Your Chase routing number is a nine-digit code that identifies which Chase branch or processing center handles your account
You need this number to set up direct deposit, arrange wire transfers, or authorize automatic payments. Chase uses different routing numbers depending on your account type and the state where you opened it. The fastest way to find yours is to look at the bottom left of any check you have — the first nine digits are your routing number. If you don't have checks, you can find it through your Chase online banking account, by calling Chase customer service, or by visiting Chase's routing number lookup tool on their website.
Your routing number stays the same as long as you keep the same account, even if you move to a different state. It's specific to that account only, so if you have multiple Chase accounts, each one may have a different routing number.
Key Takeaways
- Your routing number appears on the bottom left of your checks as the first nine-digit sequence.
- Chase routing numbers vary by state and account type, so you need the one specific to your account, not a general Chase number.
- You can find your routing number through Chase online banking, by phone, or through Chase's official routing number lookup tool.
- Wire transfers and direct deposit both require the correct routing number for your specific account.
Check the bottom of your checks
The simplest place to find your routing number is on any check from your Chase account. Look at the bottom left corner of the check. You'll see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number.
This method works only if you have checks and they're from your current account. If you've recently switched accounts or opened a new one, make sure you're looking at checks from the right account — different Chase accounts can have different routing numbers.
Use Chase online banking or the mobile app
Log into your Chase account through the website or mobile app. Navigate to your account details or account information section — the exact location varies slightly between the website and app, but it's usually under "Account Details" or "Account Settings." Your routing number should be listed alongside your account number.
This method works for any Chase account you can access online, whether it's a checking account, savings account, or money market account. If you can't find the routing number in your account details, look for a section labeled "Direct Deposit Information" or "Wire Transfer Instructions" — the routing number is often listed there as well.
Call Chase customer service
You can reach Chase customer service at the number on the back of your debit card or by calling 1-800-935-9935. Have your account number ready. A representative can tell you your routing number over the phone and can also confirm which routing number you need if you have multiple Chase accounts.
This is the most reliable method if you're unsure which routing number belongs to which account or if you need to verify the number before sending money. The call usually takes less than five minutes, and you'll have the correct number immediately.
Use Chase's routing number lookup tool
Chase maintains a routing number lookup tool on their website where you can search by state and account type. Visit Chase.com and search for "routing number" to find the tool. Select your state and the type of account you have, and the tool will display the routing number for that combination.
Keep in mind that this tool shows the routing number for a particular state and account type, not necessarily the exact routing number for your individual account. For that reason, it's most useful as a backup check or if you're setting up a new account and want to know the number before your checks arrive. When in doubt, use the number from your checks or your online account details instead.
Why Chase has multiple routing numbers
Chase doesn't use a single routing number for all accounts nationwide. Instead, the bank assigns different routing numbers based on where you opened your account and what type of account it is. A checking account opened in California might have a different routing number than a checking account opened in New York, even though both are Chase accounts.
This system exists because the banking network routes transactions through different processing centers depending on geography and account type. Using the wrong routing number can delay your transaction or cause it to fail entirely. That's why it's important to use the routing number specific to your account, not just any Chase routing number you find online.
What to do if you can't find your routing number
If you've checked your checks, your online account, and the Chase website lookup tool and still can't find your routing number, call Chase customer service. Have your account number and a form of identification ready. A representative can pull up your account and provide the correct routing number immediately.
You might also ask the person or organization requesting your routing number whether they have a Chase routing number lookup tool of their own — many employers and financial institutions maintain their own databases and can look it up for you if you provide your account number.
Frequently Asked Questions
Is there one routing number for all Chase accounts?
No. Chase uses different routing numbers based on the state where you opened your account and your account type. A single Chase customer might have multiple accounts with different routing numbers. Always use the routing number specific to the account you're using for the transaction.
Can I use any Chase routing number I find online?
Not reliably. While a general Chase routing number might work for some transactions, using the wrong one can delay or fail your transfer. Use the routing number from your checks, your online account, or by calling Chase to ensure it matches your specific account.
Do I need my routing number for online bill pay through Chase?
Usually not. When you pay bills through Chase online banking, the system already knows your account information. You typically only need your routing number when setting up direct deposit with an employer or transferring money to an account at a different bank.
What's the difference between a routing number and an account number?
Your routing number identifies which bank or branch processes your account. Your account number identifies your specific account within that bank. Both are needed for wire transfers and direct deposit. The routing number appears first on your checks, followed by your account number.
Will my routing number change if I move to a different state?
Not automatically. Your routing number is tied to the branch where you opened the account, not your current location. If you move but keep the same account, your routing number stays the same. You would only get a new routing number if you closed that account and opened a new one at a different Chase branch.