Where to find your routing number in Truist
Your routing number appears in the Truist app under your account details. Open the app, tap the account you want information for, then look for a menu option labeled "Account Details," "Account Information," or "Routing & Account Number." The routing number is a nine-digit code that identifies Truist as your bank. It is different from your account number, which is unique to you.
The exact location of this information can vary slightly depending on whether you use Truist on iPhone or Android, and whether your account is a checking account, savings account, or money market account. All Truist deposit accounts use the same routing number, regardless of which branch you opened the account at or what state you live in.
If you cannot find the routing number in the app after checking account details, you can also find it on a paper check, by calling Truist customer service, or by visiting a Truist branch in person. The routing number always appears in the bottom left corner of a check, before your account number. This method works even if you have not used the check yet.
Key Takeaways
- The routing number is located in your account details or account information section within the Truist app, usually accessible by tapping your account name.
- Truist's routing number is the same for all deposit accounts, regardless of account type, branch location, or state of residence.
- If you cannot locate it in the app, you can find the routing number on a paper check in the bottom left corner, or by calling customer service.
- You will need both your routing number and account number together for wire transfers, direct deposit setup, or automatic payments to other institutions.
- Your routing number is safe to share with employers, billers, and financial institutions, but never share your full account number or PIN with anyone you do not trust.
Why you need a routing number
A routing number tells other banks and financial institutions where to send money when you set up direct deposit, schedule automatic bill payments, or receive a wire transfer. Without it, the receiving bank does not know which Truist location or processing center should handle your transaction. The routing number acts as an address for your bank within the national banking system.
You will be asked for your routing number when you set up payroll direct deposit with your employer, arrange automatic transfers between banks, or receive money from another institution. The routing number is public information — it is safe to share it with employers, billers, or anyone who needs to send you money. Your employer needs it to deposit your paycheck, and your utility company needs it if you set up automatic bill pay from your Truist account.
Routing number versus account number
Your routing number identifies Truist as the bank. Your account number identifies your specific account within Truist. They are two separate pieces of information, and you often need both together when setting up transfers or payments.
The routing number is nine digits and is the same for everyone with a Truist account. Your account number is unique to you and is typically 10 to 12 digits long. On a check, the routing number appears first in the bottom left corner, followed by your account number, then the check number on the right. Understanding the difference matters because sharing your routing number is safe, but sharing your full account number with strangers is not.
What to do if the app is not showing your routing number
If you open your account details in the Truist app and do not see the routing number listed, try refreshing the app or logging out and back in. Sometimes the information takes a moment to load, or a temporary connection issue may prevent it from displaying. Close the app completely and reopen it to force a fresh connection.
If refreshing does not work, check a paper check if you have one — the routing number is always printed there and never changes. You can also call Truist customer service at the number on the back of your debit card, or visit a Truist branch with your ID and ask a teller for your routing number. Both options take only a few minutes, and customer service representatives can confirm the number over the phone immediately.
Using your routing number safely
Sharing your routing number with your employer, your bank, or a business you are paying is safe. The routing number is public information and cannot be used to withdraw money from your account or access your funds. It is printed on every check you write, so it is already visible to anyone who receives a check from you.
However, never share your full account number with someone you do not trust, and never share your PIN or online banking password. If someone asks for your PIN or password in exchange for money or services, that is a scam. Truist employees will never ask for your password, and legitimate businesses will never request it. Keep your password and PIN private at all times.
Finding your routing number on a check
If you have a Truist check, the routing number is printed in the bottom left corner. It is always a nine-digit number and appears before your account number. The format on a check is: routing number, then account number, then check number on the far right. This information is the same on every check in your checkbook.
You do not need to have written or deposited a check to use this method. Even a blank check from your checkbook will show your routing number. If you have ordered checks but have not received them yet, you can still find the routing number through the app or by calling customer service.
Frequently Asked Questions
Is Truist's routing number the same for everyone?
Yes. All Truist checking, savings, and money market accounts use the same routing number. It does not matter which state you live in or which branch you opened your account at — the routing number is identical for all Truist customers.
Can I find my routing number without opening the app?
Yes. Look at the bottom left corner of any check you have. The first nine-digit number is your routing number. You can also call Truist customer service at the number on the back of your debit card or visit a branch in person with your ID.
What if I do not have any checks?
Open the Truist app and go to your account details. If the routing number is not visible there, call the customer service number on the back of your debit card. A representative can provide it in seconds.
Do I need my routing number to log into my account?
No. Your routing number is only for sending and receiving money through other institutions. You log into the Truist app with your username and password, not your routing number.
Can someone use my routing number to steal money from my account?
No. Your routing number alone cannot be used to withdraw money or access your account. A person would need your full account number, routing number, and other identifying information to attempt fraud, and even then, Truist has security measures in place to prevent unauthorized transfers.