Wells Fargo branches close on Presidents Day, but you can still access your money
Wells Fargo branches close on Presidents Day (the third Monday in February). However, you are not locked out of your account that day. ATMs work 24/7, online banking is available, and the Wells Fargo mobile app functions normally. If you need to speak to someone or conduct business that requires a teller, you will need to visit on a different day.
Presidents Day is a federal holiday, and Wells Fargo observes it the same way most banks do. The closure affects physical branch locations only. Any transaction you can do remotely — transferring money between accounts, paying bills, depositing checks through mobile deposit, checking your balance — works without interruption.
Key Takeaways
- All Wells Fargo branches close on Presidents Day; the specific date is the third Monday in February each year.
- ATMs remain available around the clock on Presidents Day, and you can withdraw cash or check your balance anytime.
- Online banking and the Wells Fargo mobile app work normally on Presidents Day, so you can transfer money, pay bills, and deposit checks remotely.
- If you need to speak with a banker or conduct business that requires a teller, plan your visit for the day before or after the holiday.
What you can do on Presidents Day without visiting a branch
Mobile check deposit is one of the most useful tools on Presidents Day. Open the Wells Fargo mobile app, select "Deposit a Check," take photos of the front and back of your check, and submit it. The funds typically appear in your account within one business day. This works on any day, including holidays.
You can also transfer money between your own Wells Fargo accounts, send money to another person through Wells Fargo's person-to-person transfer service, pay bills through online bill pay, and set up automatic payments. All of these functions run through the website or app without needing a branch. If you need to move money quickly on Presidents Day, these remote options give you the same control you would have in person.
If you need cash, use any Wells Fargo ATM. You can withdraw money, deposit cash or checks at some ATMs, transfer funds between accounts, and check your balance. ATMs do not close for holidays. If you use a non-Wells Fargo ATM, you may be charged a fee by the other bank, so stick with Wells Fargo ATMs when possible to avoid extra charges.
When to plan ahead for branch services
Some transactions require a teller or banker and cannot be done remotely. These include opening a new account in person, applying for a loan, ordering cashier's checks, reporting a lost or stolen card in person, or discussing account issues with a banker face-to-face. If you need notary services, those are also branch-only.
If you need any of these services, visit your branch on Friday (the day before Presidents Day) or Tuesday (the day after). Many people wait until the last minute, so Friday afternoon may be busy. If possible, go earlier in the week or plan ahead for the following week. Calling ahead to confirm your branch's exact hours can save you a trip.
If your issue is urgent and cannot wait, call Wells Fargo customer service at 1-800-869-3557. Representatives are available on Presidents Day, though wait times may be longer than usual. You can also use the Wells Fargo mobile app to message customer service or start a chat with a representative.
Presidents Day dates for the next few years
Presidents Day falls on the third Monday of February. Here are the upcoming dates so you can mark your calendar and plan ahead:
| Year | Date |
|---|---|
| 2024 | February 19 |
| 2025 | February 17 |
| 2026 | February 16 |
| 2027 | February 15 |
| 2028 | February 21 |
Mark these dates on your calendar if you know you will need branch services. Planning a few days ahead prevents the frustration of showing up to a closed branch. If you have a time-sensitive need, schedule your branch visit for the week before the holiday rather than waiting until the last moment.
Other Wells Fargo holidays when branches close
Wells Fargo closes branches on all federal holidays. These include New Year's Day, Martin Luther King Jr. Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. The bank may also close on the day after Thanksgiving in some locations.
ATMs and online services remain available on all these holidays. If you are unsure whether a specific day is a Wells Fargo holiday, call your local branch ahead of time or check the Wells Fargo website, which lists holiday closures by location. Some branches may have different hours during certain holidays, so it is worth confirming before you travel.
Frequently Asked Questions
Can I deposit a check on Presidents Day?
Yes. Use mobile check deposit through the Wells Fargo app anytime, including Presidents Day. Take photos of the front and back of the check and submit through the app. You can also deposit checks at ATMs that accept deposits. The funds typically post within one business day.
Will my direct deposit or automatic payments process on Presidents Day?
Yes. Automatic payments, direct deposits, and scheduled transfers process normally on Presidents Day. The holiday does not affect automated transactions. If a payment is scheduled for Presidents Day and your account does not have sufficient funds, overdraft fees may apply depending on your account type.
What if I need to report a fraudulent transaction on Presidents Day?
Call Wells Fargo customer service at 1-800-869-3557. Representatives are available on Presidents Day to report fraud, dispute transactions, or address account security issues. You can also report fraud through the mobile app or online banking portal.
Can I get a cashier's check on Presidents Day?
No. Cashier's checks require a teller and are only available when branches are open. If you need a cashier's check, visit your branch the day before or after Presidents Day. Some Wells Fargo locations may offer limited services, so call ahead to confirm your branch's holiday hours.
Do all Wells Fargo branches close on the same day for Presidents Day?
Yes. All Wells Fargo branches nationwide close on Presidents Day. However, some branches in certain states or territories may have different holiday schedules. If you are unsure about your specific branch, call ahead or check the Wells Fargo website for location-specific hours.