You can pay Rent-A-Center online through their website, mobile app, or by phone

Rent-A-Center lets you pay your rental agreement balance online without visiting a store. You can use their website at rentacenter.com, download their mobile app, or call their payment line. Most online payments process the same day if submitted before their cutoff time, usually in the afternoon. You'll need your account number and a payment method — debit card, credit card, or bank account.

The online route is faster than going to a store and gives you a record of payment right away. If you're behind on a payment or want to avoid late fees, paying online lets you get it done from home in a few minutes.

Key Takeaways

  • Pay through rentacenter.com, their mobile app, or by calling their customer service line — all three process payments the same day if submitted before the afternoon cutoff.
  • You need your account number and a valid debit card, credit card, or bank account to pay online.
  • Online payments show up on your account immediately, so you'll have proof of payment right away.
  • If you can't pay the full amount, contact Rent-A-Center to ask about partial payments or payment plans before your due date.

Paying through the Rent-A-Center website

Go to rentacenter.com and look for the "Pay Now" or "Make a Payment" link, usually at the top of the page. Click it and enter your account number — you'll find this on your rental agreement or any bill they've sent you. You'll then enter the amount you want to pay and choose your payment method.

The website accepts Visa, Mastercard, American Express, Discover, and debit cards. You can also pay from a checking or savings account if you have your routing number and account number ready. After you submit, you'll see a confirmation number on screen — write it down or take a screenshot. Rent-A-Center will send a confirmation email to the address on file.

Using the Rent-A-Center mobile app

Download the Rent-A-Center app from the Apple App Store or Google Play Store. Sign in with your account number and password, or create an account if you don't have one yet. Once logged in, tap "Make a Payment" or the payment icon.

The app works the same way as the website — enter your account number, the amount, and your payment method. The app is useful if you're on the go and need to pay before the cutoff time. You'll get a confirmation number in the app and an email receipt.

Paying by phone

Call Rent-A-Center's customer service line at 1-800-RENT-A-CENTER (1-800-736-8223) to pay over the phone. Have your account number and payment method ready. A representative will walk you through the payment and give you a confirmation number when it's done.

Phone payments are useful if you have questions about your account or need help figuring out what you owe. The line is open during business hours, and wait times vary depending on how busy they are.

What happens after you pay online

Once your payment processes, it shows up on your account immediately. You won't have to wait for a check to clear or for mail to arrive. Rent-A-Center will send you an email receipt with your confirmation number, the amount paid, and the date.

If you're paying toward a late balance, the payment goes toward what you owe first, then toward your next rental payment. If you're unsure how your payment will be applied, call customer service before you pay and ask them to explain it.

Payment timing and cutoff times

Most online payments submitted before 2 p.m. Central Time process the same day. Payments submitted after that time or on weekends may not process until the next business day. If your payment is due on a specific date and you're cutting it close, pay earlier in the day to make sure it goes through on time.

Rent-A-Center's cutoff times can change, so if you're near a deadline, call them or check their website to confirm when payments submitted that day will process. This matters if you're trying to avoid a late fee.

If you can't pay the full amount

If you can't pay your full balance, contact Rent-A-Center before your payment is due. Some locations will accept partial payments or work out a payment plan with you. Paying something is better than paying nothing — it shows you're trying to stay current and may help you avoid late fees or account suspension.

Don't wait until after you miss a payment to call. Rent-A-Center is more likely to work with you if you reach out first and explain your situation.

Frequently Asked Questions

Is there a fee to pay online?

Rent-A-Center does not charge a fee for online payments made through their website or app. Payments by phone may have a fee depending on your location and how you pay — ask when you call.

Can I set up automatic payments?

Yes. Through the website or app, you can set up recurring payments that come out on the same day each month. This helps you stay on schedule and avoid late fees. You can change or cancel automatic payments anytime through your account.

What if my payment doesn't go through?

If your payment is declined, check that your card or account number is correct and that you have enough funds. If it's still not working, try a different payment method or call customer service. They can tell you why the payment failed and help you fix it.

Do I need an account to pay online?

Yes, you need your account number to pay online. If you don't have one, call Rent-A-Center or visit a store to get it. Once you have it, you can pay anytime without creating a login.

How do I know if my payment went through?

You'll see a confirmation number on screen right after you pay, and Rent-A-Center will email you a receipt. Your account balance will also update immediately. If you don't see an email within a few minutes, check your spam folder or call customer service with your confirmation number.