What Amazon Payment login is and where to find it
Amazon Payment is Amazon's system for storing and managing payment methods on your Amazon account. When you log in, you access the payment information tied to your Amazon profile — your credit cards, debit cards, bank accounts, and gift card balances. This is where you update card details, add new payment methods, set a default card for purchases, and see your payment history.
The login itself uses your regular Amazon account credentials. You do not log into a separate "Amazon Payment" system. Instead, you sign into your Amazon account at amazon.com, then navigate to your payment settings from there. This keeps everything under one login rather than requiring you to remember multiple usernames and passwords.
If you have never set up payment methods on your Amazon account, the login process will take you to a blank payment page where you can add your first card or bank account. If you already have payment methods saved, you will see them listed after you log in.
Key Takeaways
- Amazon Payment login uses your regular Amazon account email and password — there is no separate login system.
- You access payment settings by signing into amazon.com, then going to Account > Your Account > Payment Options.
- Two-factor authentication on your Amazon account adds a security layer to your payment information.
- If you forget your password, use the "Forgot your password?" link on the Amazon login page to reset it by email or phone.
- Payment methods you add are stored securely and used only for purchases you authorize on Amazon.
Step-by-step login process
Start by going to amazon.com in your web browser. In the top right corner, you will see "Account & Lists" — click that. A dropdown menu will appear. Select "Your Account" from the menu.
Once you are in your account dashboard, look for a section labeled "Your Account" or "Account Settings" on the left side of the page. Click "Payment Options" or "Manage Payment Methods." This is where all your saved payment information lives. If you are not already logged in, Amazon will ask for your email address and password at this point.
If you are logging in on a mobile device, the layout is slightly different but the path is the same: tap the menu icon (three horizontal lines), go to "Account," then "Payment Options." The mobile version works identically to the desktop version once you are there.
What to do if you forget your password
On the Amazon login page, click "Forgot your password?" below the password field. Amazon will ask you to enter the email address or phone number associated with your account. You will then receive a code by email or text message.
Enter that code on the next screen, and Amazon will let you create a new password. Make sure your new password is at least 6 characters long and includes a mix of uppercase letters, lowercase letters, and numbers if possible. Once you have set a new password, use it to log back into your account and access your payment methods.
If you do not receive the reset code within a few minutes, check your spam or junk folder — sometimes the email gets filtered there. If you still cannot find it, try requesting the code again or choose to receive it by text instead of email.
Setting up two-factor authentication for payment security
Two-factor authentication (also called 2FA) adds an extra security step when you log in. After you enter your password, Amazon sends a code to your phone or email, and you must enter that code to complete the login. This means someone who steals your password alone cannot access your account or payment methods.
To turn on two-factor authentication, go to Account > Login & Security > Two-Step Verification. Click "Edit" and follow the prompts to add a phone number or email address where Amazon can send your codes. You can choose to receive codes by text message or through the Amazon app on your phone.
Once two-factor authentication is on, you will be asked for a verification code every time you log in from a new device or browser. You can tell Amazon to remember a device for 30 days so you do not have to enter a code every single time you use the same computer.
Adding and managing payment methods after login
After you log in and reach your Payment Options page, you will see any cards or bank accounts you have already saved. To add a new payment method, click "Add a Payment Method" or a similar button on that page. Amazon will ask you to enter the card number, expiration date, and CVV (the three-digit code on the back), or your bank account and routing number if you are adding a bank account.
You can set one payment method as your default, which Amazon will use for purchases unless you choose a different one at checkout. To change your default, find the payment method you want to use and click "Set as Default." You can also delete old or unused payment methods by clicking the delete or remove option next to them.
Amazon stores your payment information on secure servers and does not share it with sellers. When you make a purchase, the seller only sees that the payment went through — they do not see your card number or bank details.
Troubleshooting common login problems
If you see an error message saying your password is incorrect, make sure you are typing it correctly — passwords are case-sensitive, meaning capital letters matter. If you have tried several times and keep getting an error, use the "Forgot your password?" option to reset it rather than continuing to guess.
If your account is locked or you see a message about suspicious activity, Amazon may have temporarily restricted access to protect your account. Check the email address associated with your account for a message from Amazon explaining what happened. You may need to verify your identity by answering security questions or confirming a code sent to your phone.
If you are having trouble accessing payment options even after logging in successfully, try clearing your browser's cache and cookies, then logging in again. If you are using an older browser or an unsupported device, try a different browser or device. Amazon's website works best on current versions of Chrome, Firefox, Safari, or Edge.
Keeping your payment information safe
Never share your Amazon password with anyone, including Amazon employees. Amazon will never ask you for your password by email or phone. If someone contacts you claiming to be from Amazon and asks for your password, it is a scam.
Check your payment methods and account activity regularly. Go to Account > Your Account > Login & Security to see a list of devices and browsers that have recently accessed your account. If you see a device you do not recognize, click "Sign out of all other sessions" to log out anyone else who might have access.
If you notice a purchase you did not make, report it to Amazon immediately through Account > Your Account > Returns, Orders & Settings > Your Orders. Amazon takes unauthorized purchases seriously and can often reverse them or issue a refund.
Frequently Asked Questions
Do I need a separate login for Amazon Payment?
No. Amazon Payment is part of your regular Amazon account. You log in with the same email and password you use to shop on Amazon. Once you are logged into your account, you can access your payment methods by going to Account > Payment Options.
What if I cannot remember which email I used to create my Amazon account?
On the Amazon login page, click "Forgot your password?" and try entering different email addresses you may have used. Amazon will tell you if an email is associated with an account. If none of your emails work, you may need to create a new Amazon account with an email you remember.
Can I log into Amazon Payment on my phone?
Yes. You can log in through the Amazon website on your phone's browser, or download the Amazon app and log in there. The app makes it easier to manage your account on mobile because the layout is designed for smaller screens.
Is it safe to save my credit card on Amazon?
Yes. Amazon uses encryption and security measures to protect stored payment information. Your card details are not shared with sellers, and you can delete any payment method at any time from your Payment Options page.
What should I do if I think someone else logged into my account?
Go to Account > Login & Security and change your password immediately. Then review your recent orders and payment methods to make sure nothing was changed. Turn on two-factor authentication if you have not already. If you see unauthorized purchases, report them to Amazon through Your Orders.