you track the transfer if there are any questions later.
What to do if a wire does not arrive
If you are expecting a wire and it does not show up by the end of the next business day, contact Bank of America customer service. Have the sender's name, the amount, and the date they said they sent it ready. The bank can check whether the wire arrived at the routing number but went to the wrong account, or whether it never reached Bank of America at all.
If the wire went to the wrong account due to an error in the account number, Bank of America can sometimes recover it, but the process takes time and is not always successful. This is why confirming the account number with the sender before they initiate the transfer is important.
Sending money out of your Bank of America account
When you send a wire from your own Bank of America account, you do not use routing number 026009593 yourself. Instead, you log into online banking, call the bank, or visit a branch and provide the recipient's bank information: their routing number, account number, and name. Bank of America's system handles the rest, including using its own routing number to send the funds out.
Wire transfers from Bank of America typically cost between $15 and $30 depending on whether the recipient's bank is domestic or international. The fee is deducted from your account at the time you send the wire. Confirm the fee before you authorize the transfer.
Routing number versus SWIFT code for international wires
Routing number 026009593 works for domestic wire transfers within the United States. If someone is sending you money from outside the U.S., they will need Bank of America's SWIFT code instead, which is BOFAUS3N. SWIFT codes are the international equivalent of routing numbers and direct money through the global banking system.
If you are receiving an international wire, ask the sender which country they are sending from. If they are in the U.S., give them the routing number. If they are abroad, give them the SWIFT code. Some senders may ask for both, along with an intermediary bank code; Bank of America customer service can provide those details if needed.
Frequently Asked Questions
Is routing number 026009593 the same for all Bank of America customers?
Yes. This routing number is the same for all Bank of America customers receiving domestic wire transfers. It does not change based on your account type, branch location, or how long you have been a customer. It is Bank of America's wire transfer routing number, not your personal routing number.
Can I use this routing number for a check or ACH transfer?
No. Checks and ACH transfers use a different Bank of America routing number. If you give out 026009593 for a check or ACH, the transaction will fail or be delayed. Confirm with the sender what type of transfer they are making before you provide any routing number.
What if I give someone the wrong account number with this routing number?
The wire will go to Bank of America, but it will land in a different customer's account. Contact Bank of America immediately with the sender's confirmation number. The bank can sometimes recover the funds, but success is not may provide. This is why double-checking the account number before the sender initiates the transfer is critical.
Do I need to do anything to receive a wire transfer?
No. Your Bank of America account is set up to receive wires automatically. You only need to provide the sender with your routing number, account number, and name. You do not need to call the bank in advance or take any other steps to prepare.
How long does a wire transfer take with this routing number?
Domestic wires typically arrive the same business day, often within a few hours. International wires using the SWIFT code take longer, usually one to three business days. Timing also depends on when the sending bank processes the transfer and whether it is sent before the wire cutoff time.