Bank of America's Georgia routing number depends on which branch processes your transfer
Bank of America does not use a single routing number for all Georgia customers. The routing number you need depends on where your account is held and which processing center handles your wire transfer. For most Bank of America customers in Georgia, the routing number is 061000104. However, some accounts use 026009593 if they are processed through a different Bank of America facility.
The safest way to find your exact routing number is to check your checks, log into your Bank of America online account, or call the bank directly at 1-800-432-1000. Your bank statement may also display it. Using the wrong routing number can delay your wire transfer by days or send the money to the wrong account entirely.
Key Takeaways
- Most Bank of America accounts in Georgia use routing number 061000104, but some use 026009593 depending on which processing center handles the account.
- You can find your specific routing number on your checks, in your online banking portal, or by calling Bank of America customer service.
- Using an incorrect routing number will delay your wire transfer and may send funds to an unintended destination.
- When you initiate a wire transfer, Bank of America will ask for the recipient's routing number, not your own.
- Wire transfers typically process within one business day once the correct routing number is used.
Where to locate your routing number online
Log into your Bank of America account through their website or mobile app. Go to the account details or account information section. The routing number is often listed alongside your account number and other banking details. If you cannot find it in the main account view, look under settings or account services.
Bank of America also displays routing numbers on the bottom left corner of your checks, printed in a specific format. The first set of numbers on the check is your routing number, followed by your account number, then the check number.
Calling Bank of America to confirm your routing number
Phone Bank of America's customer service line at 1-800-432-1000. Have your account number ready. A representative can confirm your routing number in seconds and answer questions about whether it applies to wire transfers specifically.
This is the most reliable method if you are uncertain or if you have multiple accounts. Some business accounts and older accounts may use different routing numbers than standard personal checking accounts.
What happens if you use the wrong routing number
A wire transfer sent to an incorrect routing number may be rejected outright, returned to your account, or delivered to a different bank entirely. If it reaches another bank, that institution must attempt to locate the correct recipient. This process can take five to ten business days, and the funds may be held in a suspense account during that time.
If you realize you have sent a wire to the wrong routing number, contact Bank of America immediately. The sooner you report the error, the better the chance of stopping or redirecting the transfer. After a wire has been processed and sent, reversing it becomes much more difficult.
Routing number versus account number
Your routing number identifies Bank of America and the specific processing center. Your account number identifies your individual account within the bank. When sending a wire transfer, you need both the recipient's routing number and their account number. You do not provide your own routing number to the person sending you money — they need their bank's routing number and their own account number.
Confusing the two is a common mistake. The routing number is always nine digits. Your account number is typically longer and appears on your checks and statements.
Wire transfers from Bank of America Georgia accounts
When you initiate a wire transfer from your Bank of America account in Georgia, you will enter the recipient's bank routing number, not your own. Bank of America uses your routing number automatically to process the outgoing transfer. You can send wires online through your account, by phone, or in person at a branch.
Bank of America charges a fee for outgoing domestic wire transfers, typically between $15 and $30 depending on how you send it. International wires cost more. The fee is deducted from your account when the transfer is processed. Most wires complete within one business day if sent before the bank's cutoff time, usually 2 p.m. Eastern time.
Receiving wires to your Bank of America Georgia account
If someone is sending you money via wire transfer to your Bank of America account in Georgia, provide them with your account number and the routing number 061000104 (or 026009593 if that applies to your account). Confirm which one by checking your account details or calling the bank. You should also provide your full name exactly as it appears on your account.
Incoming wires typically arrive within one to two business days. Bank of America does not charge a fee to receive a domestic wire transfer. The sender's bank may charge them a fee, but that does not affect what you receive.
Frequently Asked Questions
Is there one routing number for all Bank of America customers in Georgia?
No. Most use 061000104, but some accounts use 026009593. Check your checks or account details to confirm which applies to your account. Calling Bank of America customer service is the fastest way to be certain.
Can I use the routing number from my checks for a wire transfer?
Yes. The routing number printed on your checks is the correct one to use for wire transfers. It is the same number whether you are sending or receiving money.
What if I send a wire to the wrong routing number?
Contact Bank of America immediately. If the wire has not yet been processed, they may be able to stop it. If it has been sent, the receiving bank will attempt to locate the correct recipient, which can take five to ten days. The funds may be held in a suspense account during this time.
Do I need a different routing number for online wire transfers versus in-person wire transfers?
No. Your routing number is the same regardless of how you send the wire. The method of sending does not change which routing number you use.
How long does a wire transfer take if I use the correct routing number?
Most domestic wire transfers complete within one business day if sent before the bank's cutoff time. International wires typically take three to five business days depending on the destination country and receiving bank.