Chase bank account numbers are 10 digits long
Every Chase checking and savings account has a 10-digit account number. This number appears on your checks, statements, and online banking portal. It is unique to your account and stays the same for as long as you hold that account at Chase.
The account number is different from your routing number, which identifies Chase itself (and varies by state and account type). Together, the routing number and account number make up the information you need to receive wire transfers, set up direct deposit, or pay bills through your bank.
If you close an account and open a new one, you will receive a new 10-digit account number. Chase does not reuse old account numbers, so there is no risk of sending money to a closed account by mistake.
Key Takeaways
- Chase account numbers are always 10 digits, whether you have a checking account, savings account, or money market account.
- Your account number is printed on the bottom left of your checks and visible in the Chase mobile app and online banking.
- The account number is different from your routing number; you need both to receive direct deposits or wire transfers.
- Account numbers do not change unless you close the account and open a new one.
Where to find your Chase account number
The easiest place to find your account number is on a check from your checkbook. Look at the bottom left corner — you will see three groups of numbers. The first group (usually four or five digits) is the routing number, the middle group is your account number, and the last group is the check number.
If you do not have checks handy, log into your Chase online banking account or open the Chase mobile app. Your account number appears on the account summary page, usually near the account balance. You can also call Chase customer service at the number on the back of your debit card, and they will read it to you over the phone.
Your monthly statement also lists your account number at the top of the first page. If you receive paper statements, this is another reliable source.
Why account numbers are 10 digits
The 10-digit length is a standard set by the banking industry, not unique to Chase. Most U.S. banks use 10-digit account numbers because this length provides enough combinations to create millions of unique accounts without creating numbers so long they become difficult to manage or prone to error.
The exact structure of the digits — what each position represents — is internal to Chase and not something customers need to know. What matters is that all 10 digits together identify your specific account and distinguish it from every other account at the bank.
What to do if you need your account number for a transaction
When you set up direct deposit with an employer or government agency, you will need to provide your routing number and account number. Write them down carefully or copy them directly from a check or your online banking portal to avoid typos.
If you are paying a bill online through Chase's bill pay service, you usually do not need to enter your account number — the system already knows which account you are paying from. However, if you are sending money to another bank or paying a business that does not use Chase's system, you may need to provide both numbers.
Never share your full account number with anyone you do not trust. Scammers sometimes pose as bank employees or businesses and ask for account numbers over the phone or email. Chase will never ask for your account number this way — if someone calls claiming to be from Chase and asks for it, hang up and call the number on the back of your debit card instead.
Account numbers for different Chase account types
Chase uses the same 10-digit format for checking accounts, savings accounts, money market accounts, and most other deposit accounts. The account number itself does not tell you what type of account it is — that information is stored separately in Chase's system.
If you have multiple accounts at Chase, each one has its own unique 10-digit number. You can see all of them listed in your online banking portal, and you can transfer money between them using the account numbers.
What happens if you forget or lose your account number
Forgetting your account number is not a problem. You can retrieve it in seconds by logging into your Chase account online, checking a recent statement, looking at a check, or calling Chase customer service. There is no penalty or fee for looking up your own account number.
If you are worried about security, you can also ask Chase to mail you a new set of checks, which will print your account number on them. This takes about 7 to 10 business days.
Frequently Asked Questions
Is my Chase account number the same as my debit card number?
No. Your debit card number is a 16-digit number printed on the front of your card. Your account number is a 10-digit number that identifies your bank account. They are separate numbers, and you need the account number (not the card number) for direct deposits and wire transfers.
Can I change my Chase account number?
You cannot change your account number while keeping the same account open. If you want a different account number, you would need to close your current account and open a new one, which will be assigned a new 10-digit number. Chase will not transfer the old number to a new account.
Do all banks use 10-digit account numbers?
Most major U.S. banks use 10-digit account numbers, but some smaller banks or credit unions may use different lengths. If you bank at multiple institutions, check each statement or online portal to see the account number format for that bank.
What if I give someone the wrong account number by mistake?
If you provide an incorrect account number to an employer or service, the transfer will typically fail or be rejected. The receiving bank will not be able to match the account number to an account and will return the money or flag it as an error. Contact the sender to provide the correct 10-digit number and try again.