How to cancel Rocket Money
To cancel Rocket Money, log into your account on the Rocket Money website or app, go to Settings, find the Subscription or Billing section, and select the option to cancel your subscription. Rocket Money will ask you to confirm the cancellation and may offer a discount to keep you — you can accept or decline. Your access ends immediately, though any paid subscription period you've already paid for will not be refunded.
The process takes about two minutes. You do not need to contact customer support unless you run into a technical problem during cancellation. If you cannot find the cancellation option in Settings, look for "Manage Subscription" or "Billing" — the exact label varies slightly between the app and website.
Key Takeaways
- Cancel through Settings in the Rocket Money app or website; you do not need to call or email.
- Cancellation takes effect immediately, but you will not receive a refund for time already paid.
- Rocket Money may offer a discount code when you try to cancel — this is optional and does not delay the cancellation.
- If you subscribed through Apple, Google Play, or Amazon, you may need to cancel through that platform instead of through Rocket Money directly.
Where to find the cancellation option
On the Rocket Money website, log in, click your profile icon or name in the top right corner, and select Settings. Look for a section labeled Subscription, Billing, or Account. Click the option that says Cancel Subscription or similar wording.
On the Rocket Money mobile app, tap the menu icon (three horizontal lines) at the bottom right, then tap Settings. Scroll down to find Subscription or Billing, and tap Cancel Subscription. The exact wording and location can shift between app updates, but the cancellation option is always in the Settings area.
What happens to your data after cancellation
When you cancel, Rocket Money stops charging you and removes your access to the paid features. Your account data — transaction history, budgets, and connected accounts — remains stored on Rocket Money's servers for a period of time, though you cannot view it without a paid subscription.
If you want to delete your account entirely rather than just cancel the subscription, you can request account deletion through Settings. This is a separate action from cancellation and will remove your data from Rocket Money's systems. Be aware that deletion is permanent and cannot be undone.
Cancellations through app stores
If you subscribed to Rocket Money through the Apple App Store, Google Play Store, or Amazon Appstore, you must cancel through that platform, not through Rocket Money itself. Canceling only in the Rocket Money app will not stop the charges.
For Apple: Open the App Store, tap your profile icon, select Subscriptions, find Rocket Money, and tap Cancel Subscription. For Google Play: Open Google Play, tap your profile icon, select Payments and Subscriptions, then Subscriptions, find Rocket Money, and tap Cancel Subscription. For Amazon: Go to Your Account, select Your Subscriptions, find Rocket Money, and select Cancel Subscription. These changes take effect at the end of your current billing cycle.
Refunds and billing after cancellation
Rocket Money does not refund the subscription fee for the current billing period, even if you cancel mid-month. For example, if you paid for a monthly subscription on the 1st and cancel on the 15th, you will not receive a refund for the remaining 15 days. Your access ends immediately upon cancellation, but you have already paid for that period.
If you were charged after canceling, or if you believe you were charged in error, contact Rocket Money's support team through the app or website. Keep your cancellation confirmation and any screenshots of your Settings page showing the cancellation was processed.
Reactivating your subscription later
If you cancel and later want to use Rocket Money's paid features again, you can resubscribe at any time by logging back into your account and selecting the subscription option. You will not lose your historical data — transaction records and connected accounts remain tied to your account even after cancellation, as long as you do not request full account deletion.
Rocket Money sometimes offers discounts to returning subscribers. When you resubscribe, check whether a promotional rate is available. Pricing may also have changed since you canceled, so confirm the current cost before reactivating.
Frequently Asked Questions
Will I get a refund if I cancel mid-month?
No. Rocket Money does not issue refunds for the current billing period, regardless of when you cancel. Your subscription fee is non-refundable once charged. Your access ends immediately, but you will not receive money back for unused time.
What if I subscribed through my bank or credit card, not through Rocket Money directly?
If your bank or credit card company set up the subscription on your behalf, you may need to cancel through them instead. Check your bank's app or website for recurring charges and look for Rocket Money listed there. You can also cancel through Rocket Money's Settings, but confirm with your bank that the charge has stopped.
Can I pause my subscription instead of canceling?
Rocket Money does not offer a pause feature. Your options are to keep the subscription active or cancel it. If you want to stop paying temporarily, you must cancel and resubscribe later when you are ready to use it again.
What if the cancellation button is not showing up in my Settings?
Try logging out and logging back in, or update the Rocket Money app to the latest version. If the button still does not appear, contact Rocket Money support through the app or website. They can cancel your subscription manually if there is a technical issue preventing self-service cancellation.
Does canceling Rocket Money disconnect my bank accounts?
Canceling your subscription does not automatically disconnect your linked bank accounts. If you want to remove your bank connections entirely, you can do so through Settings before or after cancellation. Disconnecting accounts is a separate step from canceling the subscription.