Davivienda and Fidelity do not have a direct business relationship for U.S. retail investors

Davivienda is a Colombian bank with operations primarily in Latin America. Fidelity Investments is a U.S.-based financial services firm. The two companies do not partner to offer brokerage accounts, investment products, or wealth management services to individual investors in the United States. If you hold accounts at both institutions, they operate independently — money and information do not flow between them automatically.

This matters because it affects how you move money between accounts and whether you can see your full financial picture in one place. You cannot link a Davivienda account directly to Fidelity through their platforms, and neither company will manage the other's products for you.

Key Takeaways

  • Davivienda and Fidelity do not have a formal partnership or integration for U.S. customers.
  • You can hold accounts at both banks, but they will not share account information or allow direct transfers between their systems.
  • If you need to move money from Davivienda to Fidelity, you will use standard wire transfer or ACH methods, which take several business days.
  • Fidelity does not offer Davivienda products, and Davivienda does not offer Fidelity brokerage services through its U.S. operations.

How to transfer money from Davivienda to Fidelity

If you want to fund a Fidelity account using money from Davivienda, you will need to initiate a transfer through standard banking channels. The most common method is an ACH transfer (Automated Clearing House), which moves money from your Davivienda account to your Fidelity account within one to three business days. You will need your Fidelity account number and routing number, which Fidelity provides when you open an account.

For larger amounts or faster movement, you can request a wire transfer from Davivienda. Wire transfers typically arrive the same business day or next business day, but they carry a fee — usually $15 to $50 depending on Davivienda's current pricing. Contact Davivienda's customer service to request the wire and provide them with Fidelity's wire instructions, which you can obtain from Fidelity's website or by calling their customer service line.

If Davivienda is a U.S. branch or subsidiary, ACH is usually faster and cheaper. If you are transferring from Davivienda's Colombian operations, the process is more complex and may require international wire transfer procedures, which take longer and cost more.

Why these companies do not integrate

Davivienda operates as a retail and commercial bank in Colombia and select Latin American countries. Its U.S. presence is limited, and it does not function as a brokerage or investment platform. Fidelity, by contrast, is built around brokerage services, retirement accounts, and investment management — not traditional banking.

Banks and brokerages integrate when they have overlapping customer bases and complementary services. Davivienda's U.S. customer base is small and primarily consists of people with ties to Colombia or Latin America who need banking services. Fidelity's customers are U.S.-based investors. The business case for integration does not exist because the two companies serve different markets and offer different products.

What to do if you want to invest through Fidelity

You do not need Davivienda to open a Fidelity account. Fidelity accepts applications from U.S. citizens and residents directly through its website or by phone. You will need a Social Security number, a U.S. address, and a valid form of identification. The account opening process takes about 10 minutes online.

Once your Fidelity account is open, you can fund it from any U.S. bank account — including a Davivienda account if you have one. You can also fund it from a non-U.S. bank account, though the process is more involved and may require a wire transfer with higher fees.

Fidelity's actual banking and investment partnerships

Fidelity does partner with other financial institutions, but not with Davivienda. Fidelity offers its own cash management services through its brokerage platform, meaning you can hold cash in a Fidelity account without needing a separate bank account. For customers who want traditional banking features like checking and savings accounts, Fidelity partners with banks like Axos Bank and others to offer those services under the Fidelity brand.

Fidelity also integrates with many U.S. banks so that you can link external accounts for transfers and viewing. This integration works with major banks like Chase, Bank of America, and Wells Fargo, but it requires that both institutions participate in the same data-sharing networks. Davivienda does not participate in these U.S.-based networks.

If you have accounts at both institutions

Having a Davivienda account and a Fidelity account at the same time is perfectly normal and legal. You simply manage them separately. Money in Davivienda stays in Davivienda until you explicitly transfer it out. Money in Fidelity stays in Fidelity unless you withdraw it.

If you want to see all your accounts in one place, you can use a personal financial management tool like Mint, YNAB, or your bank's own aggregation service. These tools let you connect multiple accounts and view balances and transactions across institutions, though they do not move money or execute trades — they only show you what you have.

Frequently Asked Questions

Can I use Davivienda as my funding source for a Fidelity IRA?

Yes. You can open a Fidelity IRA and fund it from a Davivienda account using an ACH transfer or wire transfer. The process is the same as funding any other Fidelity account. Fidelity does not care which bank you transfer from, as long as the account is in your name.

Does Fidelity offer services in Colombia or Latin America?

Fidelity's primary operations are in the United States. It does not offer brokerage or investment accounts to residents of Colombia or most Latin American countries. If you are a U.S. citizen or resident living abroad, you may be able to maintain a Fidelity account, but you should contact Fidelity directly to confirm your specific situation.

What if I need to move money quickly between Davivienda and Fidelity?

Wire transfer is your fastest option, typically arriving the same business day or next business day. ACH transfer is slower (one to three business days) but cheaper or free. Contact Davivienda to request a wire and provide Fidelity's wire instructions. Fidelity's customer service can also walk you through the process.

Can Davivienda access my Fidelity account information?

No. Davivienda and Fidelity do not share customer data or account information. Each institution sees only the transactions it processes directly. Your privacy and account security are not affected by holding accounts at both places.