Check Into Cash locations are open Monday through Friday, 9 a.m. to 6 p.m., and Saturday 10 a.m. to 4 p.m., though hours vary by store

Check Into Cash is a chain of physical storefronts where you can cash checks, get payday loans, or use other financial services. Most locations follow a standard weekday schedule of 9 a.m. to 6 p.m. and Saturday hours of 10 a.m. to 4 p.m., but individual stores may open earlier, close later, or have different weekend hours. Many locations are closed on Sundays. The only way to know your nearest store's exact hours is to call ahead or check their website, since hours change seasonally and by location.

If you need to cash a check outside normal business hours, Check Into Cash also offers online check cashing through their website or mobile app for certain types of checks. This option does not require you to visit a physical location, though it may take one to two business days for funds to appear in your account.

Key Takeaways

  • Standard Check Into Cash hours are Monday to Friday 9 a.m. to 6 p.m. and Saturday 10 a.m. to 4 p.m., but individual stores vary.
  • Most Check Into Cash locations are closed on Sundays, so plan ahead if you need to cash a check on the weekend.
  • You can find your nearest store's exact hours by visiting the Check Into Cash website, using their store locator, or calling the location directly.
  • Online check cashing through Check Into Cash's app or website is available outside store hours for certain check types, though deposits take one to two business days.
  • Holiday hours may differ from regular hours, so confirm before visiting on or near major holidays.

How to find your local Check Into Cash store and hours

The Check Into Cash website has a store locator tool where you enter your zip code or city and it shows all nearby locations with their addresses and phone numbers. This is the fastest way to confirm whether a store is near you and to get the exact hours for that specific location. You can also call the store directly — the staff can tell you their current hours and whether they are open on the day you plan to visit.

If you are looking for a store in a less populated area, note that Check Into Cash does not have locations everywhere. Some rural counties or small towns may not have a nearby store. In that case, their online check cashing service may be your only option through Check Into Cash, or you may need to use a different check cashing service in your area.

What services are available during standard hours

During regular business hours, Check Into Cash locations offer check cashing, payday loans, title loans (in states where they are legal), and sometimes prepaid cards or money transfers. Not every location offers every service — some stores focus mainly on check cashing, while others have a full range of lending products. Call ahead if you need a specific service, because availability depends on the individual store and your state's regulations.

If you are cashing a check, bring a valid government-issued photo ID and your debit card or bank account information. Processing is usually quick, though the exact time depends on the check type and amount. Personal checks may take longer to verify than payroll checks.

Online check cashing outside store hours

Check Into Cash's mobile app and website allow you to photograph and submit checks for cashing without visiting a store. This works for payroll checks, government checks, and some other types. You will need to set up an account, provide banking information, and have a valid ID. The funds are deposited into your bank account rather than given to you in cash.

The trade-off is timing: online deposits typically take one to two business days to clear, whereas in-store check cashing is usually immediate. If you need cash the same day, you must visit a physical location during business hours. If you can wait a day or two, online cashing avoids the trip and works outside store hours.

Holiday hours and seasonal changes

Check Into Cash locations may have different hours on major holidays like Thanksgiving, Christmas, New Year's Day, and Independence Day. Some stores close entirely on these days, while others may have reduced hours. A few locations stay open on certain holidays. Since holiday schedules vary by store, call ahead or check the website before visiting around a holiday.

Some stores also adjust hours seasonally or for special circumstances. If you have not visited a location in several months, confirm the hours before making the trip, especially if you are traveling a distance to get there.

What to bring when you visit

To cash a check at Check Into Cash, bring a valid government-issued photo ID (driver's license, passport, or state ID card). You will also need to provide banking information if you want the funds deposited into your account, or you can receive cash. For payday loans or other lending products, you may need additional documents such as proof of income, a recent pay stub, or proof of residency — requirements vary by state and by the specific product.

If you are using their online service, you will need a smartphone or computer to photograph the check and upload it through their app or website. The process is straightforward, but make sure your check image is clear and legible.

Alternatives if Check Into Cash is not convenient

If the nearest Check Into Cash location is far away or their hours do not work for you, other options exist. Banks and credit unions often cash checks for free if you have an account with them, and some cash checks for non-members for a small fee. Walmart, Target, and other retailers offer check cashing services during their store hours, which are often longer than Check Into Cash locations. Grocery stores and pharmacies sometimes cash checks as well.

Online check cashing services like mobile banking apps from your own bank, Ingo Money, or other third-party services may also work, though they typically take one to two business days like Check Into Cash's online option. The best choice depends on what type of check you have, how quickly you need the money, and what services are available near you.

Frequently Asked Questions

Are Check Into Cash stores open on Sundays?

Most Check Into Cash locations are closed on Sundays. Some stores in high-traffic areas may have Sunday hours, but this is not standard. Call your local store or check their website to confirm whether they are open on Sunday.

Can I cash a check online through Check Into Cash after hours?

Yes. Check Into Cash's mobile app and website allow you to submit checks for cashing at any time, day or night. Funds typically deposit into your bank account within one to two business days. This does not give you immediate cash, but it works outside store hours.

What if I need cash the same day but the store is closed?

If you need same-day cash, you will need to visit during store hours. If that is not possible, try a bank, credit union, Walmart, or another retailer that cashes checks. Some of these options have longer hours than Check Into Cash.

Do all Check Into Cash locations have the same hours?

No. While most follow a standard schedule of Monday to Friday 9 a.m. to 6 p.m. and Saturday 10 a.m. to 4 p.m., individual stores vary. Use their store locator or call ahead to confirm the hours for your specific location.

What happens if I try to cash a check when the store is closed?

You will not be able to enter the store. If you need to cash a check urgently, use their online service or find another check cashing option that is open. Plan ahead for the days and times you need to visit.