You can transfer money from Robinhood to your linked bank account in three to five business days

Robinhood calls this a withdrawal. You start the process in the app or on the website, select the bank account you want the money to go to, enter the amount, and confirm. Robinhood then sends the money through the automated clearing house (ACH), which is the same system banks use to move money between accounts. The transfer is free, but it is not instant — plan for the money to arrive three to five business days after you initiate it.

The account you transfer to must be the same bank account you used to fund your Robinhood account in the first place. Robinhood does not allow transfers to a different bank account for security reasons. If you want to move money to a different bank, you will need to transfer it to your original bank first, then move it from there.

Key Takeaways

  • Withdrawals from Robinhood are free and take three to five business days to reach your bank account.
  • You can only withdraw to the same bank account you used to deposit money into Robinhood originally.
  • You must sell any investments before you can withdraw the cash — Robinhood will not let you transfer stocks or funds directly to your bank.
  • If your withdrawal is rejected, check that your bank account information matches your bank's records exactly, including routing and account numbers.

How to start a withdrawal in the Robinhood app

Open the Robinhood app and tap the account icon at the bottom right. Select "Transfers" and then "Withdraw". Choose the bank account from the dropdown menu — if you have only one linked account, it will be selected already. Enter the dollar amount you want to withdraw and tap "Review".

On the review screen, confirm the amount and the receiving bank account. Tap "Withdraw" to submit. Robinhood will show you a confirmation number and tell you when the money should arrive. You can close the app — the transfer is now in progress and does not require any further action from you.

How to start a withdrawal on the Robinhood website

Log in to your Robinhood account on the web. Click the account menu (usually your name or initials in the top right) and select "Account". Click "Transfers" in the left sidebar, then click "Withdraw".

Select your bank account from the dropdown, enter the amount, and click "Review Withdrawal". Confirm the details and click "Withdraw". You will see a confirmation page with an order number and an estimated arrival date. The transfer is submitted and you do not need to do anything else.

Why your withdrawal might be rejected or delayed

The most common reason a withdrawal fails is that your bank account information does not match what your bank has on file. This includes the routing number, account number, and the name on the account. If Robinhood rejects your withdrawal, check your bank statement or call your bank to confirm these details are correct, then try again.

Withdrawals can also be delayed if your bank is processing a large number of transfers, if there is a holiday, or if your bank's ACH system is down for maintenance. Weekends and federal holidays do not count toward the three to five business day window — if you submit a withdrawal on Friday afternoon, the clock starts Monday morning.

If a withdrawal has been pending for more than five business days, contact Robinhood support with your confirmation number. They can check the status on their end and may be able to see if your bank rejected it for a reason Robinhood did not communicate to you.

You must sell investments before you can withdraw cash

Robinhood will only let you withdraw cash that is sitting in your account as dollars. If you have money invested in stocks, ETFs, or fractional shares, you must sell those positions first. The sale will take one business day to settle (the money becomes available to withdraw the next day), so plan accordingly if you need the cash quickly.

If you try to withdraw more than the cash balance in your account, Robinhood will reject the request and tell you how much cash you actually have available. Check your account balance in the app — it will show "Cash Available to Withdraw" separately from your total account value.

What to do if you need to transfer to a different bank account

Robinhood does not support direct transfers to a bank account other than the one you originally linked. If you need to move money to a different bank, withdraw to your original bank account first, then transfer it from there to your new bank using your bank's own transfer tools.

This two-step process takes longer (six to ten business days total), so if you are in a time-sensitive situation, call your original bank and ask if they can expedite the incoming ACH transfer from Robinhood. Some banks can process ACH transfers the same day they arrive, though this is not may provide.

Frequently Asked Questions

How long does a Robinhood withdrawal actually take?

Robinhood says three to five business days. Weekends and holidays do not count. Most withdrawals arrive within three business days, but some take the full five, depending on your bank's processing speed. If it has been five business days and the money has not arrived, contact Robinhood support.

Can I withdraw money if I have unsettled trades?

No. If you sold a stock or fund, the sale must settle (usually one business day) before that money is available to withdraw. Robinhood will show you the settlement date in your transaction history. You cannot withdraw money that is tied up in unsettled trades.

Is there a limit to how much I can withdraw at once?

Robinhood does not publish a per-transaction limit, but your bank may have its own ACH transfer limits. Check with your bank about daily or monthly transfer caps. If your withdrawal exceeds your bank's limit, you may need to withdraw in smaller amounts on different days.

What happens if I withdraw money and then immediately want to deposit it back?

You can deposit money back into Robinhood anytime, but remember that the original withdrawal takes three to five days to arrive at your bank. If you deposit before the withdrawal lands, you are using different money. Once the withdrawal arrives at your bank, you can transfer it back to Robinhood if you want, but that will take another three to five days.

Do I pay taxes when I withdraw money from Robinhood?

Withdrawing cash itself does not trigger taxes. However, if you sold investments to get that cash, the sale may create a taxable gain or loss depending on what you paid for them. Keep records of your sales for tax time — Robinhood provides a tax document (Form 8949) at the end of the year if you had taxable events.