What Target offers its employees in pay and benefits

Target structures compensation in two parts: hourly wages or salary, plus a separate benefits package that varies by employment status and tenure. Full-time team members (those scheduled 30 or more hours per week) receive health insurance, retirement contributions, and paid time off. Part-time employees get access to some benefits but on a more limited basis. The specifics depend on your store location, job role, and how long you have worked there.

Target's pay is set by role and location, not negotiated individually. The company publishes starting wages by position, and these change periodically. Your actual paycheck arrives via direct deposit on a set schedule — typically every two weeks — and you can view details through Workday, Target's employee portal.

Key Takeaways

  • Full-time Target employees receive health insurance, a 401(k) match, and paid time off; part-time employees have limited access to these benefits.
  • Pay is determined by your role and location, not individual negotiation, and is deposited every two weeks through direct deposit.
  • You track your pay stubs, benefits enrollment, and schedule changes through Workday, Target's employee management system.
  • Health insurance may be able to access begins on the first day of the month after 60 days of employment for full-time team members.
  • Target's 401(k) match is available to full-time employees after one year of service, with the company matching a percentage of your contributions.

How Target calculates and pays your wages

Target pays team members every two weeks on a Friday. Your paycheck is deposited directly into the bank account you provide during onboarding — you cannot receive a paper check. The amount depends on your hourly rate or salary, hours worked, and any deductions for taxes, benefits contributions, or other withholdings you have authorized.

If you work overtime (more than 40 hours in a week), Target pays time-and-a-half for those hours, as required by federal law. Some states have additional overtime rules, and Target follows whichever is more generous. You can see a detailed breakdown of your pay — gross amount, deductions, net deposit — by logging into Workday and viewing your pay stub.

If you notice an error in your paycheck, report it to your store's human resources office or your team lead within a few days. Target can issue a corrected check or adjust the next regular payment, depending on the error and your state's rules.

Health insurance for full-time employees

Full-time Target employees become may be able to access for health insurance on the first day of the month after they have worked 60 days. You enroll during an open enrollment window, which Target typically holds once per year. If you miss that window, you can enroll only if you have a may have access to life event — such as marriage, birth of a child, or loss of other coverage — and you must enroll within 30 days of the event.

Target offers multiple health plans through a third-party insurer. The plans vary in deductible, copay amounts, and which doctors and hospitals are in-network. The company pays a portion of the premium, and you pay the rest through payroll deduction. The exact amount you pay depends on which plan you choose and whether you cover only yourself or add family members.

Once enrolled, your coverage begins on the first day of the following month. You receive an insurance card in the mail and can access plan details, find in-network providers, and submit claims through the insurer's website or app.

Retirement savings through Target's 401(k)

Full-time employees become may be able to access to participate in Target's 401(k) plan after one year of employment. You can contribute a percentage of your paycheck (up to the annual federal limit, which changes each year) on a pre-tax basis, which reduces your taxable income. Target matches a portion of what you contribute — the exact match percentage varies and can change, so check with your HR office or Workday for the current rate.

You choose how your contributions are invested among the plan's available funds, which typically include stock and bond options. Target also offers a Roth 401(k) option, where contributions are made after-tax but withdrawals in retirement are tax-free. You manage your account through the plan's website or app and can change your contribution amount or investment choices at any time.

If you leave Target before retirement, your contributions are always yours to keep. Target's matching contributions vest over time — meaning you own them fully only after a certain period of employment. Check your plan documents or ask HR for the vesting schedule.

Paid time off and leave policies

Full-time Target employees receive paid time off (PTO) that combines vacation, sick leave, and personal days into one pool. The amount you receive per year depends on your tenure — newer employees receive less than those who have worked there longer. Part-time employees do not receive PTO but may be able to use unpaid leave in some circumstances.

You request time off through Workday, and your team lead approves or denies the request based on store staffing needs. Target also offers unpaid family and medical leave under the federal Family and Medical Leave Act (FMLA) if you have worked there at least 12 months and your store has 50 or more employees. This leave protects your job while you handle serious health issues or family matters, though you do not receive pay during FMLA leave.

Some states require employers to provide additional leave — such as paid sick leave or bereavement leave — and Target complies with those state laws. Ask your HR office what leave policies apply in your location.

Other benefits and employee discounts

Target offers a 10% employee discount on most merchandise purchased in-store or online. The discount applies to your personal purchases and, in some cases, to purchases you make as gifts. Certain items — such as alcohol, gift cards, and clearance merchandise — may not be discounted. You apply the discount at checkout by providing your employee ID or linking your account.

Target also provides access to an employee assistance program (EAP), which offers confidential counseling, financial planning resources, and legal consultation at no cost to you. Full-time employees may have access to additional benefits such as adoption assistance, backup childcare resources, or tuition reimbursement programs. Part-time employees have more limited access to these programs. Check with your HR office or Workday to see what is available to you.

How to access your pay and benefits information

Target uses Workday as its central system for all employee information. You can log in with your Target credentials to view your pay stubs, enroll in or change benefits, request time off, view your schedule, and update personal information. Workday is accessible on any web browser or through the Target app on your phone.

If you have questions about your specific pay, benefits, or may be able to access, contact your store's HR office during business hours. They can explain your options, help you enroll in benefits, and answer questions about policies. You can also call Target's employee service line, though wait times vary.

Frequently Asked Questions

When do I get my first paycheck at Target?

Your first paycheck arrives on the next scheduled payday after your hire date, which is typically within two weeks of starting. It will be deposited directly into the bank account you provided during onboarding. Your first pay stub may be smaller than usual because it covers only the days you worked.

Can I change my health insurance plan after I enroll?

You can change your plan only during Target's annual open enrollment period or if you have a may have access to life event, such as marriage, birth, or loss of other coverage. Outside those windows, you are locked into your chosen plan for the full year. Contact HR if you think you have a may have access to event.

What happens to my 401(k) if I leave Target?

Your contributions stay in the account and continue to grow. Target's matching contributions vest according to the plan's schedule — you own them fully only after a certain period of employment. You can leave the money in the plan, roll it to an IRA, or roll it to a new employer's plan, depending on the plan rules and your situation.

Do part-time employees get any benefits?

Part-time employees do not receive health insurance, 401(k) matching, or paid time off. They do receive the 10% employee discount and may have access to the employee assistance program. Some part-time employees become may be able to access for benefits if they are scheduled for 30 or more hours per week and meet other requirements — ask your HR office about your specific situation.

How do I report a pay error?

Contact your store's HR office or your team lead as soon as you notice the error. Bring your pay stub and explain what is wrong. Target can issue a corrected check or adjust your next regular payment. State law may require the correction within a specific timeframe, so report errors promptly.