Check SECU's hours on their website or by phone before you go

State Employees Credit Union (SECU) branches keep different hours depending on location and day of the week. The fastest way to know if your branch is open right now is to visit secu.org, use their branch locator tool, or call the specific branch directly. Most branches are closed on Sundays and federal holidays, but some locations have extended weekday hours or Saturday service.

Don't rely on general hours you find elsewhere — branch schedules change seasonally and for holidays. A five-minute call to your local branch beats a wasted trip. SECU also operates ATMs 24/7 at all branch locations, so you can withdraw cash or deposit checks even when the branch itself is closed, though you won't be able to speak with a staff member.

Key Takeaways

  • SECU's official website has a branch locator that shows real-time hours for each location and updates automatically when schedules change.
  • Most SECU branches close on Sundays and all federal holidays, though some offer limited Saturday hours or extended weekday service.
  • Calling your specific branch directly is the most reliable way to confirm they are open today and to ask about wait times or service availability.
  • Holiday schedules and seasonal hour changes mean checking ahead saves time and prevents unnecessary trips.
  • SECU ATMs are available 24/7 at all branch locations for basic transactions when the branch is closed.

Using SECU's branch locator tool

Go to secu.org and click on the branch locator or "Find a Branch" option. Enter your zip code or city, and the tool will show you every SECU location near you with their hours listed for today and the rest of the week. This is the official source and updates automatically when hours change for holidays, seasonal adjustments, or staffing needs.

The locator also shows which services each branch offers — some smaller locations don't handle all transactions, so if you need something specific like a loan application, safe deposit box access, or notary services, confirm that branch has it before you go. The tool typically displays this information next to each location's name and hours.

You can also save your preferred branch in the locator so future visits load that location's hours automatically. This is helpful if you regularly visit the same branch but want to check hours on different days of the week.

Calling ahead to confirm

If you want to be absolutely certain, call the branch directly. The phone number appears in the branch locator. A staff member can tell you not only whether they are open, but also how busy they are, whether they can handle what you need to do, and approximately how long you might wait.

This matters most if you are planning to do something that takes time — opening an account, applying for a loan, or resolving an issue. A quick call prevents a long wait or a second trip. Staff can also tell you if a particular service requires an appointment or if you can walk in.

Calling is especially useful on days near holidays or during the end of the month, when branches tend to be busier than usual.

Weekend and holiday closures

SECU branches are closed on Sundays. Most are also closed on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may close early on the day before a holiday or the day after, depending on how the holiday falls on the calendar.

If a holiday falls on a weekday, check the branch locator or call ahead — some SECU locations stay open while others close. Don't assume based on what you remember from last year, since holiday schedules can shift. The branch locator will show holiday closures clearly when you look up hours.

Saturday hours and extended weekday service

Not all SECU branches are open on Saturday, and those that are may have shorter hours than weekdays. Some branches offer extended hours on certain weekdays, staying open until 6 or 7 p.m. instead of closing at 5 p.m. A few locations may even open earlier on weekdays to accommodate members who need to bank before work.

If you can only visit on Saturday or need to come after work, the branch locator will show you which locations near you have those hours. This varies significantly by region and by individual branch, so checking your specific location is important rather than assuming based on another branch you've visited.

What to do if your branch is closed

SECU members can use ATMs at any SECU location 24/7, even when the branch is closed. For transactions that require a staff member, you can visit a different SECU branch if one nearby has different hours, or handle many tasks online through your SECU account or mobile app.

Online banking through secu.org allows you to check balances, transfer money between accounts, pay bills, and deposit checks using mobile deposit. If you need to speak with someone and all nearby branches are closed, SECU's phone line may be available during extended customer service hours. Check secu.org for their customer service phone number and hours, which may extend beyond branch hours.

Frequently Asked Questions

Can I do my banking at any SECU branch, or only my home branch?

You can visit any SECU branch for most transactions. However, some services like safe deposit boxes or certain loan products may be tied to a specific branch. Call ahead if you are unsure whether the branch you plan to visit handles what you need.

Are SECU branches open on Veterans Day or other federal holidays?

SECU closes on all federal holidays. If you are unsure whether a specific day is a federal holiday, check the branch locator or call your branch. Some branches may close early the day before a holiday as well.

What if I need to access my account when the branch is closed?

SECU ATMs are available 24/7 at all branch locations. You can also log into your account online or through the SECU mobile app to check balances, transfer money, and pay bills without visiting a branch.

Do all SECU branches have the same hours?

No. Hours vary by location and day of the week. Some branches open earlier or stay later than others, and Saturday hours differ widely. Use the branch locator on secu.org to see the specific hours for the location you plan to visit.

Can I make deposits at SECU ATMs when the branch is closed?

Yes. SECU ATMs accept deposits 24/7, and most allow mobile check deposit through the SECU app as well. Deposits made after business hours typically post to your account the next business day.