Chase Bank branches are closed on Presidents Day, but online and mobile banking remain available

Chase observes Presidents Day as a federal holiday, so all physical branch locations close on that day. You cannot visit a branch, speak to a teller, or use the ATM inside the building. However, you can still access your account through Chase's website, mobile app, and ATMs located outside of branches — these services run 24/7 regardless of the holiday.

Presidents Day falls on the third Monday in February each year. In 2024, that was February 19. In 2025, it will be February 17. If you need to handle banking on that specific day, plan to use digital channels instead of going to a physical location.

Key Takeaways

  • All Chase branch locations close on Presidents Day, with no teller or in-person services available.
  • You can still transfer money, pay bills, check balances, and deposit checks remotely using the Chase mobile app or website on Presidents Day.
  • Standalone Chase ATMs outside of branches operate normally on Presidents Day and accept deposits and withdrawals.
  • If you need cash or deposits before the holiday, plan ahead — branches reopen the next business day.

What you can and cannot do on Presidents Day

On Presidents Day, you cannot walk into a Chase branch to deposit a check, withdraw cash from a teller, open a new account, or speak to a banker about a loan. The branch doors are locked and staff do not work that day.

You can still deposit checks using mobile check deposit through the Chase app — photograph the front and back of the check and submit it. You can transfer money between your own accounts, send money to other people through Chase QuickPay, pay bills from your Chase account, and check your balance or transaction history. All of these actions process immediately or within the normal timeframe, even though it is a holiday.

If you need cash, use any Chase ATM that is not inside a branch building. These machines are available 24 hours and accept both withdrawals and deposits. Many grocery stores, gas stations, and other retailers also have Chase ATMs in their lobbies.

When Chase branches reopen after Presidents Day

Chase branches reopen on the next business day after Presidents Day. If Presidents Day falls on a Monday, branches reopen on Tuesday at their normal opening time, which is typically 9 a.m. or 10 a.m. depending on the location. Check your specific branch's hours on the Chase website or call ahead to confirm.

If you have time-sensitive banking needs — such as depositing a large check, applying for a loan, or resolving an account issue — handle what you can online before the holiday and plan to visit the branch the day it reopens. This approach keeps you from being stuck waiting for services that are not available on the holiday itself.

How to find a Chase ATM near you

Chase maintains a branch and ATM locator on its website. Enter your address or zip code to see which ATMs are nearby and which ones are inside branch buildings (those will be closed on Presidents Day) versus standalone machines (those will be open). The locator also shows branch hours for the days around the holiday, so you can plan your visit accordingly.

If you use a Chase debit card at an ATM owned by another bank, you may be charged a fee. Using a Chase ATM avoids this cost. Many grocery stores and pharmacies have Chase ATMs in their lobbies, so you have options beyond bank branches. Knowing where these are located before the holiday means you will not be searching for one when you need cash.

Planning ahead for holiday banking

If you know you will need to deposit a check or handle an in-person transaction around Presidents Day, do it before the holiday. Deposits made at a branch or ATM before Presidents Day typically post to your account the same day or the next business day, depending on the time you deposit and your account type.

If you are expecting a check to arrive near Presidents Day, deposit it as soon as it comes — do not wait until the holiday. Mobile check deposit through the app is fast and works any day, including weekends, so that is often the easiest route. This prevents delays in your funds becoming available and removes the need to visit a branch when it is closed.

Direct deposits and automatic payments on Presidents Day

Direct deposits scheduled for Presidents Day typically post to your account on that day, even though branches are closed. The automated system processes deposits regardless of the holiday. Check with your employer or the source of the deposit if you are unsure of the exact timing for your specific situation.

Automatic bill payments and recurring transfers also process normally on Presidents Day. If you have a payment scheduled for that day, it will go through as planned. You do not need to reschedule or make any changes to your automatic transactions because of the holiday.

Frequently Asked Questions

Can I use my Chase debit card on Presidents Day?

Yes. Your debit card works at any merchant, ATM, or online retailer on Presidents Day. The holiday only affects Chase branch locations, not the card itself or the ability to make purchases and transactions.

What if I need to speak to someone at Chase on Presidents Day?

Chase customer service phone lines are closed on Presidents Day. You can call back the next business day. For urgent issues, check the Chase app or website — many common problems can be resolved through the online chat feature or by reviewing your account details yourself.

Do Chase ATMs charge fees on Presidents Day?

No. Chase ATMs do not charge additional fees on Presidents Day. If you use a non-Chase ATM, you may be charged a fee by that ATM's owner, just as you would on any other day.

Will my paycheck deposit on Presidents Day if it is direct deposit?

Yes, direct deposits process on Presidents Day even though branches are closed. The automated system handles deposits 24/7. If your employer sends the deposit on that day, it will arrive in your account on schedule.

Can I open a new Chase account on Presidents Day?

No. Opening a new account requires speaking with a banker or completing the process at a branch, both of which are unavailable on Presidents Day. You can start the process online through the Chase website, but final approval and account activation typically require a branch visit or phone call the next business day.