Yes, Chase issues cashier's checks at most branches

Chase Bank does offer cashier's checks at the vast majority of its branches. A cashier's check is a check drawn on the bank's own account rather than yours, which makes it more secure than a personal check because the bank guarantees the funds. You can walk into a Chase branch, request one, and typically leave with it the same day.

The process is straightforward: you tell the teller who the check should be made out to, provide the amount, and pay a fee. Chase charges a fee for this service — usually between $8 and $15 per check, though the exact amount varies by branch and account type. Some Chase accounts waive the fee entirely, so it's worth asking if yours does.

You'll need to bring a valid ID and have funds available in your account to cover the check amount plus the fee. Chase will deduct the money immediately, so the funds must be there when you request it.

Key Takeaways

  • Chase issues cashier's checks at most branches during regular business hours, and you can get one the same day you request it.
  • You pay a fee (typically $8 to $15) and need a valid ID and sufficient funds in your account.
  • Some Chase account types waive the cashier's check fee, so confirm with your teller before paying.
  • If your local branch doesn't issue them, you can ask about getting one at a nearby Chase location or explore alternatives like money orders or wire transfers.

What you need to bring to the branch

Bring a government-issued photo ID — a driver's license, passport, or state ID card. The teller will verify your identity before issuing the check. You'll also need to know the exact name of the person or business the check should be made out to, spelled correctly.

Have your Chase account number ready, though the teller can look it up if you provide your ID. Make sure your account has enough money to cover both the check amount and the fee — Chase won't issue a cashier's check if your balance is too low.

Fees and account type variations

Chase's standard cashier's check fee ranges from $8 to $15, depending on your branch location and account type. Some premium accounts — like Chase Premier Plus or Sapphire accounts — may waive the fee entirely. If you have one of these accounts, mention it to the teller before they charge you.

Business accounts sometimes have different fee structures than personal accounts. If you're requesting a cashier's check for a business, ask whether your business account qualifies for a waived or reduced fee.

How long it takes and when you get it

Chase typically issues cashier's checks on the spot during branch hours. You'll walk out with the check in hand the same day. There's no waiting period or processing time — the teller prints and signs it while you're there.

If you need the check urgently, call your branch ahead of time to confirm they have a teller available and that they're not unusually busy. This prevents a wasted trip if the branch is short-staffed that day.

What to do if your branch doesn't offer them

Most Chase branches issue cashier's checks, but a small number of locations — particularly very small branches or kiosks — may not. If your branch can't issue one, ask the teller which nearby Chase location can. You can also call ahead to confirm before making the trip.

If no nearby Chase branch offers cashier's checks, you have alternatives. A money order from Chase or another provider works for smaller amounts and costs less. A wire transfer moves money directly between bank accounts and is more secure for large amounts, though it costs more and requires the recipient's banking details. A personal check works for some situations, though it's less secure than a cashier's check because it draws on your account.

Security and when to use a cashier's check

A cashier's check is backed by Chase's funds, not yours, so the recipient knows the money is may provide. This makes it useful for large purchases like down payments on a home, car purchases, or security deposits where the seller or landlord wants assurance the check won't bounce.

Once you receive the cashier's check, treat it like cash — it's as good as money to whoever holds it. Don't sign the back until you hand it to the recipient. If you lose it or it's stolen, contact Chase immediately with the check number so they can put a stop on it.

Frequently Asked Questions

Can I get a cashier's check without going to a branch?

No, Chase requires you to visit a branch in person with a valid ID. You cannot order a cashier's check online or by phone. Some other banks offer remote options, but Chase does not.

How much does a cashier's check cost at Chase?

The fee is typically $8 to $15 per check, though it varies by branch and account type. Premium accounts like Sapphire may waive the fee. Ask your teller before they process it.

What if I need a cashier's check after the branch closes?

Chase branches have standard business hours, usually closing by 6 p.m. on weekdays and earlier on weekends. If you need a cashier's check outside these hours, you'll have to wait until the next business day. Plan ahead if you have a deadline.

Can someone else pick up a cashier's check I requested?

No, Chase requires the person who requested the check to pick it up in person with the ID they used to request it. This is a security measure to prevent fraud.

Is a cashier's check the same as a certified check?

No. A certified check is your personal check that the bank stamps to may provide the funds are available. A cashier's check is drawn on the bank's account. Cashier's checks are generally considered more secure because they're backed by the bank itself.