Your routing number is on the bottom left of your checks, or you can find it on Chase's website by logging into your account
The routing number is a nine-digit code that tells other banks which Chase branch holds your account. You need it when you set up direct deposit, arrange automatic bill payments, or receive a wire transfer. Chase has different routing numbers depending on which state your account is based in, so the number matters — using the wrong one can delay or misdirect money.
The fastest way to find yours is to look at a check from your account. The routing number is the first set of nine digits printed at the bottom left, before your account number. If you don't have checks handy, you can log into your Chase account online or through the mobile app and find it in your account details, or call Chase customer service at the number on the back of your debit card.
Key Takeaways
- Your routing number appears on the bottom left of any check from your Chase account, before your account number.
- Chase routing numbers vary by state, so confirm you have the correct one for the state where your account is registered.
- You can find your routing number by logging into your Chase online account, checking your mobile app, or calling Chase customer service.
- Wire transfers, direct deposit setup, and automatic bill payments all require your routing number to reach the correct account.
Finding your routing number in your Chase online account
Log into Chase.com or open the Chase mobile app and navigate to your account details. The routing number is usually listed under account information or account settings — the exact location varies slightly between the website and app, but both show it clearly once you're in the right section. Some accounts display it on the main account summary page; others require you to click into a specific account to see it.
If you can't locate it in your account details, the app or website will have a search function or help section where you can type "routing number" and get directed to the right page. This method works any time, day or night, and confirms the number tied to your specific account.
Using a check to identify your routing number
Look at the bottom of any check from your Chase account. You will see a series of numbers printed in magnetic ink. The first nine digits are your routing number. The next set of digits (usually longer) is your account number. The last number is the check number.
This method works only if you have checks on hand and they are from your current account. If your account is new or you've never ordered checks, this option won't be available. Checks also take time to arrive after you order them, so this is not the fastest route if you need the number right away.
Calling Chase customer service for your routing number
Call the number on the back of your Chase debit card or look up Chase customer service online. Have your account number or the card itself ready. A representative can tell you your routing number over the phone in under a minute. This method works if you're unsure whether you have the right number or if you need confirmation before setting up a payment.
Chase customer service is available during business hours and sometimes 24/7 depending on the type of account. If you call outside business hours, you may reach an automated system that can direct you to the online account option instead.
Why Chase has different routing numbers by state
Chase operates as a national bank with branches in multiple states, and the Federal Reserve assigns different routing numbers to different regions. Your routing number corresponds to the state where your account was opened or is primarily held, not where you currently live. If you moved to a different state after opening your account, your routing number stays the same.
Using the wrong routing number — for example, using a California routing number when your account is in New York — can cause delays or send money to the wrong place. Always confirm you have the routing number for your specific account, not just any Chase routing number you find online.
What to do if you can't find your routing number
If you've checked your checks, your online account, and the app and still can't locate it, call Chase directly. Have your account number ready, and a representative will provide it immediately. You can also visit a Chase branch in person with your ID and ask a teller for your routing number.
Do not guess or use a routing number from a website unless you've confirmed it matches your account. Entering the wrong routing number into a direct deposit form or bill payment system can cause money to go to the wrong account, and fixing the mistake can take days or weeks.
Frequently Asked Questions
Is my Chase routing number the same as other Chase customers in my state?
Yes, all Chase customers in the same state typically share the same routing number. The routing number identifies the state and bank, not your individual account. Your account number is what makes your account unique.
Do I need a different routing number for checking versus savings?
No. Both your checking and savings accounts at Chase use the same routing number. The routing number directs money to Chase; your account number directs it to the specific account within Chase.
Can I find Chase routing numbers online?
Yes, Chase publishes routing numbers by state on its website, and many financial websites list them as well. However, always confirm the number matches your account before using it for direct deposit or wire transfers. The safest method is to check your own account or call Chase directly.
What happens if I use the wrong routing number?
Money sent to the wrong routing number may be delayed, returned, or sent to a different bank or branch. The sending bank will usually catch the error, but it can take several business days to correct. Always double-check before submitting the number to an employer or creditor.
Do I need my routing number to transfer money between my own Chase accounts?
No. Transfers between your own Chase accounts can be done through your online account or app without a routing number. You only need the routing number when sending money to accounts at other banks or when setting up direct deposit from an employer.