You can add a payment method to your RaceTrac account through the RaceTrac mobile app or website

RaceTrac lets you link a debit card, credit card, or bank account to your fuel card account so you can pay your balance online or set up automatic payments. The process takes a few minutes and requires your card or bank details and a valid email address. Once added, the payment method stays on file for future transactions.

You'll need to be logged into your RaceTrac account to add or change a payment method. If you don't have an account yet, you'll create one first with your email and a password, then add your payment details.

Key Takeaways

  • Payment methods are added through the RaceTrac app or website under your account settings, not at the pump.
  • You can use a debit card, credit card, or bank account to pay your RaceTrac fuel card balance.
  • Your payment method is stored securely and can be updated or removed at any time from your account.
  • Once a payment method is saved, you can make one-time payments or set up automatic monthly payments.

Adding a payment method through the RaceTrac app

Open the RaceTrac mobile app and log in with your email and password. Tap the menu icon (three horizontal lines) in the bottom right corner, then select "Account" or "My Account." Look for a section labeled "Payment Methods," "Billing," or "Manage Payment."

Tap "Add Payment Method" or a similar button. Enter the card or bank account details: the full name on the account, the card or account number, expiration date (for cards), and CVV security code. Some accounts may ask for a billing address. Review the information for accuracy, then tap "Save" or "Confirm." The app will show a confirmation message once the payment method is added.

Adding a payment method on the RaceTrac website

Go to the RaceTrac website and log in to your account. Click on "Account Settings" or "My Account" in the top menu or sidebar. Find the "Payment Methods" or "Billing Information" section.

Click "Add Payment Method" and choose whether you're adding a card or bank account. Fill in the required fields: cardholder or account holder name, card or account number, expiration date (cards only), CVV (cards only), and billing address if requested. Double-check all details before clicking "Save" or "Add Payment Method." You'll see a confirmation once it's been saved to your account.

What information you'll need to provide

For a debit or credit card, have ready the cardholder's full name, the 16-digit card number, the expiration date (month and year), and the three-digit CVV code on the back of the card. Some accounts also ask for the billing zip code or full billing address.

For a bank account, you'll need the account holder's full name, the routing number (usually found at the bottom left of a check), the account number (bottom center of a check), and the account type (checking or savings). RaceTrac may verify the account by making two small test deposits, which can take one to two business days.

Managing and removing payment methods

You can update or delete a payment method anytime from your account settings. In the app, go to Account > Payment Methods, find the method you want to change, and tap "Edit" or "Delete." On the website, navigate to Account Settings > Payment Methods and use the same options.

If you delete a payment method that's set up for automatic payments, those automatic payments will stop. You'll need to add a new payment method and set up automatic payments again if you want them to resume. RaceTrac will send you a notification if a payment fails because the saved method is expired or no longer valid.

Setting up automatic payments

Once you've added a payment method, you can choose to pay manually each time or set up automatic monthly payments. In your account settings, look for "Auto Pay," "Automatic Payments," or "Recurring Payments." Select the payment method you want to use and choose the payment date (usually between the 1st and 28th of each month).

Automatic payments will deduct your full RaceTrac balance on the date you select. You can pause or cancel automatic payments at any time by returning to the same settings and toggling it off. RaceTrac will send you a confirmation email each time an automatic payment is processed.

Troubleshooting payment method issues

If your payment method is declined, check that the card hasn't expired, the account has sufficient funds, and all details were entered correctly. Log back into your account, go to Payment Methods, and verify the information matches your card or bank account exactly. Spaces, dashes, or typos can cause a payment to fail.

If you're having trouble adding a payment method, make sure you're using a supported card type or bank account. RaceTrac accepts most major debit and credit cards (Visa, Mastercard, American Express, Discover) and U.S. bank accounts. If the issue persists, contact RaceTrac customer service through the app, website, or by phone — they can troubleshoot the problem and help you add the payment method manually if needed.

Frequently Asked Questions

Is my payment information secure when I add it to RaceTrac?

RaceTrac uses encryption and secure servers to protect your payment details. Your full card or account number is not displayed once saved — the app and website show only the last four digits. You control what payment methods are stored and can delete them anytime.

Can I add multiple payment methods to my RaceTrac account?

Yes, you can add several cards or bank accounts. This lets you choose which one to use for each payment or set automatic payments to one while keeping others as backup options. You can switch between them in your account settings.

What happens if I update my payment method but have automatic payments turned on?

Automatic payments will continue using the new payment method you've set as default. If you want automatic payments to use a specific card or account, make sure it's selected as your primary payment method before the payment date arrives.

How long does it take for a payment to go through after I add a payment method?

One-time payments typically process within one to three business days. Automatic payments are scheduled for your chosen date each month and usually post within one to two business days after that date. You'll receive an email confirmation once the payment is processed.

Can I remove a payment method if I still have a balance on my RaceTrac account?

Yes, you can delete a payment method even with an outstanding balance. However, if automatic payments are set up on that method, they'll stop. You'll need to add a new payment method and set up automatic payments again, or make manual payments to keep your account current.