Chase offers cashier's checks at all branch locations during business hours

You can walk into any Chase branch and request a cashier's check. A teller will prepare it for you on the spot, though the time it takes depends on how busy the branch is — typically between 5 and 15 minutes. You'll need to bring a valid photo ID, the exact amount you want the check for, and information about who the check should be made out to (the payee).

Chase charges a fee for cashier's checks. The fee varies by state and account type, but typically ranges from $10 to $15 per check. Some Chase accounts waive this fee — usually premium checking or wealth management accounts — so ask your banker if your account qualifies before paying.

You do not need to be a Chase customer to get a cashier's check there. However, if you're not an account holder, the teller may ask additional questions about the purpose of the check and may require a larger form of ID. Some branches may decline to issue one to non-customers, so calling ahead is wise if you don't have an account.

Key Takeaways

  • Bring a photo ID, the payee's name, and the exact dollar amount to any Chase branch during business hours.
  • Chase charges $10 to $15 per cashier's check, though some premium accounts waive the fee.
  • Non-account holders can request a cashier's check but should call the branch first to confirm they'll issue one.
  • The check is ready in minutes, and Chase will record the transaction in your account if you're a customer.
  • If you need the check urgently, call your nearest branch to confirm they have staff available rather than showing up during peak hours.

What information you need to bring

The teller will ask you to provide the name of the person or business the check is being paid to — this is the payee. You need to spell it correctly because the check cannot be altered once it's printed. If you're unsure of the exact legal name of a business, ask the recipient before you go to the branch.

You'll also need to tell the teller the exact dollar amount. Cashier's checks are written for a specific sum and cannot be post-dated or made out for "cash." If the amount changes after you've requested the check, you'll need to cancel it and request a new one, which may result in paying the fee twice.

Bring your photo ID — a driver's license, passport, or state ID card. Chase uses this to verify your identity and comply with federal banking rules. If you're a Chase customer, the teller can also look up your account, but you still need to show ID.

How much Chase charges and when fees are waived

The standard fee at Chase is $10 to $15 per cashier's check, depending on your state. Some states regulate banking fees more strictly, which can affect the amount Chase charges. Call your local branch or check your account online to confirm the exact fee in your area.

Chase waives cashier's check fees for certain account holders. These typically include Chase Premier Plus Checking, Chase Sapphire Banking, and some wealth management accounts. If you have one of these accounts, mention it to the teller before they process the fee. If you're not sure whether your account qualifies, ask — the teller can look it up in seconds.

If you're a non-customer, you will pay the fee. There's no way around it unless you open an account with Chase first, which doesn't make financial sense for a single check.

Processing time and when to request a cashier's check

A Chase teller can issue a cashier's check while you wait. The actual printing and signing usually takes 5 to 15 minutes, depending on how many customers are ahead of you. If the branch is busy, it may take longer. You'll receive the check in person before you leave.

Chase branches are open Monday through Friday, typically from 9 a.m. to 5 or 6 p.m., and Saturday mornings at many locations. Hours vary by branch, so check the Chase website or call ahead if you need to visit on a specific day. Avoid peak times like lunch hours and Friday afternoons if you want faster service.

If you need a cashier's check for a time-sensitive transaction — like a real estate closing or a deadline payment — call your branch the day before to confirm they'll have a teller available. Some branches can hold a check for you if you call in advance with the details.

What happens after you receive the check

The cashier's check is yours to keep and use however you need. It's a may provide form of payment because Chase has already deducted the funds from your account (if you're a customer) or verified the cash you provided. The recipient can deposit or cash it at their own bank.

If you're a Chase customer, the transaction will appear in your account statement as a debit for the check amount plus the fee. Keep your receipt from the teller in case you need to reference the check number or amount later.

If you lose the check or it's stolen, contact Chase immediately. You can request a stop payment, though Chase may charge an additional fee (typically $25 to $35) to cancel and reissue it. The process usually takes a few business days. This is why it's important to keep the check in a safe place until you hand it to the recipient.

Alternatives if you can't visit a Chase branch

If you can't get to a branch during business hours, you have a few options. Some banks offer cashier's checks through their online banking platform, though Chase does not currently offer this service. You would need to visit a branch in person.

If you need a cashier's check urgently and can't reach Chase, other banks and credit unions may issue one faster or with different hours. Some credit unions offer extended hours or Saturday service. You can also ask the recipient whether they would accept a certified check or a money order instead — both are more widely available and may be faster to obtain.

For large amounts or complex transactions, consider calling Chase's customer service line to ask whether a teller can prepare the check in advance so it's ready when you arrive. This is especially useful if you're traveling or have a tight schedule.

Frequently Asked Questions

Can I get a cashier's check at Chase without a bank account?

Yes, but call your branch first. Non-customers can request cashier's checks, but some branches may decline or ask additional questions about the purpose. You'll pay the full fee and need a photo ID. Having an account makes the process faster and smoother.

What if I make a mistake on the payee name?

Tell the teller before they print the check. If they've already printed it, you'll need to cancel it and request a new one, which may mean paying the fee twice. Always double-check the spelling with the recipient before you go to the branch.

How long is a cashier's check valid?

Cashier's checks don't expire, but some banks and businesses may refuse to accept one that's more than 6 months old. If your check sits unused for a long time, contact the recipient to confirm they'll still accept it, or request a new one from Chase.

Can I cancel a cashier's check after I've received it?

Yes, but only if the recipient hasn't cashed it yet. Contact Chase and request a stop payment. You'll likely pay a fee ($25 to $35), and the process takes a few business days. If the check has already been cashed, you cannot cancel it.

Does Chase charge differently for large amounts?

No, the fee is the same regardless of the check amount. Whether you're getting a $100 check or a $10,000 check, you'll pay the standard $10 to $15 fee (or nothing if your account waives it).