Walk into any Chase branch with cash or a debit card and ask for a cashier's check

A cashier's check is a check drawn on the bank's own account, not yours, which is why the recipient trusts it more than a personal check. Chase will print one for you the same day at any of their branches. You need a valid ID, the exact amount, and the payee's name spelled correctly. The bank charges a fee — typically $10 to $15 per check, though this varies by branch and account type.

You do not need to be a Chase customer to get one. Walk up to the teller, tell them you want a cashier's check, and they will hand you a form to fill out. The whole process takes about five to ten minutes.

Key Takeaways

  • Chase prints cashier's checks same-day at any branch during business hours; you need only a valid ID and the payee's name.
  • The fee is usually $10 to $15 per check, though some Chase accounts waive the fee or some branches may charge differently.
  • Bring cash or a debit card to pay for the check; you do not need a Chase account.
  • Ask the teller to spell the payee's name correctly on the check before they print it, because mistakes mean you will need a new one.
  • If you need the check mailed to you instead of picking it up in person, call your local branch first to confirm they offer that service.

What information you need to bring

Have the payee's full legal name ready and spelled exactly as they want it. If you are unsure of the spelling, ask the person who will receive the check. A misspelled name means the recipient cannot cash it without going back to Chase to get it corrected, which takes extra time.

Bring a valid government-issued ID — a driver's license, passport, or state ID card. Chase will not issue a cashier's check without one. You also need to know the exact dollar amount, down to the cent. The teller will not round up or down.

If the check is for a business or organization, bring the full legal name of that entity as it appears on their official documents. Some recipients will reject a check made out to an informal name.

How to pay for the cashier's check

You can pay with cash or a debit card. If you pay with cash, bring bills and coins — the teller will count it and deduct the fee. If you pay with a debit card, it can be from any bank, not just Chase. The teller will run it like a normal purchase.

If you are a Chase customer and want to pay from your account, tell the teller and they can deduct the amount plus the fee directly from your checking or savings account. This is often faster than counting cash.

Timing and availability

Chase branches are open Monday through Friday during standard business hours, and many locations have Saturday hours. Call ahead or check the branch locator on Chase's website to confirm hours before you go. Cashier's checks are printed on-site and ready to take with you the same day.

If you need the check mailed to you, some branches offer this service, but it adds several business days. Call your local branch to ask whether they mail cashier's checks and what the process is. Not all branches do this, so do not assume.

What happens if you make a mistake

If the teller makes a mistake — wrong name, wrong amount, wrong date — tell them before you leave the branch. They will void that check and print a new one. You pay the fee only once, not twice.

If you leave the branch and realize you made the mistake, you will need to go back and request a replacement. Chase will usually reissue it, but the process is slower and you may be charged another fee. This is why it is worth double-checking the check before you walk out.

If you lose the check after you have it, contact Chase immediately. They can put a stop on it so no one else can cash it, and they can issue a replacement. You will likely pay another fee for the replacement.

Alternatives if you cannot get to a branch

If you cannot visit a Chase branch in person, you have limited options. Some banks will issue a cashier's check by mail if you request it over the phone and provide payment information, but this takes several business days and not all branches participate.

A certified check is similar to a cashier's check but drawn on your own account. If you are a Chase customer, you can request one by mail or phone, though it still requires the bank to verify funds in your account. This also takes longer than walking in.

If you need the money transferred quickly and the recipient accepts it, a wire transfer or ACH transfer may be faster. These move money directly from your account to theirs without a physical check. Ask the recipient whether they can accept a transfer instead.

Fees and account discounts

The standard fee for a Chase cashier's check is $10 to $15, though some branches may charge slightly differently. If you have a Chase checking account, ask the teller whether your account type waives the fee. Some premium accounts do; others do not.

If you are not a Chase customer, you will pay the full fee. There is no way around it. The fee covers the bank's cost to print and may provide the check.

Frequently Asked Questions

Can I get a cashier's check without a Chase account?

Yes. You do not need to be a customer. Bring a valid ID, cash or a debit card to pay for the check and the fee, and the payee's name. The teller will issue it the same day.

How long does a cashier's check take to clear?

Most banks clear a Chase cashier's check within one business day because it is drawn on Chase's account, not a personal account. The recipient's bank may hold it slightly longer, but it is faster than a personal check.

What if the payee's name is spelled wrong on the check?

The recipient cannot cash it without contacting Chase to correct it. Tell the teller before they print it. If you catch the mistake after you leave, go back to the branch and ask for a replacement. You will likely pay another fee.

Can I cancel a cashier's check after I have it?

Yes, but only if it has not been cashed. Contact Chase and ask them to put a stop on it. You may be charged a fee for this service. If the check has already been cashed, you cannot cancel it.

Do I need to bring the exact amount in cash?

No. If you are paying with cash, bring enough to cover the check amount plus the fee. The teller will give you change. If you pay with a debit card, you do not need to worry about exact change.