Your Bank of America account number is printed on the bottom left of your checks, visible in the online banking portal under Account Details, and available by calling customer service at 1-800-432-1000
The account number is a unique identifier for your specific checking or savings account. It is different from your routing number (which identifies Bank of America itself) and your card number. You will need both your account number and routing number to send or receive a wire transfer, set up direct deposit, or authorize automatic payments.
Bank of America assigns a different account number to each account you hold with them. If you have multiple checking accounts, savings accounts, or money market accounts, each one has its own number. This prevents confusion when you are moving money between your own accounts or when someone else is sending you funds.
Key Takeaways
- Your account number appears on the bottom left of your checks, in your online banking dashboard, or by phone with customer service.
- You need both your account number and Bank of America's routing number (026009593 for most locations) to complete a wire transfer.
- Your account number is safe to share with people who need to send you money or set up payments from your account.
- Each of your Bank of America accounts has a separate number, so confirm you are using the correct one before wiring funds.
Finding your account number on a check
Open your checkbook and look at the bottom of any check. You will see three sets of numbers printed in magnetic ink. The first set on the left is your routing number. The middle set is your account number. The third set on the right is the check number itself.
The account number on a check is typically 10 digits long, though the exact length can vary. Write it down carefully — a single digit entered wrong will cause the wire transfer to fail or go to the wrong account. If you do not have checks or prefer not to handle them, the online portal is faster and more reliable.
Locating it in your online banking account
Log into your Bank of America account at bankofamerica.com or through the mobile app. From the home screen, select the account you need the number for. Click on "Account Details" or "Account Information" — the exact label depends on which version of the site you are using.
Your full account number will display on this page. You can also see your routing number here. Many people screenshot or copy this information before initiating a wire transfer so they have it ready to paste into the wire form. The online method is usually fastest if you are already logged in.
Getting your account number by phone
Call Bank of America customer service at 1-800-432-1000. A representative will verify your identity by asking for your Social Security number, date of birth, or other security questions. Once verified, they will read your account number to you over the phone.
This method takes longer than checking online or your checks, but it is useful if you cannot access your account or do not have checks available. Keep a pen and paper ready so you can write the number down as they read it. Ask them to repeat it so you can confirm each digit.
What you need besides your account number for a wire transfer
A wire transfer requires your account number plus Bank of America's routing number. Bank of America's routing number for most wire transfers is 026009593. Some branches or account types may use a different routing number, so confirm with your bank before you wire.
You will also need to know the recipient's bank name, their account number, their routing number, and the amount you want to send. If the recipient's bank is outside the United States, you may need their SWIFT code or IBAN instead of a routing number. The wire form will ask for all of this information before you can submit the transfer.
Protecting your account number
Your account number is safe to share with anyone who needs to send you money or set up a payment from your account. It is not the same as your PIN or password, and it does not give someone access to withdraw funds without your authorization.
However, do not share your full account number with unknown callers or in unsecured emails. Scammers sometimes pose as bank representatives to collect account numbers. If someone calls claiming to be from Bank of America and asks for your account number, hang up and call the bank directly using the number on your statement or their official website.
Confirming the correct account before you wire
If you have more than one account at Bank of America, double-check that you are using the number for the account you want to wire from. A wire transfer cannot be reversed once it is sent, so entering the wrong account number means the money comes from the wrong place — or the transfer fails entirely.
Before you submit a wire transfer form, read back the account number digit by digit. Many wire failures happen because of a single number typed wrong. If you are wiring to someone else, also confirm their account number and routing number with them directly by phone or in writing, not by email alone.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is printed on the front of your card and is different from your account number. The account number is what you use for bank transfers and direct deposits. Your card number is what you use to make purchases or withdraw cash.
Can someone drain my account if they have my account number?
No. Your account number alone does not give someone the ability to withdraw money. They would also need your PIN, password, or authorization from you. If you are concerned about fraud, contact Bank of America immediately at 1-800-432-1000.
What if I give someone my account number and routing number by mistake?
Contact Bank of America right away. While your account number and routing number alone cannot be used to withdraw funds, it is better to be cautious. The bank can monitor your account for suspicious activity and help you if unauthorized transfers occur.
Do I need a different account number for each type of transfer?
No. The same account number works for wire transfers, direct deposits, automatic payments, and any other bank transfer. The account number identifies your account; the type of transfer is determined by how you send the money, not by the number itself.