Wells Fargo routing numbers are nine-digit codes that identify your specific branch for wire transfers and direct deposits

A routing transit number (also called a routing number or ABA number) tells banks and employers which Wells Fargo location holds your account. It is not the same as your account number. You need the routing number when you set up direct deposit for paychecks, arrange automatic bill payments, or send money by wire transfer.

Wells Fargo does not have a single routing number for the entire bank. The number depends on which state your account is held in and, sometimes, which branch opened it. This means two Wells Fargo customers in different states will have different routing numbers, even if they use the same Wells Fargo app or website.

Key Takeaways

  • Your Wells Fargo routing number is a nine-digit code specific to the state where your account is held, not a single number for the whole bank.
  • You can find your routing number on the bottom left of your checks, in the Wells Fargo mobile app under account details, or by calling Wells Fargo customer service.
  • The routing number you need depends on your account type and the state your account is registered in, so verify it matches your account before using it.
  • Wire transfers, direct deposits, and ACH payments all require the correct routing number or the transaction will fail or go to the wrong account.

How to find your routing number on a check

If you have Wells Fargo checks, the routing number is printed on the bottom left corner of every check. It is the first set of nine digits, followed by your account number and then the check number on the right.

The routing number appears in a specific order: the nine-digit code comes first, then a colon or space, then your account number. If you are looking at a check and see three separate number groups at the bottom, the leftmost group of nine digits is your routing number.

Finding your routing number online or in the app

Log into your Wells Fargo account through the website or mobile app and go to the account details or account information section. The routing number is usually listed alongside your account number. On the mobile app, this is often under "Account Details" or "View Account Information."

If you cannot locate it in the app, you can also call Wells Fargo customer service at the number on the back of your debit card. A representative can confirm your routing number over the phone and verify it matches the state where your account is held.

Routing numbers vary by state and account type

Wells Fargo maintains different routing numbers for different states. If you opened your account in California, your routing number will be different from someone who opened an account in Texas or New York. Some account types—such as business accounts versus personal accounts—may also have different routing numbers.

Before you use a routing number for a wire transfer or direct deposit, confirm it is the one tied to your specific account. Using the wrong routing number can cause the transaction to fail, be delayed, or go to a different account entirely.

When you need your routing number

You will need your routing number when you set up direct deposit for your paycheck, arrange automatic payments to creditors or utilities, or send an ACH transfer to another bank. Employers ask for it to deposit your salary. Creditors ask for it to set up automatic bill payments from your account.

Wire transfers also require your routing number, though wire transfers sometimes ask for additional information like your SWIFT code if the money is going to an international account. For domestic wire transfers within the United States, the nine-digit routing number is what you need.

What to do if you cannot find your routing number

Call Wells Fargo customer service using the number on the back of your debit card or statement. Have your account number ready. A representative will give you the correct routing number for your account and can answer questions about which number to use for a specific type of transaction.

You can also visit a Wells Fargo branch in person with your ID and ask a teller for your routing number. This is useful if you want to confirm the number before submitting it for a wire transfer or other transaction where an error could cause problems.

Frequently Asked Questions

Is the routing number the same for all Wells Fargo customers?

No. Wells Fargo routing numbers are specific to the state where your account is held. Two customers in different states will have different routing numbers, even if they both bank with Wells Fargo.

Can I use the same routing number for wire transfers and direct deposits?

Yes. The routing number is the same regardless of the type of transaction. Whether you are setting up direct deposit, paying a bill, or sending a wire transfer, you use the same nine-digit routing number tied to your account.

What happens if I use the wrong routing number?

The transaction may fail, be rejected by the receiving bank, or be delayed while the banks sort out where the money should go. In some cases, the money could be sent to a different Wells Fargo account. Always verify your routing number before submitting it for any transaction.

Do I need a different routing number for my business account?

Possibly. Business accounts sometimes have different routing numbers than personal accounts at Wells Fargo. Check your business account details in the app or call customer service to confirm which routing number applies to your specific account type.