Your Wells Fargo routing number is a nine-digit code that identifies your specific branch to other banks
When you need to set up direct deposit, send a wire transfer, or receive an ACH payment, you will need your routing number. Wells Fargo routing numbers vary by state and account type, so the number for your branch is not the same as every other Wells Fargo customer's number. The routing number tells the sending bank exactly which Wells Fargo location to deposit money into.
Your routing number is not secret information — it appears on the bottom left of every check you receive from Wells Fargo. If you do not have a check in front of you, you can find it through your online banking account, by calling Wells Fargo customer service, or by looking it up on the Wells Fargo website using your state and account type.
Key Takeaways
- Your routing number appears on the bottom left of your Wells Fargo checks as a nine-digit code.
- Wells Fargo routing numbers differ by state and account type, so you need the one for your specific branch location.
- You can find your routing number through Wells Fargo's website, your online banking portal, or by calling customer service at 1-800-869-3557.
- The routing number is safe to share — it only identifies your bank and branch, not your account balance or personal information.
Where to find your routing number on a check
The easiest way to locate your routing number is to look at a check from your Wells Fargo account. At the bottom left of the check, you will see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number. The second group is your account number, and the third is the check number.
If you have not ordered checks yet or do not have any available, you do not need to wait for new ones to arrive. Your routing number is the same whether you are looking at a physical check or finding it through another method.
Looking up your routing number online
Wells Fargo maintains a routing number lookup tool on its website. Go to wellsfargo.com, search for "routing number," and you will find a page where you can enter your state and select your account type. The tool will display the correct routing number for your location and account.
If you have online banking access, you can also log into your Wells Fargo account and navigate to your account details or settings. Many accounts display the routing number alongside your account number in the account information section. The exact location varies slightly depending on whether you use the desktop website or mobile app, but account details are usually found under a settings or account menu.
Calling Wells Fargo customer service for your routing number
You can reach Wells Fargo customer service at 1-800-869-3557. A representative can tell you your routing number over the phone once they verify your identity. This method works if you prefer to speak with someone directly or if you need confirmation that you have the correct number before submitting it for direct deposit or a wire transfer.
Have your account number or Social Security number ready when you call, as the representative will need this information to pull up your account and confirm your routing number.
Why routing numbers differ by location and account type
Wells Fargo operates thousands of branches across the United States, and each region or branch may have its own routing number. Additionally, different account types — such as checking, savings, or money market accounts — sometimes use different routing numbers within the same branch. This system allows the banking network to direct deposits and transfers to the correct location and account type quickly.
Using the wrong routing number will not result in a lost deposit in most cases. The sending bank's system will catch the error and either reject the transaction or return it to the sender. However, this can cause delays, so confirming you have the correct routing number before submitting it is worth the extra minute.
What information is safe to share with your routing number
Your routing number is safe to give out. It does not contain any personal information beyond identifying your bank and branch. Someone who knows only your routing number cannot access your account, withdraw money, or see your balance. To complete any transaction, they would also need your account number, and to transfer money out of your account, they would need additional authorization.
You will routinely provide your routing number to employers for direct deposit, to other banks for wire transfers, and to creditors setting up automatic payments. This is normal and expected in banking.
Routing number versus account number
Your routing number and account number serve different purposes. The routing number identifies Wells Fargo and your specific branch. The account number identifies your individual account within that branch. Together, they form the complete address for your account in the banking system.
When setting up direct deposit, you will need both numbers. Your employer uses the routing number to find Wells Fargo and the account number to deposit your paycheck into the correct account. If you provide only the routing number without the account number, the deposit cannot be completed.
Frequently Asked Questions
Is my Wells Fargo routing number the same for checking and savings accounts?
Usually yes, but not always. Most Wells Fargo customers have the same routing number for both checking and savings accounts at the same branch. However, some account types or older accounts may use different routing numbers. If you maintain multiple accounts, confirm the routing number for the specific account you are using before submitting it.
What if I moved to a different state — do I need a new routing number?
If you moved but kept your Wells Fargo account open at your original branch, your routing number does not change. Your account remains tied to that branch. If you close your account at the original branch and open a new one at a Wells Fargo location in your new state, you will receive a new routing number for the new account.
Can I use any Wells Fargo routing number, or does it have to match my branch?
You must use the routing number for your specific branch or account type. Using a different Wells Fargo routing number can cause the transaction to fail or be delayed. Always confirm you have the correct routing number before submitting it for direct deposit or transfers.
What should I do if I cannot find my routing number?
Call Wells Fargo customer service at 1-800-869-3557, or log into your online banking account and check your account details. Both methods will provide your correct routing number within minutes. You do not need to visit a branch in person.