The basic steps to move money out of Robinhood

To withdraw money from Robinhood, you log into your account, go to the Account menu, select "Transfers," and choose "Transfer to Your Bank." You'll pick the bank account you linked when you opened your Robinhood account, enter the amount you want to withdraw, and confirm. Robinhood then sends the money to that bank account — usually within one to three business days, though it can take up to five depending on your bank.

The money has to go back to the same bank account you used to fund your Robinhood account in the first place. You cannot withdraw to a different bank account or have Robinhood send you a check. If you want the money in a different account, you'll need to withdraw it to your original bank first, then move it from there.

There is no fee to withdraw from Robinhood. The only limit is that you cannot withdraw more than the cash balance sitting in your account — if you have $500 in cash and $2,000 in stocks, you can only withdraw up to $500.

Key Takeaways

  • Withdrawals go only to the bank account you originally linked to Robinhood, and take one to five business days to arrive.
  • You can only withdraw cash that is actually in your account — not the value of stocks you own.
  • Robinhood charges no withdrawal fee, and there is no minimum amount you must withdraw.
  • If you sold stocks recently, the money may be held for settlement and unavailable to withdraw for two business days after the sale.
  • Withdrawals on weekends or holidays are processed the next business day.

Why your cash might not be available to withdraw right away

When you sell a stock in Robinhood, the money does not land in your account instantly. The sale settles — meaning the money actually arrives — two business days later. Until that settlement happens, the cash is held and you cannot withdraw it. This is not a Robinhood rule; it is how the stock market works for all brokers.

If you sold stocks on a Monday, the settlement date is Wednesday. If you sold on a Friday, settlement is Monday. Weekends and market holidays do not count as business days, so a Friday sale settles on the following Tuesday, not Monday.

You can see which of your cash is available to withdraw and which is still settling by looking at your Account balance. Robinhood shows "Cash" (available now) separately from "Unsettled Cash" (arriving in two business days). Only the Cash amount can be withdrawn.

What happens if you try to withdraw more than you have

Robinhood will not let you submit a withdrawal request for more than your available cash balance. The app or website will show you the maximum you can withdraw, and if you try to enter a larger amount, the "Confirm" button will not work.

If you need money that is currently unsettled, you have to wait for the two-day settlement period to finish. There is no way to speed this up or access the money early.

Transferring money to a different bank account

Robinhood only sends withdrawals to the bank account you linked during account setup. If you want the money in a different account, you have two options: change your linked bank account in Robinhood's settings, or withdraw to your current bank and then transfer it yourself.

To change your linked bank account, go to Account, then Settings, then tap or click "Linked Banks." You can add a new bank account there. However, Robinhood may require you to verify the new account before you can withdraw to it, which can add a few days to the process.

The simpler route for most people is to withdraw to the bank account you already have linked, then move the money from your bank to wherever you want it. Your bank can do this instantly or within a day, depending on whether you are moving money to another account at the same bank or a different one.

Withdrawals on weekends and holidays

If you request a withdrawal on a Saturday, Sunday, or market holiday, Robinhood processes it on the next business day. The clock for the one- to five-day delivery window starts when Robinhood actually processes the request, not when you submit it.

Market holidays include days when the stock market is closed, such as Thanksgiving, Christmas, and New Year's Day. On these days, Robinhood's systems are still running, but the withdrawal may be processed the next business day anyway. If you are in a time crunch, submit your withdrawal request on a weekday morning to give yourself the best chance of it arriving within one business day.

What to do if your withdrawal is delayed

Most withdrawals arrive within one to three business days. If yours has not shown up after five business days, contact Robinhood's support team through the app or website. Go to Account, tap the question mark icon, and select "Contact Us." Describe the withdrawal and when you requested it, and include your confirmation number if you have it.

Delays usually happen because of issues on your bank's end, not Robinhood's. Your bank may be holding the deposit for verification, especially if the amount is large or the transfer is unusual for your account. Call your bank directly if the money does not arrive after five days — they can see whether Robinhood sent it and where it is stuck.

Frequently Asked Questions

Can I withdraw money if I have pending stock orders?

Yes. Pending orders do not freeze your cash. You can withdraw any cash that is not currently unsettled from a recent sale. If your pending order fills, the money to pay for it will come out of your available cash after the withdrawal goes through, so make sure you have enough to cover both.

What if I funded my Robinhood account with a credit card?

Robinhood does not accept credit card deposits, so this should not happen. If you did fund your account somehow, withdrawals still go back to the bank account you linked, not to a credit card. Check your Account settings to see which bank account is linked.

Can I withdraw partial amounts, or do I have to take all my cash out at once?

You can withdraw any amount up to your available cash balance. You do not have to empty your account. You can make multiple withdrawals on the same day if you want, though each one will take one to five business days to arrive.

Does Robinhood report withdrawals to the IRS?

Robinhood reports your investment activity and any gains or losses to the IRS on a Form 1099, but withdrawals of your own money are not reported as income. Withdrawals are just moving your money out; only the profit from selling stocks at a gain counts as taxable income.

What if my bank account is closed after I request a withdrawal?

If your linked bank account is closed before the withdrawal arrives, the money will be returned to Robinhood. Contact Robinhood support and link a new, active bank account so they can send the withdrawal again. This can add several days to the process.