Where to pay your Amazon credit card bill
You can pay your Amazon credit card through the Amazon website, the Amazon mobile app, or by contacting Chase directly — the bank that issues the card. The fastest route is logging into your Amazon account and going to "Manage Your Account," then selecting your card under "Login & Security." From there you can see your balance and make a one-time payment immediately.
If you prefer to pay through Chase instead, you can log into Chase.com, call Chase customer service at the number on the back of your card, or mail a check to the address printed on your statement. Payments made online or by phone typically post within one business day.
Key Takeaways
- You can pay through Amazon.com, the Amazon app, or directly through Chase — all three routes reach the same account.
- Online and phone payments usually post within one business day; mailed checks take longer depending on mail delivery and processing time.
- You can set up automatic payments so your full balance or a minimum amount is paid on a date you choose each month.
- Paying at least your minimum payment by the due date shown on your statement keeps your account in good standing.
- If you miss a payment, contact Chase as soon as possible — late fees and interest charges begin immediately after the due date.
Setting up automatic payments
Automatic payments remove the risk of forgetting a due date. Log into your Amazon account, go to "Manage Your Account," select your card, and choose "Set up automatic payments." You can select whether to pay your full statement balance, a fixed dollar amount, or just the minimum payment due. You also choose which day of the month the payment comes out.
If you set up automatic payments through Chase instead, log into Chase.com, find your Amazon card account, and look for the "Autopay" or "Automatic Payments" section. You can change or cancel automatic payments at any time, and you will receive a confirmation email each time a payment is processed.
Payment methods and timing
The method you choose affects how quickly your payment posts. Online payments through Amazon or Chase typically post the same day or within one business day. Phone payments also post within one business day. Mailed checks take longer — usually five to ten business days depending on mail delivery and Chase's processing time.
If you are close to your due date, paying online or by phone is safer than mailing a check. The due date is the deadline for your payment to post to your account; payments that arrive after that date are considered late, even if you mailed them before the deadline.
What happens if you miss a payment
If your payment does not post by the due date shown on your statement, Chase charges a late fee and begins charging interest on your balance at a higher rate. The longer the payment is overdue, the more interest accumulates. A single missed payment also appears on your credit report and can lower your credit score.
If you realize you have missed a payment, contact Chase immediately — either through the app, website, or by calling the number on your card. Paying as soon as possible stops additional interest from building up. If this is your first late payment, Chase may remove the late fee if you ask, though they are not required to do so.
Paying more than the minimum
Your statement shows a minimum payment due, but you can pay any amount higher than that at any time. Paying more than the minimum reduces your balance faster and saves you money on interest charges. If you pay the full statement balance by the due date, you typically owe no interest at all on purchases made during that billing cycle.
You can make extra payments between billing cycles if you want to pay down your balance faster. Log into your account and make a one-time payment for any amount you choose. There is no penalty for paying early or paying more than required.
Payments during disputes or billing errors
If you see a charge on your statement that you did not make or believe is wrong, you can dispute it with Chase. You should still make your regular minimum payment on time while the dispute is being investigated — not paying on time can result in late fees and credit damage even if the charge is later found to be an error. Report the disputed charge to Chase through your account or by calling the number on your card.
Chase will investigate the dispute and typically respond within 30 to 60 days. During that time, continue making your regular payments. If the dispute is found in your favor, Chase will remove the charge and any interest or fees related to it.
International payments and currency
If you are outside the United States, you can still pay your Amazon credit card through the same methods — Amazon.com, the app, or Chase.com. Payments are made in US dollars. If you are paying from a bank account in another country, your bank may charge a currency conversion fee or international transfer fee; check with your bank about their rates before you pay.
The due date and payment deadlines remain the same regardless of where you are located. Online payments still post within one business day, so time zone differences do not delay processing.
Frequently Asked Questions
Can I pay my Amazon credit card bill with another credit card?
No. Chase does not accept credit card payments for credit card bills. You must pay from a bank account (checking or savings), by mailing a check, or through the Amazon or Chase websites using a linked bank account. Paying a credit card with another credit card typically triggers cash advance fees and higher interest rates.
What if I pay online but the payment does not show up right away?
Online payments usually post within one business day. If you paid on a weekend or holiday, the payment may not process until the next business day. Check your account the next day to confirm it posted. If more than one business day has passed and the payment still does not appear, contact Chase to verify the payment went through.
Do I have to pay the full balance or can I pay just the minimum?
You can pay any amount from the minimum due up to your full balance. Paying only the minimum keeps your account in good standing, but you will owe interest on the remaining balance. Paying the full statement balance by the due date means you owe no interest on that billing cycle.
What is the difference between the due date and the statement date?
The statement date is when your billing cycle ends and your bill is generated. The due date is when your payment must post to avoid a late fee — usually 21 to 25 days after the statement date. You can see both dates on your statement.
Can I change my automatic payment date if it falls on a weekend?
Yes. When you set up automatic payments, you choose the day of the month. If you pick a date that falls on a weekend or holiday, Chase will process the payment on the next business day. You can change your automatic payment date at any time through your account settings.