Boscov's bill payment basics

You can pay your Boscov's credit card bill online through the Boscov's website, by phone, by mail, or in person at a Boscov's store. The online method is fastest and lets you see your balance and due date immediately. Phone and mail payments take longer to process, so plan ahead if your due date is coming up soon.

Your bill is due on the date printed on your statement. If you pay after that date, you'll owe a late fee and interest charges will accrue on your balance. Setting up automatic payments can help you avoid missing a due date.

Key Takeaways

  • Online payment through the Boscov's website is the fastest way to pay and shows your current balance and due date right away.
  • You can also pay by phone at the customer service number on your statement, by mailing a check, or in person at any Boscov's store.
  • Payments made after your due date trigger late fees and interest charges on your remaining balance.
  • Automatic payments set up through your bank or the Boscov's website can prevent missed due dates.

Paying online through Boscov's

To pay online, visit the Boscov's website and log into your account using your credit card number and PIN or password. Once logged in, you'll see your current balance, minimum payment due, and the due date. Select the amount you want to pay and choose your payment method — you can pay from a checking or savings account, or use a debit card.

Online payments typically post to your account within one to two business days. If your due date is within a few days, paying online is your safest option because the payment processes faster than mail or phone. You'll receive a confirmation number after you submit the payment.

Paying by phone or mail

To pay by phone, call the customer service number on the back of your Boscov's credit card or on your statement. A representative will ask for your account number, the amount you want to pay, and your payment method. Phone payments can take five to seven business days to post, so don't wait until the day before your due date.

If you prefer to mail a payment, write a check or money order payable to Boscov's and include your account number on the check. Mail it to the address shown on your statement. Mail payments typically take seven to ten business days to arrive and post, so send your payment at least two weeks before your due date to be safe.

In-person payments at Boscov's stores

You can walk into any Boscov's store and pay your bill in cash or with a debit card at the customer service desk. Ask an associate to direct you to customer service when you arrive. In-store payments post to your account within one to two business days, similar to online payments.

This option works well if you're already shopping at Boscov's or prefer to handle payments face-to-face. Bring your credit card or account number so the associate can look up your account quickly.

Setting up automatic payments

Automatic payments remove the risk of forgetting your due date. You can set them up through the Boscov's website by logging into your account, finding the autopay or automatic payment section, and choosing how much you want to pay each month — your full balance, your minimum payment, or a fixed amount you decide on.

You'll need to provide a checking or savings account number for the payment to come from. Automatic payments typically process a few days before your due date. You can change or cancel automatic payments anytime through your account, but remember that canceling means you'll need to pay manually again.

What happens if you miss a payment

If your payment doesn't arrive by the due date, Boscov's will charge a late fee — the amount depends on your account terms but is usually between $25 and $40. Interest will also start accruing on your balance at your card's regular interest rate if you carry a balance.

A late payment can also hurt your credit score and may appear on your credit report. If you realize you've missed a payment, contact Boscov's customer service right away to make a payment. Paying as soon as possible limits the damage to your credit and stops additional fees from piling up.

Frequently Asked Questions

How do I find my Boscov's account number?

Your account number appears on your Boscov's credit card and on every statement you receive. If you've lost your card and don't have a statement, call the customer service number on your bill or visit a Boscov's store with a photo ID and they can look it up for you.

Can I pay someone else's Boscov's bill?

Yes, you can pay another person's bill if you have their account number and know the amount due. However, you cannot set up automatic payments for someone else's account — only the cardholder can authorize automatic payments for security reasons.

What if I pay more than I owe?

If you overpay, the extra amount becomes a credit on your account that will be applied to your next bill. You can also request a refund by contacting Boscov's customer service, though this may take several weeks to process.

Is there a fee for paying online?

No, Boscov's does not charge a fee for paying online, by phone, by mail, or in person. The only fees you'll encounter are late fees if you miss your due date.