Amscot money orders are available at most Amscot Financial Services locations, and you can walk in without an account to purchase one
Amscot is a check-cashing and financial services chain with hundreds of locations, mostly in Florida. They sell money orders at the counter alongside check cashing, bill payment, and other services. You do not need to be a customer or have an account — you can walk in, pay cash, and leave with a money order in minutes.
The cost and maximum amount vary by location and change over time, so call your nearest Amscot branch or check their website before you go. Most locations charge between $1 and $3 per money order, and many cap the amount at $500 or $1,000 per order, though some allow higher amounts. If you need a larger sum, you may need to buy multiple money orders or use a different method.
Key Takeaways
- Amscot sells money orders at the counter during business hours without requiring an account or membership.
- You pay in cash and receive the money order immediately, making it useful for same-day payments.
- Fees and maximum amounts per order differ by location, so contact your branch to confirm their current rates before you arrive.
- You will need to fill out the payee name and your name as the sender, and Amscot staff can walk you through the form.
What you need to bring to buy an Amscot money order
Bring cash in the amount you want to send plus the fee. Amscot does not accept debit or credit cards for money order purchases at most locations, though policies can vary — call ahead if you plan to pay by card.
You do not need an ID to buy a money order at Amscot, unlike some other financial institutions. However, bring one anyway in case the location has different rules or if you want to cash a check or use another service while you are there.
How to fill out an Amscot money order
When you arrive, tell the cashier you want to buy a money order and give them the amount. They will hand you a form or guide you through the process on their system. You will need to provide the name of the person or business receiving the money (the payee) and your own name as the sender.
Double-check the payee name and amount before you pay — money orders are difficult to cancel or change once issued. If you make a mistake, ask the cashier whether they can void it and issue a new one; some locations will do this for free, while others may charge a second fee.
Amscot money order fees and limits
Amscot's fees for money orders typically range from $1 to $3 per order, but this varies by location and can change. The maximum amount per money order is often $500 to $1,000, though some branches allow higher amounts. Contact your local Amscot to confirm their current fee and limit before you visit.
If you need to send more than the single-order limit, you can buy multiple money orders. For example, if you need to send $2,000 and the limit is $1,000 per order, you would purchase two money orders for $1,000 each and pay two separate fees.
When Amscot money orders make sense versus other options
Amscot money orders work well if you need a secure payment method and have a location nearby. They are faster than mailing a check and safer than sending cash. However, if you have a bank account, a personal check or bank transfer is usually cheaper and just as secure.
If you do not have a bank account or need the money to arrive quickly, Amscot is a straightforward choice. If you need to send a large amount and Amscot's per-order limit is too low, consider buying multiple money orders or using a wire transfer service, which some Amscot locations also offer.
Finding an Amscot location near you
Amscot has locations throughout Florida and a few in other states. Use their store locator on the Amscot website to find the nearest branch, confirm their hours, and check whether they offer money orders (most do, but it is worth verifying). You can also call ahead to ask about their current fees and maximum amounts.
Most Amscot locations are open during standard business hours, including some evenings and Saturdays. Check the specific location's hours before you go, especially if you need to visit outside normal weekday times.
Frequently Asked Questions
Can I buy an Amscot money order online?
No, Amscot money orders are sold only in person at their physical locations. You must visit a branch, pay cash or card, and receive the money order at the counter. Some banks and online services offer digital money orders, but Amscot does not.
What if I lose an Amscot money order before I send it?
Contact Amscot as soon as possible with your receipt. They may be able to issue a replacement or refund, but the process takes time and requires proof of purchase. This is why it is important to keep your receipt and fill out the money order correctly before you leave the location.
Can I cancel an Amscot money order after I buy it?
Yes, but only if you have not sent it yet. Return to the Amscot location with your receipt and the unissued money order. They may charge a cancellation fee or issue a refund minus the original fee. Policies vary by location, so ask when you purchase.
Does Amscot offer money orders on Sundays?
Most Amscot locations are closed on Sundays, though some may have limited Sunday hours. Check your local branch's schedule on the Amscot website or call to confirm whether they are open and selling money orders on the day you need one.