Withdrawing cash from Robinhood works the same way as most brokerages: you move money from your investment account to your linked bank account
Robinhood lets you transfer cash out through their app or website. The money goes back to the bank account you connected when you opened your account. Transfers typically take one to three business days, though the exact timing depends on your bank. You can withdraw any cash sitting in your account — money you deposited but haven't invested yet, or money from selling stocks and other positions.
The process is straightforward, but there are a few things to know before you start: settlement times, which accounts let you withdraw, and what happens if you're using margin or have unsettled trades.
Key Takeaways
- Cash withdrawals go to the bank account you linked when you opened your Robinhood account, and take one to three business days to arrive.
- You can only withdraw cash that has settled — money from stock sales takes two business days to settle before you can move it out.
- If you have a margin account, you may not be able to withdraw all your cash if it's being held as collateral for borrowed money.
- Robinhood does not charge a fee to withdraw money, but your bank may charge a fee for incoming transfers depending on your account type.
How to withdraw cash through the Robinhood app
Open the Robinhood app and tap the Account icon (usually at the bottom right). From there, select "Transfers" or "Account" depending on your app version. Look for an option that says "Transfer to Your Bank" or "Withdraw." Robinhood will show you how much cash is available to withdraw — this is the amount sitting in your account that has already settled.
Enter the amount you want to withdraw and confirm. Robinhood will ask you to select which linked bank account the money should go to if you have more than one. Review the details and submit. You'll see a confirmation screen with an estimated arrival date. The money will leave your Robinhood account immediately, but won't appear in your bank account for one to three business days.
How to withdraw cash on the Robinhood website
Log into your Robinhood account on the web. Click your account name or profile icon in the top right corner, then select "Account" from the menu. Look for "Transfers" or a similar option. Click "Transfer to Your Bank" or "Withdraw Cash."
The website version works the same way as the app: you'll see your available cash balance, enter an amount, select your bank account, and confirm. The withdrawal processes immediately and arrives in your bank account within one to three business days.
Understanding settlement and why you can't always withdraw everything
When you sell a stock or other security on Robinhood, the money doesn't become available to withdraw right away. Securities trades settle after two business days — that's the time it takes for the transaction to complete on the market's end. Until settlement happens, that money is held in a "pending" status and you cannot withdraw it.
This is not a Robinhood rule — it's how the stock market works. Every broker has the same two-day settlement window. If you sold stock on a Monday, the cash settles on Wednesday and becomes available to withdraw. If you sold on a Friday, it settles on Tuesday. Weekends and market holidays extend the timeline.
Robinhood's app shows you "Available to Withdraw" separately from your total account balance. The available amount is what you can move to your bank right now. If you see a difference between your total balance and available balance, the gap is money that's still settling.
Margin accounts and withdrawal limits
If you have a Robinhood margin account (which lets you borrow money to invest), your withdrawal options are more limited. Margin accounts hold some of your cash as collateral — it secures the borrowed money. You can only withdraw cash that exceeds the amount your broker requires you to keep on hand.
Robinhood will show you your "available to withdraw" amount, which already accounts for margin requirements. If you try to withdraw more than that, the app will reject the request. If you want to withdraw more cash, you'll need to either deposit more money into the account or sell some investments to increase your available balance.
What to do if your withdrawal is delayed
Most withdrawals arrive within one to three business days. If yours takes longer, the delay is usually on your bank's end, not Robinhood's. Some banks process incoming transfers more slowly than others, and some accounts (like business accounts or newer accounts) may have longer processing times.
Check your bank's website or app to see if the transfer is pending. If it shows as pending, it's on its way and should arrive soon. If it doesn't show up at all after three business days, contact Robinhood support through the app. They can confirm the withdrawal was sent and provide a reference number to give your bank if there's an issue.
Bank fees and other costs
Robinhood does not charge you a fee to withdraw money. However, your bank may charge a fee for receiving an incoming transfer, depending on your account type and bank policies. Most banks don't charge for this, but some do — particularly business accounts or accounts with certain restrictions. Check with your bank if you're unsure.
If you're withdrawing to a bank account that's not in your name, Robinhood will reject the transfer. Withdrawals must go to a bank account in the same name as your Robinhood account for compliance reasons.
Frequently Asked Questions
Can I withdraw money if I have unsettled trades?
You can withdraw settled cash, but not money from trades that haven't settled yet. If you sold stock today, that cash won't be available to withdraw for two business days. Robinhood shows you the settled amount under "Available to Withdraw," so you know exactly what you can move out right now.
How long does it actually take for money to show up in my bank account?
Robinhood processes the withdrawal immediately, but your bank takes one to three business days to receive and post it. The exact timing depends on your bank's processing speed. Weekends and holidays don't count as business days, so a withdrawal submitted on Friday may not arrive until Tuesday or Wednesday.
What if I want to withdraw to a different bank account than the one I linked?
You'll need to add the new bank account to your Robinhood profile first. Go to Account settings, find the banking or transfers section, and add the new account. Robinhood will verify it (usually within a few business days), and then you can withdraw to it. You cannot withdraw to an account in a different name.
Can I withdraw money if my account is restricted or under review?
If Robinhood has restricted your account for any reason, you typically cannot withdraw until the restriction is lifted. Contact Robinhood support to find out why your account is restricted and what you need to do to restore full access.
Is there a limit to how much I can withdraw at once?
Robinhood does not set a per-transaction limit on withdrawals. You can withdraw your entire available balance in one transfer if you want. Your bank may have its own limits on incoming transfers, so check with them if you're moving a very large amount.