You can sell unused gift cards through Cash App, but the process depends on which retailer issued the card and whether Cash App currently partners with that brand

Cash App does not have a built-in gift card marketplace. Instead, you sell gift cards through third-party platforms — some of which can deposit money directly into your Cash App account. The fastest route is usually a dedicated gift card reseller like Raise, CardCash, or Decluttr, which buy cards at a discount (typically 60 to 90 percent of face value) and can send payment to your Cash App wallet within hours or days.

The amount you receive depends on the card's brand, remaining balance, and current demand. Popular retailers like Amazon, Target, and Walmart usually sell faster and at higher percentages than niche or regional cards. You will need the card number, PIN (if there is one), and proof of the remaining balance before you list it.

Key Takeaways

  • Cash App itself does not buy gift cards, but reseller platforms like Raise and CardCash can deposit payment directly into your Cash App account.
  • You will receive 60 to 90 percent of the card's face value, with popular retailers commanding higher percentages than smaller brands.
  • The reseller will verify the card's balance before payment, so you need the card number and PIN available when you list it.
  • Payment typically arrives within one to three business days, though some platforms offer same-day or next-day options for a lower payout.

How gift card resellers work and what they pay

When you sell a gift card to a reseller, you are selling the card's remaining balance to a company that will then resell it to another customer. The reseller buys at a discount because they need to profit when they sell it again. That discount is what you lose compared to the card's face value.

The percentage you receive varies by card type and current market demand. Amazon and Visa gift cards typically sell at 85 to 95 percent of face value because they are easy to spend. Target, Walmart, and Best Buy usually range from 75 to 90 percent. Specialty cards — restaurant chains, clothing stores, or regional retailers — often drop to 60 to 75 percent because fewer people want them.

Most resellers verify the card's balance before they pay you. This means you cannot sell a card you have already partially used without disclosing the remaining amount. Some platforms let you check the balance on their site before listing; others require you to provide it yourself.

Platforms that deposit directly to Cash App

Raise is one of the largest gift card marketplaces and allows you to list cards for sale to other users. You set your own price (usually a discount off face value), and when someone buys it, Raise deposits the money into your bank account or Cash App wallet. The process takes one to three business days. Raise takes a small commission from the buyer, not the seller, so you receive your full asking price.

CardCash buys cards directly from you at a fixed rate based on the card type and current demand. You enter the card details, they verify the balance, and if you accept their offer, payment goes to your bank account or Cash App within one business day. CardCash's rates are usually lower than Raise because you are selling to them, not to another individual.

Decluttr operates similarly to CardCash — you submit the card, they quote a price, and payment arrives within one to three business days. Decluttr also buys other items like books and electronics, so if you have multiple things to sell, you can bundle them in one transaction.

Amazon Trade-In lets you sell Amazon gift cards directly through your Amazon account, though the payout is typically lower (70 to 80 percent) and goes to your Amazon balance rather than Cash App. You would then need to transfer that balance to your bank account separately.

Steps to sell a gift card through a reseller

Start by checking the card's remaining balance. Most retailers let you check this on their website or app, or you can call their customer service line. Write down the exact balance — resellers will verify it, and if it does not match what you claimed, the sale will be cancelled.

Choose a reseller based on the card type and how quickly you need the money. If you want the highest price, Raise usually wins because you are selling to another person. If you want speed and certainty, CardCash or Decluttr will quote you immediately and pay within one business day.

Create an account on the platform and link your Cash App account or bank account for payment. Enter the gift card details — card number, expiration date, and PIN if applicable. Upload a photo of the card if the platform requires it (some do, some do not). Submit the card for verification.

Wait for the reseller to confirm the balance. This usually takes a few minutes to a few hours. Once confirmed, you will receive payment according to the platform's timeline. Do not spend or use the card after you have listed it — if the reseller tries to verify it and finds a different balance, the transaction will be cancelled and you may be flagged.

What happens if the card balance does not match

If you list a card with a $50 balance but the reseller verifies only $40, the transaction will be cancelled. You will not receive payment, and the card will be returned to you (or you will be asked to resubmit with the correct balance). Some platforms will let you relist it at the correct amount; others require you to wait a period of time before trying again.

To avoid this, check the balance yourself before listing and be honest about what remains. If you have used part of the card, calculate the remaining balance carefully. Resellers have no incentive to cheat you on the verification — they want the transaction to go through just as much as you do.

Fees and what reduces your payout

Raise does not charge you a fee — the buyer pays a small commission. CardCash and Decluttr do not charge you either; the discount you receive is their profit margin. However, some platforms offer expedited payment (same-day or next-day) for a fee, which reduces your payout by 2 to 5 percent.

The main factor that reduces your payout is the card type and current demand. A $100 Amazon card might net you $90, while a $100 card from a local restaurant might net you $60. Regional or seasonal cards (like holiday-specific retailers) may not sell at all, and some resellers will decline to buy them.

If you need cash immediately, you will pay more in lost value. Waiting a few days for a better offer on Raise can sometimes increase your payout by 5 to 10 percent compared to selling to CardCash at their fixed rate.

Alternatives if a reseller will not buy your card

If your card is from a small or regional retailer, resellers may decline it because they cannot resell it easily. In that case, you can try selling it on Facebook Marketplace, Craigslist, or eBay, though you will have to handle the transaction yourself and cannot may provide payment.

You can also give the card as a gift, donate it to a charity (some accept gift cards as donations), or use it yourself. Selling at a steep discount on a public marketplace carries the risk that the buyer will claim the card was already used or will dispute the transaction, leaving you without payment or the card.

Frequently Asked Questions

Can I sell a partially used gift card?

Yes, but you must disclose the remaining balance. Resellers will verify it before payment, so if you claim $50 but the card has $40, the sale will be cancelled. Check the balance yourself first and list the exact amount remaining.

How long does it take to get paid?

Most resellers pay within one to three business days. Some offer same-day or next-day payment for a fee (usually 2 to 5 percent of your payout). Raise can be slower if you are waiting for another user to buy your card, but you set the price yourself.

What if I sell a card and then the buyer says it does not work?

On Raise, the buyer can dispute the transaction with Raise's support team. If the card truly does not work, Raise will refund the buyer and may ask you to refund the platform. On CardCash and Decluttr, you are selling to the company, not another person, so they handle any disputes with their own customers.

Do I have to use Cash App, or can I get paid another way?

Most resellers let you choose between Cash App, a bank account, or PayPal. Check the platform's payment options before you create an account. Some platforms may have restrictions based on your location or account type.

Is it safe to sell a gift card online?

Selling through established resellers like Raise, CardCash, or Decluttr is safe because the platform handles the transaction and verifies the card before payment. Avoid selling to strangers on social media or classifieds sites, where you risk not being paid or having the buyer claim the card does not work after you have already sent it.