Where to log in to your Target Redcard account
You log in to your Target Redcard account through Target's main website, not through a separate Redcard portal. Go to Target.com, select "Account" in the top right corner, and choose "Sign In." Use the same email address and password you use for your regular Target account — they are the same login.
Once you are signed in, your Redcard payment options appear under "Payment Methods" or "Redcard" in your account dashboard. From there you can view your current balance, recent transactions, and payment history. If you have not yet set up an online account, you will need to create one using the email address associated with your Redcard.
If you cannot remember your password, select "Forgot Password" on the sign-in page. Target will send a reset link to your email. Check your spam folder if you do not see it within a few minutes.
Key Takeaways
- Log in through Target.com using the same email and password as your regular Target account — there is no separate Redcard login page.
- Your Redcard balance and payment options appear in your account dashboard under "Payment Methods" or "Redcard" after you sign in.
- You can set up automatic monthly payments, make one-time payments, or view your full transaction history from your online account.
- If you lose access to your account, call the Redcard customer service number on the back of your card rather than trying to reset through the website.
Making a payment on your Redcard
Once you are logged in, navigate to your Redcard section and select "Make a Payment." You can choose to pay your full balance, the minimum amount due, or a custom amount. Target accepts payments from a checking account, savings account, or another debit card.
Payments made before 8 p.m. Central Time on a business day typically post the same day. Payments made after that time or on weekends and holidays post the next business day. Target does not charge a fee for online payments, but if you pay by phone or mail, fees may apply — check your statement or call the number on your card for current fees.
Setting up automatic payments
Automatic payments let you schedule a fixed amount to be withdrawn from your bank account on the same day each month. This is useful if you want to avoid late payments or pay down your balance on a set schedule.
From your Redcard dashboard, select "Automatic Payments" or "Recurring Payments" and choose the amount and date. You can change or cancel automatic payments anytime by logging back in and updating your settings. If you cancel, make sure you have another way to pay your bill — Target will not send you a paper statement by default.
Viewing your balance and transaction history
Your current balance, credit limit, and available credit all appear on your Redcard dashboard as soon as you log in. This updates throughout the day as new transactions post. You can also see your minimum payment due and the date it is due.
To see older transactions, select "Transaction History" or "Recent Activity." You can filter by date range or search for a specific purchase. This history is useful if you need to dispute a charge or simply want to track your spending over time.
Troubleshooting login and payment problems
If you see an error message when you try to log in, first clear your browser's cache and cookies, then try again. If that does not work, try a different browser or device. Some older browsers do not work well with Target's website.
If a payment you made does not show up within two business days, log back in and check your payment history to confirm it was submitted. If it shows as submitted but has not posted, contact Redcard customer service using the number on the back of your card. Do not make another payment until you confirm the first one did not go through, or you may pay twice.
If you cannot access your account at all, you may have been locked out after too many failed login attempts. Wait 24 hours and try again, or call Redcard customer service to have them unlock your account manually.
What to do if you forget your Redcard number
Your Redcard number appears on your online account dashboard once you log in. You can also find it on paper statements if you receive them, or on any receipt from a purchase you made with the card.
If you do not have access to any of those, call the customer service number on the back of your physical card. If you do not have the card itself, you can call Target's main customer service line and ask to be transferred to Redcard support — they can look up your account using your name and date of birth.
Security and protecting your account
Use a strong, unique password for your Target account — do not reuse a password from another website. Change your password every few months, especially if you use the same device to log in each time.
If you notice unauthorized charges on your Redcard, log in and report them immediately through your account dashboard, or call the number on the back of your card. Target's fraud protection typically covers unauthorized purchases, but you must report them within a set timeframe — usually 60 days from when the charge appears on your statement.
Never share your login credentials, card number, or PIN with anyone, including Target employees. Target will never ask for this information via email or text message.
Frequently Asked Questions
Can I pay my Redcard bill through the Target app instead of the website?
Yes. The Target app has the same login and payment features as the website. Download the Target app, sign in with your email and password, and navigate to your Redcard section to make a payment or set up automatic payments.
What if I do not have an email address or cannot create an online account?
You can make payments by phone by calling the customer service number on the back of your card. Phone payments may have a fee. You can also mail a check to the address shown on your paper statement, though mailed payments take longer to post.
How long does it take for a payment to show up on my account?
Online payments made before 8 p.m. Central Time on a business day post the same day. Payments made after that time or on weekends post the next business day. Mail and phone payments take longer — typically 5 to 7 business days.
Can I change my automatic payment amount or date after I set it up?
Yes. Log in to your account, go to "Automatic Payments," and select the payment you want to change. You can update the amount, date, or cancel it entirely. Changes take effect on your next scheduled payment date.
What should I do if my payment was rejected?
Log in and check your payment history to see the reason — usually insufficient funds, an expired card, or a closed bank account. Fix the problem and try again. If you are unsure why it was rejected, call the number on the back of your Redcard and they can tell you the specific reason.