Payment dates in June 2025 by birth date

Social Security payments arrive on a fixed schedule based on the day of the month you were born. In June 2025, the payment dates are:

  • If you were born on the 1st through the 10th: payment on Wednesday, June 4, 2025
  • If you were born on the 11th through the 20th: payment on Wednesday, June 11, 2025
  • If you were born on the 21st through the 31st: payment on Wednesday, June 18, 2025

These dates apply to people receiving retirement benefits, survivor benefits, or disability benefits (SSDI). Supplemental Security Income (SSI) recipients receive payments on the first of each month, so SSI payments in June arrive on Friday, June 6, 2025.

If your payment date falls on a weekend or federal holiday, the Social Security Administration deposits the money the business day before. This rarely happens in June, but it is worth knowing for other months.

Key Takeaways

  • Social Security retirement, survivor, and disability payments in June 2025 arrive on June 4, 11, or 18 depending on your birth date.
  • SSI recipients receive their June payment on June 6, 2025, which is the first business day of the month.
  • Payments are deposited directly to your bank account, debit card, or prepaid card — never by check unless you specifically requested that method.
  • If you have not yet set up direct deposit, you can do so through your my Social Security account online or by calling 1-800-772-1213.

How to confirm your June payment date

The easiest way to check your exact payment date is to log into your my Social Security account at ssa.gov. Once you are signed in, select "Benefit Verification" and look for the payment schedule. The schedule shows your payment date for the current month and several months ahead.

If you do not have a my Social Security account, you can create one at ssa.gov/myaccount. You will need your Social Security number, email address, and a way to verify your identity — usually a driver's license or passport number. Creating an account takes about 10 minutes.

You can also call the Social Security Administration at 1-800-772-1213 to confirm your payment date. Have your Social Security number ready. Wait times are typically shorter early in the morning on weekdays.

What to do if your payment is late or missing

If the payment does not arrive by the end of the business day on your scheduled date, check your bank account first — sometimes deposits take a few hours to show up, especially if you use a smaller bank or credit union. If it still has not arrived by the next business day, log into your my Social Security account and look for any messages from the Social Security Administration about a problem with your payment.

Common reasons for a delayed or missing payment include a change in your bank account information, a hold placed by your bank, or a recent change in your benefit amount. If your account information changed recently, the Social Security Administration may have sent the payment to an old account by mistake.

If you cannot find the payment and your my Social Security account shows no messages, call 1-800-772-1213. Have your Social Security number, bank account number, and the date you expected the payment. The representative can tell you whether the payment was sent and where it went.

Changes to your payment amount in June

Your payment amount may change in June if you recently turned 70, started or stopped working, or had a significant change in your income or living situation. The Social Security Administration sends a notice in the mail when your benefit amount changes, usually arriving a few days before the payment date.

If you are still working and earning over the annual earnings limit, your benefit may be reduced. In 2025, if you are under full retirement age for the entire year, Social Security reduces your benefit by $1 for every $2 you earn over $23,400. The limit is higher in the year you reach full retirement age. Check your notice or log into my Social Security to see your current earnings record.

If you did not receive a notice about a change but your payment amount looks different, contact the Social Security Administration at 1-800-772-1213 to ask why.

Direct deposit and payment methods

Social Security payments are deposited directly into your bank account, savings account, or prepaid debit card. Direct deposit is the standard method and the fastest way to receive your money. If you do not have a bank account, you can sign up for a Direct Express card, which is a government-issued prepaid debit card designed for federal benefit recipients.

To set up or change your direct deposit information, log into my Social Security and select "Payment Information," then "Change Direct Deposit." You will need your bank's routing number and your account number. The change usually takes effect within one or two payment cycles.

If you requested paper checks instead of direct deposit, your check arrives by mail and typically takes longer to reach you. Checks are no longer the default method, and the Social Security Administration encourages all recipients to switch to direct deposit for security and speed.

Planning around the June payment schedule

If you receive Social Security and also receive other benefits or income on different schedules, knowing your exact payment date helps you plan your monthly budget. Many people coordinate their bills with their payment dates to avoid overdrafts.

If you have questions about how your June payment interacts with other income — such as a pension, part-time work, or Supplemental Security Income — write down your specific situation and call 1-800-772-1213. Representatives can walk you through how different income sources affect your total monthly benefit.

Frequently Asked Questions

Why do payment dates differ based on birth date?

The Social Security Administration spreads payments across three weeks to manage the volume of transactions and reduce the burden on the banking system. Your birth date determines which week you fall into, and that week stays the same every month.

What if I was born on the 31st but some months have fewer days?

If you were born on the 31st, you are in the third payment group (21st through 31st). In months with fewer than 31 days, your payment still arrives on the third Wednesday of that month, on the same schedule as everyone else born between the 21st and 31st.

Can I change my payment date?

No. Your payment date is fixed based on your birth date and cannot be changed. However, you can change the bank account or card where the payment is deposited through your my Social Security account.

Do I need to do anything to receive my June payment?

No. If you are already receiving Social Security, your payment will arrive automatically on your scheduled date. You do not need to take any action unless your bank account information has changed.

What if I am a new beneficiary and June is my first payment month?

Your first payment typically arrives one to two months after your claim is approved. The Social Security Administration will tell you your payment date when they send your approval notice. Set up direct deposit as soon as possible to avoid delays.