SSI payment amounts stay the same in June 2025, but your individual payment may change if your income, resources, or living situation changed
Social Security Supplemental Security Income (SSI) does not have a scheduled payment increase in June 2025. The last Cost of Living Adjustment (COLA) took effect in January 2025. However, your personal SSI payment can go up or down in June if Social Security reviewed your case and found changes in your circumstances — such as new income, a change in where you live, or a shift in your resources.
SSI payments are recalculated whenever your situation changes, not just once a year. If you received a notice from Social Security about a change to your case, that change may take effect in June. If you did not receive a notice and your circumstances have not changed, your June payment should match your May payment.
Key Takeaways
- SSI payment amounts do not increase in June 2025 unless Social Security reviewed your case and found a change in your income, resources, or living situation.
- If your payment changes in June, you will receive a notice from Social Security explaining the reason before the payment date.
- Changes to SSI can happen any month, not just when there is a COLA — report changes to your income or address as soon as they occur.
- If you disagree with a payment change, you can request a reconsideration within 60 days of the notice date.
When Social Security reviews your SSI case
Social Security conducts periodic reviews of SSI cases to verify that you still meet the program's requirements. These reviews happen on different schedules depending on whether your situation is expected to change. If you have a medical condition that may improve, your case may be reviewed every one to three years. If your condition is not expected to change, reviews happen less often.
During a review, Social Security checks your income, your resources (savings, property, and other assets), and your living arrangement. If any of these have changed since your last review, your payment amount may change. A review can result in an increase, a decrease, or no change at all.
Income changes that affect your June payment
SSI counts most income you receive, including wages, self-employment earnings, unemployment benefits, and some types of assistance. However, SSI does not count all income — for example, the first $65 per month of earned income is excluded, and certain types of support are not counted at all.
If you started a job, received a raise, or stopped working between now and June, Social Security may have adjusted your payment. You are required to report income changes within 10 days. If you did not report a change and Social Security discovered it during a review, your payment may be corrected retroactively, which could mean you owe money back or receive a payment adjustment.
Resource limits and how they affect your payment
SSI has a resource limit of $2,000 for an individual and $3,000 for a couple. Resources include cash, bank accounts, stocks, and property you own (with some exceptions). If your resources exceed the limit, you may lose SSI entirely or have your payment reduced.
If you received an inheritance, sold property, or had a significant change in your savings, Social Security may have reviewed your resources. If your resources now exceed the limit, your June payment could be affected. Some resources do not count toward the limit — for example, your primary home and one vehicle are usually excluded — so report any major changes to Social Security to make sure they are counted correctly.
Living situation changes and in-kind support
Where you live affects your SSI payment. If you moved from living independently to living with family members who provide food or shelter, or vice versa, your payment may change. SSI calls this "in-kind support and maintenance" (ISM). When someone else pays for your food or housing, SSI reduces your payment by up to one-third of the federal benefit rate.
If your living situation changed in the months before June, Social Security may have adjusted your payment to reflect this. For example, if you moved into a family member's home and they pay for your food, your June payment could be lower than your May payment. Conversely, if you moved out and now pay for your own food and housing, your payment could increase.
How to find out why your payment changed
Social Security sends a notice before any payment change takes effect. The notice explains what changed and how it affects your payment. Check your mail carefully in the weeks before June, and also log into your my Social Security account online to see if there are any messages or notices.
If you received a notice and do not understand it, you can call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) to ask for an explanation. Have your notice handy when you call. If you disagree with the change, you have 60 days from the date on the notice to request a reconsideration.
What to do if your payment decreased unexpectedly
If your June payment is lower than expected and you did not receive a notice, contact Social Security right away. A payment decrease without notice could mean Social Security made an error, or a notice was lost in the mail. Call 1-800-772-1213 and ask to speak with a representative who can review your case.
If you believe the decrease is wrong, ask for a reconsideration. You have 60 days from the date of the notice (or from when you should have received it) to request one. During reconsideration, Social Security will review your case again and may reverse the change if they find an error.
Frequently Asked Questions
Will my SSI payment go up in June 2025?
Not unless Social Security reviewed your case and found a change in your circumstances. There is no scheduled COLA increase in June 2025. Your payment may increase if your income decreased, your resources decreased, or your living situation changed in a way that increases your benefit.
What if I did not report a change to Social Security?
If Social Security discovers unreported changes during a review, they will correct your payment. This may mean you owe money back if you were overpaid, or you may receive a payment adjustment. Report changes as soon as they happen — you have 10 days to report most changes.
Can I appeal a payment decrease?
Yes. You have 60 days from the date on the notice to request a reconsideration. Social Security will review your case again. If you believe they made an error, you can also request a hearing before an administrative law judge if reconsideration does not resolve it.
Does moving in with family always lower my SSI payment?
Not always. It depends on whether the family member pays for your food or housing. If they do, your payment may be reduced by up to one-third of the federal benefit rate. If you pay for your own food and housing even though you live with them, your payment should not change.
How do I check my SSI payment online?
Log into your my Social Security account at ssa.gov. You can view your payment history, see upcoming payment dates, and check for any notices from Social Security. If you do not have an account, you can create one with your email address and Social Security number.