Where and how to pay your Maurices card

You can pay your Maurices credit card bill online through the Maurices website, by phone, by mail, or in person at a Maurices store. The fastest route is the online payment portal at maurices.com — log in to your account, find the payments section, and enter your payment amount and bank details. You'll see the payment post within one to two business days.

If you prefer to call, the customer service number is on the back of your card. A representative can process your payment over the phone using a bank account or debit card. Payments made by phone typically post the next business day.

For mail payments, send a check or money order to the address listed on your monthly statement. Mail payments take seven to ten business days to reach the processing center and post to your account, so plan ahead if your due date is approaching.

In-store payments are also an option — you can pay at any Maurices register with cash, a debit card, or another payment method, though this route doesn't always post immediately to your online account.

Key Takeaways

  • Online payment through maurices.com is the fastest method and posts within one to two business days.
  • Phone payments using the number on your card are processed the next business day and require your bank account or debit card information.
  • Mail payments take seven to ten days, so send them at least two weeks before your due date to avoid a late fee.
  • Your monthly statement shows the minimum payment due, the full balance, and the due date — paying the full balance avoids interest charges.
  • Late fees typically apply if payment doesn't post by the due date, regardless of when you sent it.

Setting up automatic payments

Automatic payments remove the risk of missing a due date. Log into your Maurices account online, go to the payments or account settings section, and select the option to set up autopay. You'll choose whether to pay the minimum amount, a fixed dollar amount, or the full statement balance each month.

Most cardholders choose to autopay the full balance to avoid interest charges. You can change or cancel autopay anytime through your online account, and you'll receive a confirmation email each time a payment is processed.

Understanding your statement and due date

Your Maurices statement arrives monthly and shows your opening balance, all charges from the past month, any payments you made, fees, interest charges, and your new balance. The statement also lists your minimum payment due and your due date — usually 21 to 25 days after the statement closes.

Paying only the minimum keeps your account current but leaves you carrying a balance that accrues interest. The interest rate on your Maurices card varies based on your creditworthiness and current market rates. If you carry a balance, you'll see the interest charge listed on your next statement.

If you pay the full balance by the due date, you typically avoid interest charges entirely. This is the least expensive way to use a credit card.

What happens if you miss a payment

A payment is considered late if it doesn't post by 11:59 p.m. on your due date. A late fee — usually $25 to $40 depending on your card terms — posts to your account immediately. Your interest rate may also increase, and the late payment appears on your credit report after 30 days of nonpayment.

If you realize you'll miss a due date, contact Maurices customer service before the date passes. Representatives sometimes work with cardholders to adjust due dates or waive a single late fee, though they're not required to do so. Calling ahead is always better than letting a payment go unpaid.

After 60 days of nonpayment, your account may be referred to a collection agency, and after 180 days, the card issuer may close your account and charge off the debt. These actions damage your credit score and make borrowing more expensive for years.

Disputing a charge on your Maurices card

If you see a charge you don't recognize or believe is incorrect, contact Maurices customer service with the transaction date, merchant name, and amount. Explain why you believe the charge is wrong — whether it's a duplicate, an unauthorized purchase, or a merchant error.

The card issuer will investigate and typically respond within 30 to 60 days. During the investigation, the disputed amount is usually removed from your balance temporarily, so you won't pay interest on it. If the investigation finds in your favor, the charge is permanently removed. If the issuer sides with the merchant, the charge goes back on your account.

Paying off your balance faster

If you're carrying a balance, paying more than the minimum each month reduces the total interest you'll pay and gets you out of debt faster. Even an extra $10 or $20 per payment makes a measurable difference over time.

Use the online payment portal to make extra payments anytime — you're not limited to one payment per month. Some cardholders make a payment every two weeks or whenever they have extra cash. Each payment posts within one to two business days and immediately reduces your balance and the interest that accrues.

If you're struggling to pay, contact Maurices before your account falls behind. Some issuers offer hardship programs that lower your interest rate or adjust your payment schedule temporarily.

Frequently Asked Questions

Can I pay my Maurices card with a different payment method?

Online and phone payments accept bank accounts and debit cards. In-store payments accept cash, debit cards, and other payment methods accepted at the register. You cannot pay with another credit card, as that would be a cash advance and typically incurs a higher fee and interest rate.

How long does it take for a payment to show up online?

Online and phone payments post within one to two business days. Mail payments take seven to ten business days. In-store payments may take several days to appear in your online account. Always assume mail payments take the full ten days when planning around your due date.

What if I pay after the due date but before 30 days?

A late fee posts immediately, and your interest rate may increase. The payment is still credited to your account and stops further late fees from accruing. After 30 days of nonpayment, the late payment appears on your credit report and begins damaging your credit score.

Can I change my due date?

Contact Maurices customer service to request a due date change. Many issuers allow you to move your due date to align with your payday or another date that works better for your budget. Changes typically take effect on your next billing cycle.

Is there a fee for paying online?

Maurices does not charge a fee for online payments made through their website. Phone payments and in-store payments are also free. Only mail payments cost you anything — the price of a stamp or money order.