Bank of America's routing number for Maryland wire transfers is 011000015
If you're sending a wire transfer from a Bank of America account in Maryland, you'll need the routing number 011000015. This nine-digit code tells the banking system which Bank of America processing center handles your account. Bank of America uses the same routing number for all wire transfers from Maryland accounts, regardless of which branch you bank at.
The routing number is different from your account number. Your account number identifies your specific account; the routing number identifies the bank and the region where your account is processed. You'll need both pieces of information to send or receive a wire transfer.
Key Takeaways
- Bank of America's wire transfer routing number for Maryland is 011000015, used for all wire transfers from Maryland accounts.
- The routing number appears on the bottom left of your checks, but confirm it matches 011000015 before wiring money.
- You can verify the correct routing number by calling Bank of America customer service or checking your account online.
- Wire transfers typically process within one business day once the bank receives them, but timing depends on the receiving bank.
Where to find your routing number on checks and online
The routing number appears on the bottom left corner of your Bank of America checks, printed before your account number. However, do not assume the number on your checks is correct without verifying it—older checks or checks from a different state may show a different routing number.
The most reliable way to confirm the routing number is to log into your Bank of America online account or mobile app. Go to your account settings or the wire transfer section, and the correct routing number will be displayed there. You can also call Bank of America customer service at the number on the back of your debit card and ask them to confirm the routing number for wire transfers from your Maryland account.
What information you need to send a wire transfer
Before you initiate a wire transfer, gather the following details about the receiving account: the recipient's full name, their account number, their bank's routing number, and their bank's name and address. If the receiving bank is outside the United States, you'll also need the SWIFT code (an international bank identifier).
Have your own Bank of America account number and the amount you want to send ready as well. Some wire transfers require additional information, such as a reference number or invoice number. Bank of America will ask for these details when you set up the transfer, either online, by phone, or in person at a branch.
How to send a wire transfer from Bank of America
You can send a wire transfer through Bank of America in three ways: online through your account, by phone with a customer service representative, or in person at a branch. Online is usually the fastest option if you've already set up the receiving account as a payee in your account settings.
To send online, log in to your account, navigate to the wire transfer or payments section, and enter the recipient's information. You'll be asked to confirm the routing number, account number, and amount. Bank of America will show you the wire transfer fee (typically $15 to $30 for domestic transfers) before you submit. Once you confirm, the transfer is sent to the receiving bank for processing.
If you send by phone, a representative will walk you through the same information and may ask security questions to verify your identity. In-person transfers at a branch follow the same process but allow you to hand over a written request if you prefer.
Wire transfer fees and processing time
Bank of America charges a fee for outgoing domestic wire transfers, which varies depending on whether you send the transfer online, by phone, or in person. Online transfers are often cheaper than phone or branch transfers. International wire transfers cost more and may have additional fees depending on the receiving country and bank.
Domestic wire transfers typically process within one business day after Bank of America receives them. If you send a wire after business hours or on a weekend, it will be processed the next business day. The receiving bank may take an additional day to credit the funds to the recipient's account, depending on their internal procedures.
Verifying the routing number before you send money
Double-check the routing number 011000015 against the information you have from the receiving bank or the recipient. If the receiving bank gave you a different routing number for Bank of America in Maryland, contact Bank of America directly to clarify. Using an incorrect routing number can delay the transfer or send the money to the wrong bank.
If you're unsure whether you have the correct information, it's worth taking five minutes to verify before sending the transfer. Once a wire transfer is sent, it's difficult to stop or reverse, especially if it's already left Bank of America's system.
Frequently Asked Questions
Is the routing number different for each Bank of America branch in Maryland?
No. All Bank of America wire transfers from Maryland accounts use the same routing number: 011000015. The routing number is tied to the state and the bank, not to individual branches. Your specific branch location doesn't change the routing number you use.
Can I use this routing number to receive a wire transfer?
Yes. If someone is sending you money via wire transfer to your Bank of America account in Maryland, they should use the routing number 011000015 along with your account number. Provide both pieces of information to anyone sending you a wire transfer.
What if I'm sending money to a Bank of America account in a different state?
The receiving account's routing number depends on the state where that account is located, not on your account. Ask the recipient which state their Bank of America account is in, and use that state's routing number. Bank of America has different routing numbers for different states.
How do I know if my wire transfer was sent successfully?
Bank of America will provide a confirmation number immediately after you submit the wire transfer online or by phone. Save this number. You can also check your account online to see the transfer listed in your transaction history. The receiving bank will send a separate confirmation once they receive the funds.
Can I cancel a wire transfer after I've sent it?
It depends on timing. If you cancel before Bank of America processes the transfer, you may be able to stop it. Once the transfer has left Bank of America's system and reached the receiving bank, cancellation becomes much harder. Contact Bank of America immediately if you need to cancel a wire transfer.