Yes, Chase offers money orders at most branches

Chase Bank does sell money orders at the vast majority of its branches. You can walk in during business hours, provide the payee name and amount, and receive a money order on the spot. The process takes a few minutes and costs a flat fee that varies slightly by location, typically between $5 and $10 per money order.

Not every Chase location stocks money orders — very small branches or those in remote areas occasionally run out or do not carry them. Calling ahead to confirm your branch has them in stock takes 30 seconds and saves a wasted trip. You can also ask whether they have the specific amount you need if you are ordering a large one.

Key Takeaways

  • Chase money orders cost between $5 and $10 each, depending on your branch location and the amount ordered.
  • You need to provide the payee name and amount at the time of purchase; you cannot leave the payee blank.
  • Chase requires a valid ID and a Chase account or debit card to purchase a money order at most branches.
  • Money orders are available during regular branch hours and typically take just a few minutes to issue.
  • Calling your branch beforehand confirms they have money orders in stock and can save you a trip.

What you need to bring to get a money order

Bring a valid government-issued ID — a driver's license, passport, or state ID card. Chase also requires that you either have an active Chase account or present a Chase debit card. If you do not have either, ask the teller whether your branch will make an exception; some do, but it is not may provide.

Know the exact payee name and the amount before you arrive. The payee name is the person or business the money order is made out to, and you cannot change it after the teller issues it. If you are unsure of the exact legal name of the payee, confirm it before you go to the branch.

How much Chase money orders cost

The fee ranges from $5 to $10 per money order. Chase does not publish a single nationwide fee; it varies by branch and region. Some branches charge $5 for orders under $1,000 and $10 for larger amounts, while others use a flat rate. Call your branch directly to learn the exact fee before you go.

You pay the fee at the time of purchase, in addition to the amount of the money order itself. If you are ordering a $500 money order and the fee is $7, you will pay $507 total. Chase accepts cash or debit from your account.

Alternatives if your branch does not have money orders

If your Chase branch is out of stock or does not carry them, the post office is the most reliable backup. USPS money orders cost $1.45 for amounts up to $500 and $1.95 for $500.01 to $1,000. Post offices are open on Saturdays and have longer hours than most banks, which can be convenient if you need one outside normal business hours.

Walmart, grocery stores, and check-cashing services also sell money orders, usually for $2 to $5 each. These are faster than banks if you are in a hurry, though fees vary widely by location. Avoid check-cashing services if possible — their fees are typically higher than banks or the post office.

How long a Chase money order takes to clear

The recipient can deposit or cash a Chase money order immediately. Unlike personal checks, money orders are considered a may provide form of payment because the funds are drawn directly from Chase's account, not yours. The recipient's bank will not hold it for verification the way it might hold a check.

If you are sending the money order by mail, factor in postal delivery time. A money order mailed on Monday might arrive Wednesday or Thursday, depending on distance. The actual clearing time at the recipient's bank is usually same-day or next-day once they deposit it.

What happens if you lose a Chase money order

Contact Chase immediately if a money order goes missing before it reaches the payee. Bring your receipt and ID to the branch. Chase can issue a replacement, though the process takes time — typically 30 to 90 days — because they must verify that the original has not been cashed.

You will likely have to pay a replacement fee on top of the original fee you already paid. Keep your receipt in a safe place until the payee confirms they received and cashed the money order. If you are mailing it, consider sending it via tracked mail so you have proof of delivery.

When to use a money order instead of other payment methods

Money orders are useful when the payee requires a may provide payment but you do not have a checking account or do not want to share your bank details. They are also common for rent payments, security deposits, and court-ordered payments because they provide a paper trail and proof of payment.

If you have a checking account and the payee accepts checks, a personal check is usually cheaper — checks are free or low-cost for most Chase customers. If you need to send money electronically, Chase's wire transfer or bill pay services may be faster and cheaper than a money order, especially for larger amounts. Ask yourself whether the payee truly requires a money order or whether they would accept another form of payment.

Frequently Asked Questions

Can I get a money order without a Chase account?

Most Chase branches require either an active account or a Chase debit card. Some branches may make exceptions for customers with other forms of ID, but it is not may provide. Call your branch to ask before you visit.

What is the maximum amount for a Chase money order?

Chase typically issues money orders up to $1,000 per order. If you need to send more than $1,000, you can purchase multiple money orders or ask about wire transfers, which may be more practical for large amounts.

Can I buy a money order online from Chase?

No, Chase does not sell money orders online. You must visit a branch in person with your ID and payment method. Some banks offer this service, but Chase requires a face-to-face transaction.

How do I know if the payee received my money order?

Ask the payee to confirm receipt and let you know when they cash it. If you mailed it, send it via tracked mail so you have proof of delivery. Keep your receipt until the payee confirms they have deposited it.

What if I made a mistake on the payee name?

Once issued, a money order cannot be changed. If you made an error, you will need to request a replacement and pay another fee. This is why confirming the exact payee name before purchase is important.