Social Security payment dates in June 2025

Social Security payments in June 2025 follow the standard schedule based on your birth date. If you were born between the 1st and 10th of any month, you receive payments on the second Wednesday of June — June 11, 2025. If you were born between the 11th and 20th, your payment arrives on the third Wednesday — June 18, 2025. If you were born between the 21st and 31st, you receive payments on the fourth Wednesday — June 25, 2025.

This three-wave schedule applies to most people receiving Social Security retirement, survivor, or disability benefits. The Social Security Administration staggered payments this way to spread the workload of processing and to reduce fraud risk. Your specific payment date stays the same every month, so once you know which Wednesday applies to you, that is your regular payment day.

If you receive Supplemental Security Income (SSI) instead of Social Security, your payment arrives on the first of the month — June 1, 2025. SSI follows a different schedule because it is a needs-based program rather than an earned-benefit program.

Key Takeaways

  • Social Security retirement and disability payments arrive on one of three Wednesdays in June based on your birth date: June 11, 18, or 25.
  • Your payment date is determined by the day of the month you were born and does not change from month to month.
  • Supplemental Security Income (SSI) payments arrive on June 1, which is different from the Social Security schedule.
  • Direct deposit to a bank account is the fastest and most reliable way to receive your payment.
  • If you have not received a payment by the day after your scheduled date, contact the Social Security Administration to report the delay.

How to find your specific payment date

You can confirm your exact payment date by logging into your my Social Security account at ssa.gov. Once you sign in, your payment schedule appears on the dashboard under "Payment Information." This is the most direct way to verify which Wednesday in June applies to you.

If you do not have a my Social Security account, you can create one at ssa.gov using your email address, Social Security number, and identity verification. The account takes a few minutes to set up and gives you access to your payment history, benefit statements, and other account details year-round.

You can also call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) to confirm your payment date. Have your Social Security number ready when you call. Wait times are typically shorter early in the morning or on weekdays outside the first and third weeks of the month.

Direct deposit versus payment card or check

Direct deposit to a checking or savings account is the fastest way to receive your payment. Money typically appears in your account on your scheduled payment date or sometimes the day before. Direct deposit also protects you from lost or stolen checks and removes the need to visit a bank to deposit a paper check.

If you do not have a bank account, the Social Security Administration offers the Direct Express Debit Card, a prepaid card that receives your payment on your scheduled date. The card works at ATMs and stores and has no monthly fee. You can set up Direct Express through the Social Security Administration website or by calling 1-800-772-1213.

Paper checks are still an option but are the slowest method. Checks are mailed several days before your payment date and may take a week or more to arrive depending on your location and mail delivery. If you receive a paper check, do not rely on it arriving on your exact payment date.

What to do if your payment is late

If you have direct deposit and your payment does not appear by the day after your scheduled date, contact your bank first to confirm the deposit has not been delayed on their end. Banks occasionally hold deposits for verification, especially if your account is new or if there is unusual activity.

If your bank confirms no deposit has arrived, contact the Social Security Administration at 1-800-772-1213. Have your Social Security number, payment date, and the amount you were expecting to receive ready. The Social Security Administration can check whether the payment was processed and, if it was, trace where it went.

If you receive a paper check and it does not arrive within 10 days of your payment date, report it to the Social Security Administration. They can issue a replacement check or, in some cases, arrange for direct deposit instead so future payments arrive reliably.

Changes to your payment amount in June

Your Social Security payment amount can change if you have a life event that affects your benefit — such as returning to work while receiving retirement benefits, reaching full retirement age, or having a change in your living situation if you receive SSI. The Social Security Administration notifies you by mail before any change takes effect.

If you expect a change to your benefit amount, you can check your my Social Security account to see whether the change has been processed. The account shows your current payment amount and the date it will take effect. If you see an unexpected change, contact the Social Security Administration to ask why.

Frequently Asked Questions

What if my birthday falls on a date that does not fit the three groups?

The Social Security Administration groups all birth dates into three categories: 1st–10th, 11th–20th, and 21st–31st. Your payment date depends only on which group your birth date falls into, not on the exact day. For example, if you were born on July 15th, you are in the 11th–20th group and receive payments on the third Wednesday.

Can I change my payment date?

No, your payment date is fixed based on your birth date and cannot be changed. However, you can change how you receive your payment — switching from a check to direct deposit, for example — through your my Social Security account or by calling 1-800-772-1213.

Do I get paid twice in June if my payment date changes?

No. Your payment date is set when you first start receiving benefits and remains the same every month. You receive one payment in June on your regular scheduled date, not two.

What happens if my payment date falls on a holiday?

If your scheduled payment date falls on a federal holiday, the Social Security Administration processes and sends the payment one business day early. For example, if your payment date is a Friday and that Friday is a federal holiday, you receive your payment on Thursday instead.

How do I update my bank account information for direct deposit?

Log into your my Social Security account and select "Payment Information," then choose "Change Direct Deposit." You will need your new bank's routing number and your account number. Changes typically take one to two payment cycles to take effect, so update your information well before you need the new account active.