June 25 is a regular Social Security payment date for certain beneficiaries

Social Security sends payments on a schedule based on your birth date, not all at once. If you were born between the 11th and 20th of any month, your payment arrives on the fourth Wednesday of each month — which in June 2025 falls on June 25. This is one of three regular payment dates each month; the others go to people born on the 1st–10th (second Wednesday) and 21st–31st (third Wednesday).

The amount you receive depends on your age when you started benefits, your earnings history, and whether you have already reached full retirement age. Supplemental Security Income (SSI) recipients follow a different schedule and typically receive payments on the first of the month instead.

Your payment deposits directly into the bank account you registered with Social Security. If you have not yet set up direct deposit, you can do so through your My Social Security account online or by calling Social Security at 1-800-772-1213.

Key Takeaways

  • June 25 is the payment date for beneficiaries born between the 11th and 20th of any month.
  • Your specific payment date depends on your birth date, and Social Security uses this system to spread payments throughout the month.
  • Payments arrive by direct deposit into your registered bank account, usually by early morning on the scheduled date.
  • If you were born on the 1st–10th or 21st–31st, your payment comes on a different Wednesday; you can check your exact date in your My Social Security account.

How Social Security schedules payments by birth date

Social Security divides beneficiaries into three groups to manage the volume of payments. The second Wednesday of each month goes to people born on the 1st through the 10th. The third Wednesday goes to those born on the 11th through the 20th. The fourth Wednesday goes to those born on the 21st through the 31st. This system has been in place since 1997.

June 25, 2025 is the fourth Wednesday, so it serves the third group — anyone born between the 11th and 20th. If you are unsure which group you fall into, log into your My Social Security account at ssa.gov or call 1-800-772-1213 to confirm your payment date.

What to do if your payment does not arrive on time

Direct deposits typically post to your account by early morning on the scheduled date, though some banks may take an extra day to display the funds. If your payment has not appeared by the end of the business day on June 25, wait until June 26 to check again — delays of one business day are common and usually resolve on their own.

If the payment still has not arrived by June 27, contact Social Security directly. Have your Social Security number and bank account information ready. You can call 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday, 7 a.m. to 7 p.m. Eastern time. Social Security can confirm whether the payment was sent and investigate any issues with your bank.

Changes to your payment amount

Your June payment may differ from previous months if you recently turned 70 (which increases your benefit), if you reported work income that affects your benefit, or if you made changes to your account. Social Security sends a notice before most changes take effect, so check your mail and your My Social Security account for any recent messages.

If you notice an unexpected change and did not receive a notice, contact Social Security to ask why. Do not assume the change is an error — it may reflect a cost-of-living adjustment (COLA), a recalculation based on recent earnings, or a change you requested yourself.

Setting up or changing your direct deposit

Direct deposit is the fastest and most secure way to receive your payment. You can set it up or change your bank account through your My Social Security account online, by calling 1-800-772-1213, or by visiting a local Social Security office. You will need your bank's routing number and your account number.

If you do not have a bank account, you can receive payments on a debit card issued by a financial institution or through a representative payee if you are unable to manage your benefits yourself. Social Security can explain all the options when you call.

Frequently Asked Questions

What if I was born on June 20 — do I get paid on June 25?

Yes. The 11th–20th group receives payment on the fourth Wednesday of each month. In June 2025, that is June 25. If you were born on June 10 or earlier, your payment comes on the second Wednesday (June 11). If you were born on June 21 or later, your payment comes on the third Wednesday (June 18).

Can I change my payment date?

No. Your payment date is fixed based on your birth date and cannot be changed. Social Security uses this system to manage payments efficiently. If you need your money on a different day for budgeting reasons, you can plan around your fixed date or speak with your bank about options like early direct deposit notification.

What if I am on both Social Security and SSI?

If you receive both benefits, your Social Security payment follows your birth-date schedule (June 25 if you were born the 11th–20th), and your SSI payment typically arrives on the first of the month. You will have two separate deposits. Contact Social Security if you are unsure whether you receive both.

Do I need to do anything to receive my June 25 payment?

No. If you are already receiving Social Security, your payment will arrive automatically on your scheduled date. You do not need to take any action. Make sure your direct deposit information is current by checking your My Social Security account.