You can pay your Chase credit card directly through Amazon, but only if you have a Chase card linked to your Amazon account and you owe money on that specific card
Amazon's payment system lets you send money to a Chase credit card you've registered there, but the process is limited. You can only pay cards that are already connected to your Amazon account — typically the card you use to shop there. You cannot use Amazon to pay a Chase card that isn't linked to your account, and Amazon does not let you choose which Chase card receives the payment if you have more than one.
The payment posts within one to three business days. Amazon charges no fee for this service. However, this route works best as a backup method, not your primary payment plan, because it lacks the flexibility of paying directly through Chase or setting up automatic payments.
Key Takeaways
- Amazon can only process payments to Chase cards already linked to your Amazon account, usually the card you use to shop there.
- Payments through Amazon take one to three business days to post and carry no fee.
- You cannot choose which of your Chase cards receives the payment if you have multiple cards linked to Amazon.
- Paying directly through Chase's website or app gives you more control over timing and which card you're paying.
- Setting up automatic payments through Chase prevents missed payments and late fees more reliably than manual Amazon payments.
How to pay through Amazon
Log into your Amazon account and go to "Your Account" in the top right corner. Select "Login & security" or "Payments" depending on your account layout. Look for a section labeled "Manage payment methods" or "Credit cards." Find the Chase card you want to pay and select the option to make a payment or view the card details.
Amazon will show you the current balance on that card and let you enter a payment amount. You can pay the full balance, the minimum payment, or any amount in between. Enter the amount, confirm the payment, and Amazon will process it. You'll receive a confirmation email with the transaction details and an expected posting date.
Why paying through Chase directly is often simpler
Chase's website and mobile app let you pay any of your Chase cards, set up one-time or recurring payments, and choose the exact date the payment posts. You can also see your payment history and set up automatic payments so you never miss a due date. These features are not available through Amazon's payment system.
To pay through Chase, go to chase.com, log in, select the card you want to pay, and click "Make a payment." You can pay immediately or schedule a payment for a future date. The Chase mobile app offers the same options. Payments made before 8 p.m. Eastern Time typically post the same day; payments made after that time post the next business day.
Setting up automatic payments to avoid late fees
Automatic payments through Chase remove the risk of forgetting to pay. You can set them up to pay your full statement balance, a fixed amount, or just the minimum payment each month. The payment comes out of the bank account you designate on the due date or a date you choose.
To set up automatic payments on Chase.com, go to "Manage automatic payments" under your account settings. Select the card, choose the payment amount type, pick your bank account, and confirm the due date. You can change or cancel automatic payments anytime. If you prefer to use Amazon for payments, you can still set up a reminder on your phone or calendar instead, but this requires you to remember to act.
What happens if Amazon payment doesn't post in time
If you make a payment through Amazon but it doesn't post before your due date, Chase will charge a late fee. Because Amazon payments take one to three business days, paying through Amazon close to your due date is risky. If your due date is a Friday and you pay through Amazon on Thursday, the payment may not post until Monday, and you could be charged a late fee.
To avoid this, pay through Amazon at least four business days before your due date, or use Chase's payment system instead, which posts same-day if you pay before 8 p.m. Eastern Time. If you've already been charged a late fee, you can call Chase and ask them to remove it if this is your first late payment or if you have a good payment history.
Linking a new Chase card to Amazon for payments
If you have a new Chase card and want to use Amazon to pay it, you first need to add it to your Amazon account. Go to "Your Account," select "Manage payment methods," and choose "Add a credit or debit card." Enter the card number, expiration date, and CVV. Amazon will verify the card, usually within minutes.
Once the card is verified and linked, you can use it to shop on Amazon and to make payments to that card through Amazon's payment system. However, if you have multiple Chase cards linked to Amazon, the payment system may default to one card, so double-check which card you're paying before you confirm.
Frequently Asked Questions
Can I pay a Chase card through Amazon if it's not my shopping card?
No. Amazon's payment system only works with cards already linked to your Amazon account. If you have a Chase card that you don't use for Amazon purchases, you cannot pay it through Amazon. You'll need to pay it directly through Chase's website or app instead.
Does Amazon charge a fee to pay my Chase card?
No. Amazon does not charge a fee for credit card payments. However, Chase may charge a fee if you pay late or if you use a payment method that Chase charges for (such as a wire transfer or check by phone), but standard Amazon payments are free.
How long does it take for an Amazon payment to show up on my Chase card?
Amazon payments typically post within one to three business days. Payments made on weekends or holidays may take longer. If you need the payment to post immediately, use Chase's website or app instead, where same-day posting is available if you pay before 8 p.m. Eastern Time.
What if I accidentally paid the wrong Chase card through Amazon?
If you have multiple Chase cards linked to Amazon and you paid the wrong one, contact Chase immediately. Explain the mistake and ask them to reverse the payment or transfer the funds to the correct card. They may be able to help, especially if the payment hasn't posted yet. In the future, verify which card you're paying before confirming any payment through Amazon.
Is it better to pay through Amazon or through Chase directly?
Paying through Chase directly is usually better because it posts faster, gives you more control over timing, and lets you set up automatic payments. Amazon payments work as a backup option, but they're slower and less flexible. If you want to avoid missed payments, set up automatic payments through Chase instead of relying on manual payments through either system.