The third round of June Social Security payments goes out on the fourth Wednesday of the month

Social Security splits its monthly payments into three groups based on your birth date. The third and final group — people born between the 21st and 31st of any month — receives their payment on the fourth Wednesday of June, which falls on June 26, 2024. If you are in this group, your deposit will land in your bank account or arrive by mail on that date, assuming no processing delays.

The Social Security Administration (SSA) uses this staggered schedule to spread the workload across the month and reduce payment processing errors. Knowing which group you belong to helps you plan your budget and avoid overdraft fees if you are waiting for that deposit to clear.

Key Takeaways

  • The third payment group — people born on the 21st through 31st — receives June payments on the fourth Wednesday, June 26, 2024.
  • Payments arrive by direct deposit or mail depending on how you set up your account with Social Security.
  • If your payment does not arrive by the expected date, contact the SSA to check for processing delays or address changes.
  • The payment schedule repeats every month, so the third Wednesday pattern holds for July, August, and beyond.

How the three payment groups are divided

The SSA assigns you to one of three groups based solely on your birth date, not on when you started receiving benefits or how much you receive. The first group includes people born between the 1st and 10th of the month and receives payment on the second Wednesday. The second group covers the 11th through 20th and gets paid on the third Wednesday. The third group — the 21st through 31st — receives payment on the fourth Wednesday.

This system has been in place since 1997 and applies to all Social Security beneficiaries, including retirees, disabled workers, and surviving family members. Your birth date determines your group permanently; it does not change year to year.

Direct deposit versus mailed checks

If you signed up for direct deposit, your payment lands in your bank account on the scheduled date, usually by morning. If you receive a mailed check, it typically arrives within two to three business days after the payment date, though mail delivery times vary by location and postal service delays.

Direct deposit is faster and more reliable. If you still receive checks and want to switch to direct deposit, you can set it up through your Social Security account at ssa.gov, by phone at 1-800-772-1213, or in person at your local Social Security office. The change usually takes one to two billing cycles to take effect.

What to do if your payment is late

Payments occasionally arrive late due to bank processing delays, mail service issues, or errors in the SSA's system. If your deposit has not arrived by the end of the business day on June 26, check your bank's website or app to confirm it has not been held or flagged. Some banks delay deposits for security reasons, particularly if you recently changed your account information.

If your check has not arrived by June 28 or 29, contact the SSA at 1-800-772-1213 to report the missing payment. Have your Social Security number and bank account information ready. The SSA can verify whether the payment was processed on their end and investigate delays with your bank or the postal service. In rare cases, they can issue a replacement payment or stop payment on a lost check.

Confirming your payment date each month

You can verify which group you belong to and when your payment arrives by logging into your Social Security account at ssa.gov. Your account dashboard shows your payment date and recent payment history. You can also call 1-800-772-1213 to confirm your group and payment date.

The payment schedule is consistent month to month, so once you know your date in June, you know it for July, August, and every month going forward. The only exception is if you change your birth date on file with the SSA, which is rare and requires documentation.

Changes to your payment address or bank account

If you moved or changed banks before June, notify the SSA as soon as possible so your payment reaches the correct address or account. You can update your address or banking information through your online Social Security account, by calling 1-800-772-1213, or by visiting your local Social Security office in person.

Address changes usually take effect within one to two weeks. Bank account changes may take longer — typically one to two billing cycles — because the SSA needs to verify the new account information to avoid sending money to the wrong place. If you are moving or changing banks close to your payment date, contact the SSA early to avoid a missed or misdirected payment.

Frequently Asked Questions

What if I was born on June 20 or June 21 — which group am I in?

If you were born on the 20th, you are in the second group and receive payment on the third Wednesday. If you were born on the 21st, you are in the third group and receive payment on the fourth Wednesday. The cutoff is strict: the 20th and earlier go to group two, the 21st and later go to group three.

Can I change which group I am in or request an earlier payment date?

No. Your birth date determines your group, and the SSA does not allow you to switch groups or request an earlier payment date. The staggered schedule is fixed and applies to all beneficiaries equally.

What happens if June 26 falls on a holiday or weekend?

The SSA adjusts the payment date to the business day before the holiday or weekend. For example, if the fourth Wednesday falls on a day the banks are closed, your payment arrives the day before. The SSA's website and your online account will show the adjusted date.

Do I need to do anything to receive my June payment?

No. If you are already receiving Social Security, your payment is automatic. As long as your address and bank account information are current, your payment will arrive on schedule. You do not need to contact the SSA or take any action.

How do I know if my payment was deposited if I do not check my bank account regularly?

You can set up payment notifications through your bank's app or website to alert you when a deposit arrives. You can also create a my Social Security account and check your payment history anytime. The SSA also sends a paper statement once a year showing all your payments from the previous year.