Bank of America's Georgia routing number depends on which branch processes your account

Bank of America does not use a single routing number for all Georgia customers. The routing number you need depends on where your account is held and which service you're using. For most Georgia accounts opened at a Bank of America branch in Georgia, the routing number is 061000104. However, some accounts may use 026009593 if they were opened through a different processing center or account type.

The safest way to find your specific routing number is to check your checks, log into your Bank of America online account, or call the branch where you opened your account. Each of these will show you the exact routing number tied to your account, which matters because using the wrong one can delay or fail a wire transfer.

Key Takeaways

  • Bank of America's most common Georgia routing number is 061000104, but your account may use a different one depending on where it was opened.
  • Your checks show your routing number in the bottom left corner, before your account number.
  • Bank of America's website and mobile app display your routing number in the account details section without requiring a phone call.
  • Using the wrong routing number will cause a wire transfer to fail or be delayed, so verify before sending money.

Where to find your routing number on your checks

The routing number appears on every check you receive from Bank of America. Look at the bottom left corner of the check. You will see nine digits printed there — that is your routing number. It comes before your account number, which is longer and appears in the middle of the bottom line.

If you have not received checks yet or no longer have them, this method will not work. But if you have even one check in a drawer, it will show you the exact routing number your account uses.

How to find it through your Bank of America account online

Log into your Bank of America account at bankofamerica.com or through the mobile app. Go to the account details or account information section — the exact name varies depending on whether you are on desktop or mobile, but it is usually under "Account" or "Settings."

Your routing number will be listed alongside your account number. This method works even if you have not received checks and takes less than a minute. You can also screenshot or write down the number for your records before you wire money.

Calling Bank of America to confirm your routing number

If you prefer to speak with someone or want to confirm the number before a large wire transfer, call Bank of America's customer service at 1-800-432-1000. Have your account number ready. A representative can tell you your routing number and confirm it is correct for the type of wire transfer you are making.

This method takes longer than checking online or your checks, but it gives you a chance to ask questions about the wire transfer itself — for example, whether there are fees, how long it will take, or whether the receiving bank needs any additional information.

Why the routing number matters for wire transfers

A wire transfer moves money directly from one bank account to another through the Federal Reserve's system. The routing number tells the Federal Reserve which bank to send the money to. If you use the wrong routing number, the money may go to a different bank entirely, get stuck in processing, or be rejected.

Unlike a check, which can be corrected or stopped, a wire transfer is usually final once it leaves your account. That is why banks ask you to double-check the routing number, account number, and recipient name before you confirm the transfer. Spending 30 seconds to verify prevents hours of trouble later.

Difference between routing number and account number

Your routing number identifies Bank of America (or whichever bank processes your account). Your account number identifies your specific account within that bank. Both are necessary for a wire transfer. The routing number tells the system which bank to contact; the account number tells that bank which account to pull money from.

On a check, the routing number is the first nine digits at the bottom left. Your account number follows it and is usually 10 to 12 digits long. When you wire money, you will need to provide both numbers to the person or business receiving the transfer, along with the recipient's name and their bank's routing number.

What to do if you cannot find your routing number

If you have lost your checks, cannot access your online account, and do not want to call, you can search Bank of America's routing number lookup tool on their website. Enter your state (Georgia) and account type, and the tool will show you the routing numbers associated with that state and account type.

Keep in mind that this tool may show multiple routing numbers. If you are unsure which one applies to your account, contact Bank of America directly or check your online account. Using the wrong routing number is more common than you might think, and it is the fastest way to delay a wire transfer.

Frequently Asked Questions

Is the routing number the same for all Bank of America customers in Georgia?

No. Most Georgia accounts use 061000104, but some use 026009593 or other numbers depending on the branch and account type. Always check your specific account rather than assuming all Georgia customers share one routing number.

Can I use the routing number from someone else's Bank of America check?

Only if that person's account is at the same branch and account type as yours. It is safer to find your own routing number. Using the wrong one will cause the wire transfer to fail or go to the wrong place.

Does Bank of America charge a fee to wire money out of Georgia?

Bank of America typically charges a domestic wire transfer fee, though the amount varies. Check your account online or call 1-800-432-1000 to learn the current fee before you send the transfer.

What if I wire money to the wrong routing number?

Contact Bank of America immediately. Depending on whether the money reached another bank and how long it has been, they may be able to stop or reverse the transfer. The sooner you call, the better your chances of recovering the money.

Do I need a different routing number for ACH transfers versus wire transfers?

No. The same routing number works for both ACH transfers (which take one to three business days) and wire transfers (which are faster). The routing number identifies your bank; the transfer type is a separate choice you make when sending money.