Where to find your Chase Swift code

Chase's Swift code is CHASUS33 for most U.S. domestic and international transfers. This nine-character code identifies Chase Bank in the global banking system. You do not need to look it up — it is the same for every Chase customer in the United States.

If you are sending money internationally or receiving a wire transfer from outside the U.S., the person sending the money will ask for your Swift code. You can give them CHASUS33 directly. If you are receiving money, the sender's bank will use this code to route the transfer to Chase, and then Chase will deliver it to your account.

Some international transfers also ask for a Bank Identifier Code (BIC), which is another name for the same thing. CHASUS33 serves both purposes.

Key Takeaways

  • Chase's Swift code for U.S. transfers is CHASUS33, and it is the same for all Chase customers.
  • You may also need your account number and routing number when sending or receiving international wire transfers.
  • The Swift code tells the sending bank which bank to route the money to; your account number tells Chase which account to deposit it into.
  • If you are unsure whether you need a Swift code, contact Chase customer service or ask the person sending you money what information they need.

When you need a Swift code versus a routing number

A routing number is used for domestic U.S. transfers — checks, ACH transfers, and wire transfers within the United States. Chase routing numbers vary by state and branch. A Swift code is used for international transfers and tells foreign banks how to reach Chase.

If someone is sending you money from another country, they will ask for your Swift code, not your routing number. If someone is sending you money from within the U.S., they will ask for your routing number. Some international transfers ask for both, along with your account number, to make sure the money reaches the right account at the right bank.

What information to provide with your Swift code

A Swift code alone is not enough to complete a wire transfer. The sender will also need your account number — the unique number that identifies your specific Chase account. This is the number printed on your checks or visible in Chase online banking.

For international transfers, the sender may ask for your full name, address, and account number along with the Swift code. Some countries require additional information such as your date of birth or tax identification number. Ask the sender what they need before you provide any information.

If you are sending money out of your Chase account to someone abroad, Chase will ask you for the recipient's bank's Swift code, their account number, and their full name. You may also need the recipient's address and bank address, depending on the country.

How to confirm the Swift code if you are unsure

You can verify Chase's Swift code by logging into Chase online banking or the Chase mobile app and looking at account details, though the Swift code is not always displayed there. The most reliable way is to call Chase customer service at the number on the back of your debit card or visit a Chase branch in person.

If you are receiving money and the sender has given you a different Swift code, do not use it. Contact Chase directly to confirm the correct code before the sender processes the transfer. Using the wrong code can delay the transfer or send the money to the wrong bank.

International wire transfer timing and fees

International wire transfers using a Swift code typically take three to five business days, though some may take longer depending on the receiving country and whether additional verification is needed. Chase charges a fee for outgoing international wire transfers; the amount varies based on the destination country and whether you are using online banking or visiting a branch.

The receiving bank may also charge a fee, which is usually deducted from the amount you receive. Ask Chase about fees before you send money, and ask the recipient's bank what they will charge. Some countries have correspondent banks that process transfers, which can add time and additional fees.

Frequently Asked Questions

Is the Swift code the same for all Chase accounts?

Yes. CHASUS33 is the Swift code for Chase Bank in the United States, regardless of which branch you use or what type of account you have. Every Chase customer uses the same code for international transfers.

Can I use my routing number instead of a Swift code for international transfers?

No. Routing numbers are only for U.S. domestic transfers. International banks do not recognize U.S. routing numbers. You must provide the Swift code (CHASUS33) for transfers from outside the United States.

What if I am sending money to someone outside the U.S.?

You will need the recipient's bank's Swift code, their account number, and their full name. Contact their bank or ask them directly for this information. Chase will guide you through the process when you initiate the transfer online or at a branch.

Do I need a Swift code to receive a domestic wire transfer?

No. For transfers within the United States, the sender needs your Chase routing number and account number. Swift codes are only for international transfers.

What should I do if a wire transfer using the Swift code does not arrive?

Contact Chase customer service with the transfer date, amount, and sender's information. Chase can trace the transfer and determine whether it was sent to the correct bank. If the money went to the wrong bank, it may take several days to recover it.