You can pay your Chase Amazon credit card online, by phone, by mail, or through automatic transfers from your bank account
The fastest way is to log into your Chase account online or through the Chase Mobile app and make a one-time payment. You can also set up automatic payments so the full balance or a minimum amount transfers on a date you choose each month. If you prefer not to use digital banking, you can call Chase at the number on the back of your card, mail a check to the address printed on your statement, or arrange a bank transfer.
Chase does not charge a fee for any of these payment methods. The key difference between them is speed and convenience — online payments usually post within one business day, while mailed checks take five to seven business days to arrive and clear.
Key Takeaways
- Online and mobile app payments post within one business day and are the fastest way to pay without fees.
- Automatic payments can be set to the full balance, minimum payment, or a custom amount on a date you choose each month.
- Phone payments and mailed checks are free options but take longer — phone payments post in one to two business days, and checks take five to seven days.
- Your payment due date is printed on your statement, and paying after that date triggers a late fee and may affect your credit score.
- You can make a payment as soon as your statement closes, even if your due date is weeks away.
Paying online or through the Chase app
Log into your Chase account at chase.com or open the Chase Mobile app on your phone. Select your Amazon credit card from your accounts list, then choose "Make a Payment" or "Pay Now." Enter the amount you want to pay — you can pay the full statement balance, the minimum payment shown on your bill, or any amount in between. Review the payment date (usually the same day or next business day) and confirm.
The payment posts to your account within one business day. If you pay after 8 p.m. Eastern time, Chase may process it the next business day instead. You will receive a confirmation number immediately and can check your account to see the payment reflected.
Setting up automatic payments
Automatic payments remove the need to remember your due date each month. In your Chase account, go to "Payments" and select "Manage Automatic Payments." Choose your Amazon card, then pick a payment date between the 1st and 28th of each month. You can set the payment to cover your full statement balance, your minimum payment, or a fixed dollar amount.
If you choose "Full Balance," Chase will pay whatever you owe on your statement closing date. If you choose "Minimum Payment," it will pay only the minimum required — this means you will carry a balance and pay interest, but it ensures you never miss a due date. You can change or cancel automatic payments anytime, and Chase will send you a confirmation email when the payment processes each month.
Paying by phone
Call the number on the back of your credit card to reach Chase's automated payment line. Have your card number and bank account information ready if you want to pay from a checking or savings account. You can also pay with another credit card, though Chase may charge a fee for that method — ask before confirming.
Phone payments typically post within one to two business days. You will receive a confirmation number at the end of the call. Keep this number for your records in case you need to verify the payment later.
Paying by mail
Write a check or money order payable to "Chase Bank" and include your account number on the check. Mail it to the address shown on your statement under "Payment Address" — this is different from your billing address and is designed for faster processing. Do not send payment to your billing address, as it will be delayed.
Mailed payments take five to seven business days to arrive and clear. To avoid a late fee, mail your payment at least ten days before your due date. Keep a copy of the check or a photo of it for your records. If your payment does not appear in your account within ten business days of mailing, contact Chase to report it.
Understanding your due date and late fees
Your payment due date is printed on your monthly statement and is usually 21 to 25 days after your statement closing date. If you pay after this date, Chase charges a late fee — the amount depends on your account history and can range from $25 to $40 for a first late payment. A late payment also appears on your credit report and can lower your credit score.
You can make a payment anytime after your statement closes, even weeks before the due date. Paying early does not hurt you and reduces the interest you owe if you carry a balance. If you miss a due date, pay as soon as you can — the sooner you pay, the less additional interest accrues.
What to do if you cannot pay the full balance
If you cannot pay your full balance by the due date, pay at least the minimum payment shown on your statement to avoid a late fee and credit damage. The remaining balance will carry over to next month and accrue interest at your card's annual percentage rate (APR).
If you are struggling with payments, contact Chase before your due date to discuss options. Chase sometimes offers hardship programs that lower your interest rate or allow you to pause payments temporarily, though these programs have specific requirements and may affect your credit. It is better to call and ask than to miss a payment.
Frequently Asked Questions
How do I know if my payment went through?
Log into your Chase account and check your statement or recent transactions. Online and app payments show a confirmation number immediately. Phone and mailed payments take longer to post — typically one to two days for phone and five to seven days for mail. If your payment does not appear within the expected timeframe, contact Chase.
Can I pay my Chase Amazon card with a different bank's app?
Yes, many banks allow you to send payments to external accounts through their bill pay feature. You will need Chase's mailing address for payments (found on your statement) and your account number. This method works like mailing a check and takes five to seven business days to post.
What happens if I pay more than I owe?
Chase will credit the overpayment to your account. You can use it toward future purchases, or you can request a refund by calling Chase. Overpayments do not hurt your credit or account standing.
Is there a fee for paying online or by app?
No. Chase does not charge a fee for online, app, phone, or mailed payments. Some third-party payment services may charge a fee, but Chase's official channels are always free.
Can I set up automatic payments to a different bank account?
Yes. When you set up automatic payments, you can choose to pay from a checking or savings account at any bank. You will need to provide the routing number and account number. Chase will verify the account with two small deposits before the first automatic payment processes.